▼ 0.50% · 3.625%
HK$3,967
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,090
−HK$126/mo
Today · 4.125%
HK$4,216
baseline
▲ 0.50% · 4.625%
HK$4,472
+HK$256/mo
Deposit HK$870K · loan HK$870K · min. income ≈ HK$8,432/mo (50% DSR)
Upfront cash ≈ HK$870K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,413
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,531
−HK$120/mo
Today · 4.125%
HK$4,651
baseline
▲ 0.50% · 4.625%
HK$4,897
+HK$246/mo
Deposit HK$870K · loan HK$870K · min. income ≈ HK$9,302/mo (50% DSR)
Upfront cash ≈ HK$870K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,363
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,499
−HK$138/mo
Today · 4.125%
HK$4,637
baseline
▲ 0.50% · 4.625%
HK$4,919
+HK$282/mo
Deposit HK$783K · loan HK$957K · min. income ≈ HK$9,274/mo (50% DSR)
Upfront cash ≈ HK$783K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,854
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,984
−HK$133/mo
Today · 4.125%
HK$5,117
baseline
▲ 0.50% · 4.625%
HK$5,386
+HK$269/mo
Deposit HK$783K · loan HK$957K · min. income ≈ HK$10,234/mo (50% DSR)
Upfront cash ≈ HK$783K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,760
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,908
−HK$151/mo
Today · 4.125%
HK$5,059
baseline
▲ 0.50% · 4.625%
HK$5,366
+HK$307/mo
Deposit HK$696K · loan HK$1.04M · min. income ≈ HK$10,118/mo (50% DSR)
Upfront cash ≈ HK$696K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,296
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,438
−HK$144/mo
Today · 4.125%
HK$5,582
baseline
▲ 0.50% · 4.625%
HK$5,876
+HK$294/mo
Deposit HK$696K · loan HK$1.04M · min. income ≈ HK$11,164/mo (50% DSR)
Upfront cash ≈ HK$696K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,157
−HK$323/mo
▼ 0.25% · 3.875%
HK$5,317
−HK$163/mo
Today · 4.125%
HK$5,480
baseline
▲ 0.50% · 4.625%
HK$5,814
+HK$334/mo
Deposit HK$609K · loan HK$1.13M · min. income ≈ HK$10,960/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,737
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,891
−HK$156/mo
Today · 4.125%
HK$6,047
baseline
▲ 0.50% · 4.625%
HK$6,366
+HK$319/mo
Deposit HK$609K · loan HK$1.13M · min. income ≈ HK$12,094/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,553
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,726
−HK$176/mo
Today · 4.125%
HK$5,902
baseline
▲ 0.50% · 4.625%
HK$6,261
+HK$359/mo
Deposit HK$522K · loan HK$1.22M · min. income ≈ HK$11,804/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,178
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,344
−HK$168/mo
Today · 4.125%
HK$6,512
baseline
▲ 0.50% · 4.625%
HK$6,855
+HK$343/mo
Deposit HK$522K · loan HK$1.22M · min. income ≈ HK$13,024/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,950
−HK$373/mo
▼ 0.25% · 3.875%
HK$6,135
−HK$188/mo
Today · 4.125%
HK$6,323
baseline
▲ 0.50% · 4.625%
HK$6,708
+HK$385/mo
Deposit HK$435K · loan HK$1.30M · min. income ≈ HK$12,646/mo (50% DSR)
Upfront cash ≈ HK$435K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,619
−HK$358/mo
▼ 0.25% · 3.875%
HK$6,797
−HK$180/mo
Today · 4.125%
HK$6,977
baseline
▲ 0.50% · 4.625%
HK$7,345
+HK$368/mo
Deposit HK$435K · loan HK$1.30M · min. income ≈ HK$13,954/mo (50% DSR)
Upfront cash ≈ HK$435K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,347
−HK$398/mo
▼ 0.25% · 3.875%
HK$6,544
−HK$201/mo
Today · 4.125%
HK$6,745
baseline
▲ 0.50% · 4.625%
HK$7,155
+HK$410/mo
Deposit HK$348K · loan HK$1.39M · min. income ≈ HK$13,490/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,061
−HK$381/mo
▼ 0.25% · 3.875%
HK$7,250
−HK$192/mo
Today · 4.125%
HK$7,442
baseline
▲ 0.50% · 4.625%
HK$7,835
+HK$393/mo
Deposit HK$348K · loan HK$1.39M · min. income ≈ HK$14,884/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,744
−HK$422/mo
▼ 0.25% · 3.875%
HK$6,953
−HK$213/mo
Today · 4.125%
HK$7,166
baseline
▲ 0.50% · 4.625%
HK$7,602
+HK$436/mo
Deposit HK$261K · loan HK$1.48M · min. income ≈ HK$14,332/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,502
−HK$405/mo
▼ 0.25% · 3.875%
HK$7,703
−HK$204/mo
Today · 4.125%
HK$7,907
baseline
▲ 0.50% · 4.625%
HK$8,324
+HK$417/mo
Deposit HK$261K · loan HK$1.48M · min. income ≈ HK$15,814/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,140
−HK$448/mo
▼ 0.25% · 3.875%
HK$7,362
−HK$226/mo
Today · 4.125%
HK$7,588
baseline
▲ 0.50% · 4.625%
HK$8,050
+HK$462/mo
Deposit HK$174K · loan HK$1.57M · min. income ≈ HK$15,176/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,943
−HK$430/mo
▼ 0.25% · 3.875%
HK$8,156
−HK$217/mo
Today · 4.125%
HK$8,373
baseline
▲ 0.50% · 4.625%
HK$8,814
+HK$441/mo
Deposit HK$174K · loan HK$1.57M · min. income ≈ HK$16,746/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).