▼ 0.50% · 3.625%
HK$21,348
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$22,012
−HK$674/mo
Today · 4.125%
HK$22,686
baseline
▲ 0.50% · 4.625%
HK$24,067
+HK$1,381/mo
Deposit HK$4.68M · loan HK$4.68M · min. income ≈ HK$45,372/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$306,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,749
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$24,386
−HK$646/mo
Today · 4.125%
HK$25,032
baseline
▲ 0.50% · 4.625%
HK$26,351
+HK$1,319/mo
Deposit HK$4.68M · loan HK$4.68M · min. income ≈ HK$50,064/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$306,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,482
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$24,213
−HK$742/mo
Today · 4.125%
HK$24,955
baseline
▲ 0.50% · 4.625%
HK$26,473
+HK$1,518/mo
Deposit HK$4.21M · loan HK$5.15M · min. income ≈ HK$49,910/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$306,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,124
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$26,824
−HK$711/mo
Today · 4.125%
HK$27,535
baseline
▲ 0.50% · 4.625%
HK$28,987
+HK$1,452/mo
Deposit HK$4.21M · loan HK$5.15M · min. income ≈ HK$55,070/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$306,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,617
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$26,414
−HK$809/mo
Today · 4.125%
HK$27,223
baseline
▲ 0.50% · 4.625%
HK$28,880
+HK$1,657/mo
Deposit HK$3.74M · loan HK$5.62M · min. income ≈ HK$54,446/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$306,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,499
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$29,263
−HK$775/mo
Today · 4.125%
HK$30,038
baseline
▲ 0.50% · 4.625%
HK$31,622
+HK$1,584/mo
Deposit HK$3.74M · loan HK$5.62M · min. income ≈ HK$60,076/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$306,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,752
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$28,615
−HK$877/mo
Today · 4.125%
HK$29,492
baseline
▲ 0.50% · 4.625%
HK$31,287
+HK$1,795/mo
Deposit HK$3.28M · loan HK$6.09M · min. income ≈ HK$58,984/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$306,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,874
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$31,702
−HK$840/mo
Today · 4.125%
HK$32,542
baseline
▲ 0.50% · 4.625%
HK$34,257
+HK$1,715/mo
Deposit HK$3.28M · loan HK$6.09M · min. income ≈ HK$65,084/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$306,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,887
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$30,816
−HK$945/mo
Today · 4.125%
HK$31,761
baseline
▲ 0.50% · 4.625%
HK$33,693
+HK$1,932/mo
Deposit HK$2.81M · loan HK$6.55M · min. income ≈ HK$63,522/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$306,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,249
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$34,140
−HK$905/mo
Today · 4.125%
HK$35,045
baseline
▲ 0.50% · 4.625%
HK$36,892
+HK$1,847/mo
Deposit HK$2.81M · loan HK$6.55M · min. income ≈ HK$70,090/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$306,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,021
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$33,017
−HK$1,012/mo
Today · 4.125%
HK$34,029
baseline
▲ 0.50% · 4.625%
HK$36,100
+HK$2,071/mo
Deposit HK$2.34M · loan HK$7.02M · min. income ≈ HK$68,058/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$306,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,623
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$36,579
−HK$969/mo
Today · 4.125%
HK$37,548
baseline
▲ 0.50% · 4.625%
HK$39,527
+HK$1,979/mo
Deposit HK$2.34M · loan HK$7.02M · min. income ≈ HK$75,096/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$306,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,156
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$35,219
−HK$1,079/mo
Today · 4.125%
HK$36,298
baseline
▲ 0.50% · 4.625%
HK$38,507
+HK$2,209/mo
Deposit HK$1.87M · loan HK$7.49M · min. income ≈ HK$72,596/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$306,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,998
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$39,017
−HK$1,034/mo
Today · 4.125%
HK$40,051
baseline
▲ 0.50% · 4.625%
HK$42,162
+HK$2,111/mo
Deposit HK$1.87M · loan HK$7.49M · min. income ≈ HK$80,102/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$306,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,291
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$37,420
−HK$1,147/mo
Today · 4.125%
HK$38,567
baseline
▲ 0.50% · 4.625%
HK$40,913
+HK$2,346/mo
Deposit HK$1.40M · loan HK$7.96M · min. income ≈ HK$77,134/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$306,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,373
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$41,456
−HK$1,098/mo
Today · 4.125%
HK$42,554
baseline
▲ 0.50% · 4.625%
HK$44,798
+HK$2,244/mo
Deposit HK$1.40M · loan HK$7.96M · min. income ≈ HK$85,108/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$306,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,426
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$39,621
−HK$1,214/mo
Today · 4.125%
HK$40,835
baseline
▲ 0.50% · 4.625%
HK$43,320
+HK$2,485/mo
Deposit HK$936K · loan HK$8.43M · min. income ≈ HK$81,670/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$306,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,748
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$43,895
−HK$1,163/mo
Today · 4.125%
HK$45,058
baseline
▲ 0.50% · 4.625%
HK$47,433
+HK$2,375/mo
Deposit HK$936K · loan HK$8.43M · min. income ≈ HK$90,116/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$306,191 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).