▼ 0.50% · 3.625%
HK$4,051
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,177
−HK$128/mo
Today · 4.125%
HK$4,305
baseline
▲ 0.50% · 4.625%
HK$4,567
+HK$262/mo
Deposit HK$888K · loan HK$888K · min. income ≈ HK$8,610/mo (50% DSR)
Upfront cash ≈ HK$888K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,507
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,628
−HK$123/mo
Today · 4.125%
HK$4,751
baseline
▲ 0.50% · 4.625%
HK$5,001
+HK$250/mo
Deposit HK$888K · loan HK$888K · min. income ≈ HK$9,502/mo (50% DSR)
Upfront cash ≈ HK$888K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,457
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,595
−HK$141/mo
Today · 4.125%
HK$4,736
baseline
▲ 0.50% · 4.625%
HK$5,024
+HK$288/mo
Deposit HK$800K · loan HK$977K · min. income ≈ HK$9,472/mo (50% DSR)
Upfront cash ≈ HK$800K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,958
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,091
−HK$135/mo
Today · 4.125%
HK$5,226
baseline
▲ 0.50% · 4.625%
HK$5,501
+HK$275/mo
Deposit HK$800K · loan HK$977K · min. income ≈ HK$10,452/mo (50% DSR)
Upfront cash ≈ HK$800K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,862
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,013
−HK$154/mo
Today · 4.125%
HK$5,167
baseline
▲ 0.50% · 4.625%
HK$5,481
+HK$314/mo
Deposit HK$711K · loan HK$1.07M · min. income ≈ HK$10,334/mo (50% DSR)
Upfront cash ≈ HK$711K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,409
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,554
−HK$147/mo
Today · 4.125%
HK$5,701
baseline
▲ 0.50% · 4.625%
HK$6,001
+HK$300/mo
Deposit HK$711K · loan HK$1.07M · min. income ≈ HK$11,402/mo (50% DSR)
Upfront cash ≈ HK$711K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,267
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,431
−HK$166/mo
Today · 4.125%
HK$5,597
baseline
▲ 0.50% · 4.625%
HK$5,938
+HK$341/mo
Deposit HK$622K · loan HK$1.15M · min. income ≈ HK$11,194/mo (50% DSR)
Upfront cash ≈ HK$622K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,859
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,016
−HK$160/mo
Today · 4.125%
HK$6,176
baseline
▲ 0.50% · 4.625%
HK$6,501
+HK$325/mo
Deposit HK$622K · loan HK$1.15M · min. income ≈ HK$12,352/mo (50% DSR)
Upfront cash ≈ HK$622K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,672
−HK$356/mo
▼ 0.25% · 3.875%
HK$5,848
−HK$180/mo
Today · 4.125%
HK$6,028
baseline
▲ 0.50% · 4.625%
HK$6,394
+HK$366/mo
Deposit HK$533K · loan HK$1.24M · min. income ≈ HK$12,056/mo (50% DSR)
Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,310
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,479
−HK$172/mo
Today · 4.125%
HK$6,651
baseline
▲ 0.50% · 4.625%
HK$7,001
+HK$350/mo
Deposit HK$533K · loan HK$1.24M · min. income ≈ HK$13,302/mo (50% DSR)
Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,077
−HK$381/mo
▼ 0.25% · 3.875%
HK$6,266
−HK$192/mo
Today · 4.125%
HK$6,458
baseline
▲ 0.50% · 4.625%
HK$6,851
+HK$393/mo
Deposit HK$444K · loan HK$1.33M · min. income ≈ HK$12,916/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,761
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,942
−HK$184/mo
Today · 4.125%
HK$7,126
baseline
▲ 0.50% · 4.625%
HK$7,502
+HK$376/mo
Deposit HK$444K · loan HK$1.33M · min. income ≈ HK$14,252/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,482
−HK$407/mo
▼ 0.25% · 3.875%
HK$6,684
−HK$205/mo
Today · 4.125%
HK$6,889
baseline
▲ 0.50% · 4.625%
HK$7,308
+HK$419/mo
Deposit HK$355K · loan HK$1.42M · min. income ≈ HK$13,778/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,211
−HK$390/mo
▼ 0.25% · 3.875%
HK$7,405
−HK$196/mo
Today · 4.125%
HK$7,601
baseline
▲ 0.50% · 4.625%
HK$8,002
+HK$401/mo
Deposit HK$355K · loan HK$1.42M · min. income ≈ HK$15,202/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,887
−HK$432/mo
▼ 0.25% · 3.875%
HK$7,102
−HK$217/mo
Today · 4.125%
HK$7,319
baseline
▲ 0.50% · 4.625%
HK$7,765
+HK$446/mo
Deposit HK$267K · loan HK$1.51M · min. income ≈ HK$14,638/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,662
−HK$414/mo
▼ 0.25% · 3.875%
HK$7,868
−HK$208/mo
Today · 4.125%
HK$8,076
baseline
▲ 0.50% · 4.625%
HK$8,502
+HK$426/mo
Deposit HK$267K · loan HK$1.51M · min. income ≈ HK$16,152/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,292
−HK$458/mo
▼ 0.25% · 3.875%
HK$7,519
−HK$231/mo
Today · 4.125%
HK$7,750
baseline
▲ 0.50% · 4.625%
HK$8,221
+HK$471/mo
Deposit HK$178K · loan HK$1.60M · min. income ≈ HK$15,500/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,113
−HK$438/mo
▼ 0.25% · 3.875%
HK$8,330
−HK$221/mo
Today · 4.125%
HK$8,551
baseline
▲ 0.50% · 4.625%
HK$9,002
+HK$451/mo
Deposit HK$178K · loan HK$1.60M · min. income ≈ HK$17,102/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).