▼ 0.50% · 3.625%
HK$4,441
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,579
−HK$140/mo
Today · 4.125%
HK$4,719
baseline
▲ 0.50% · 4.625%
HK$5,007
+HK$288/mo
Deposit HK$974K · loan HK$974K · min. income ≈ HK$9,438/mo (50% DSR)
Upfront cash ≈ HK$974K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,941
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,073
−HK$134/mo
Today · 4.125%
HK$5,207
baseline
▲ 0.50% · 4.625%
HK$5,482
+HK$275/mo
Deposit HK$974K · loan HK$974K · min. income ≈ HK$10,414/mo (50% DSR)
Upfront cash ≈ HK$974K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,885
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,037
−HK$154/mo
Today · 4.125%
HK$5,191
baseline
▲ 0.50% · 4.625%
HK$5,507
+HK$316/mo
Deposit HK$876K · loan HK$1.07M · min. income ≈ HK$10,382/mo (50% DSR)
Upfront cash ≈ HK$877K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,435
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,580
−HK$148/mo
Today · 4.125%
HK$5,728
baseline
▲ 0.50% · 4.625%
HK$6,030
+HK$302/mo
Deposit HK$876K · loan HK$1.07M · min. income ≈ HK$11,456/mo (50% DSR)
Upfront cash ≈ HK$877K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,329
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,495
−HK$168/mo
Today · 4.125%
HK$5,663
baseline
▲ 0.50% · 4.625%
HK$6,008
+HK$345/mo
Deposit HK$779K · loan HK$1.17M · min. income ≈ HK$11,326/mo (50% DSR)
Upfront cash ≈ HK$779K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,929
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,088
−HK$161/mo
Today · 4.125%
HK$6,249
baseline
▲ 0.50% · 4.625%
HK$6,578
+HK$329/mo
Deposit HK$779K · loan HK$1.17M · min. income ≈ HK$12,498/mo (50% DSR)
Upfront cash ≈ HK$779K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,773
−HK$362/mo
▼ 0.25% · 3.875%
HK$5,953
−HK$182/mo
Today · 4.125%
HK$6,135
baseline
▲ 0.50% · 4.625%
HK$6,509
+HK$374/mo
Deposit HK$682K · loan HK$1.27M · min. income ≈ HK$12,270/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,423
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,595
−HK$175/mo
Today · 4.125%
HK$6,770
baseline
▲ 0.50% · 4.625%
HK$7,126
+HK$356/mo
Deposit HK$682K · loan HK$1.27M · min. income ≈ HK$13,540/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,217
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,411
−HK$196/mo
Today · 4.125%
HK$6,607
baseline
▲ 0.50% · 4.625%
HK$7,009
+HK$402/mo
Deposit HK$584K · loan HK$1.36M · min. income ≈ HK$13,214/mo (50% DSR)
Upfront cash ≈ HK$584K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,917
−HK$373/mo
▼ 0.25% · 3.875%
HK$7,102
−HK$188/mo
Today · 4.125%
HK$7,290
baseline
▲ 0.50% · 4.625%
HK$7,675
+HK$385/mo
Deposit HK$584K · loan HK$1.36M · min. income ≈ HK$14,580/mo (50% DSR)
Upfront cash ≈ HK$584K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,661
−HK$418/mo
▼ 0.25% · 3.875%
HK$6,869
−HK$210/mo
Today · 4.125%
HK$7,079
baseline
▲ 0.50% · 4.625%
HK$7,510
+HK$431/mo
Deposit HK$487K · loan HK$1.46M · min. income ≈ HK$14,158/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,411
−HK$400/mo
▼ 0.25% · 3.875%
HK$7,610
−HK$201/mo
Today · 4.125%
HK$7,811
baseline
▲ 0.50% · 4.625%
HK$8,223
+HK$412/mo
Deposit HK$487K · loan HK$1.46M · min. income ≈ HK$15,622/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,106
−HK$445/mo
▼ 0.25% · 3.875%
HK$7,327
−HK$224/mo
Today · 4.125%
HK$7,551
baseline
▲ 0.50% · 4.625%
HK$8,011
+HK$460/mo
Deposit HK$390K · loan HK$1.56M · min. income ≈ HK$15,102/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,905
−HK$427/mo
▼ 0.25% · 3.875%
HK$8,117
−HK$215/mo
Today · 4.125%
HK$8,332
baseline
▲ 0.50% · 4.625%
HK$8,771
+HK$439/mo
Deposit HK$390K · loan HK$1.56M · min. income ≈ HK$16,664/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,550
−HK$473/mo
▼ 0.25% · 3.875%
HK$7,784
−HK$239/mo
Today · 4.125%
HK$8,023
baseline
▲ 0.50% · 4.625%
HK$8,511
+HK$488/mo
Deposit HK$292K · loan HK$1.66M · min. income ≈ HK$16,046/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,399
−HK$454/mo
▼ 0.25% · 3.875%
HK$8,624
−HK$229/mo
Today · 4.125%
HK$8,853
baseline
▲ 0.50% · 4.625%
HK$9,319
+HK$466/mo
Deposit HK$292K · loan HK$1.66M · min. income ≈ HK$17,706/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,994
−HK$501/mo
▼ 0.25% · 3.875%
HK$8,242
−HK$253/mo
Today · 4.125%
HK$8,495
baseline
▲ 0.50% · 4.625%
HK$9,012
+HK$517/mo
Deposit HK$195K · loan HK$1.75M · min. income ≈ HK$16,990/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,893
−HK$480/mo
▼ 0.25% · 3.875%
HK$9,131
−HK$242/mo
Today · 4.125%
HK$9,373
baseline
▲ 0.50% · 4.625%
HK$9,867
+HK$494/mo
Deposit HK$195K · loan HK$1.75M · min. income ≈ HK$18,746/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).