▼ 0.50% · 3.625%
HK$20,358
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$20,992
−HK$643/mo
Today · 4.125%
HK$21,635
baseline
▲ 0.50% · 4.625%
HK$22,952
+HK$1,317/mo
Deposit HK$4.46M · loan HK$4.46M · min. income ≈ HK$43,270/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,649
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$23,256
−HK$616/mo
Today · 4.125%
HK$23,872
baseline
▲ 0.50% · 4.625%
HK$25,131
+HK$1,259/mo
Deposit HK$4.46M · loan HK$4.46M · min. income ≈ HK$47,744/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,394
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$23,091
−HK$708/mo
Today · 4.125%
HK$23,799
baseline
▲ 0.50% · 4.625%
HK$25,247
+HK$1,448/mo
Deposit HK$4.02M · loan HK$4.91M · min. income ≈ HK$47,598/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$267,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,913
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$25,582
−HK$677/mo
Today · 4.125%
HK$26,259
baseline
▲ 0.50% · 4.625%
HK$27,644
+HK$1,385/mo
Deposit HK$4.02M · loan HK$4.91M · min. income ≈ HK$52,518/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$267,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,430
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$25,190
−HK$772/mo
Today · 4.125%
HK$25,962
baseline
▲ 0.50% · 4.625%
HK$27,542
+HK$1,580/mo
Deposit HK$3.57M · loan HK$5.36M · min. income ≈ HK$51,924/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$267,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,178
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$27,907
−HK$740/mo
Today · 4.125%
HK$28,647
baseline
▲ 0.50% · 4.625%
HK$30,157
+HK$1,510/mo
Deposit HK$3.57M · loan HK$5.36M · min. income ≈ HK$57,294/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$267,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,466
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$27,289
−HK$837/mo
Today · 4.125%
HK$28,126
baseline
▲ 0.50% · 4.625%
HK$29,837
+HK$1,711/mo
Deposit HK$3.12M · loan HK$5.80M · min. income ≈ HK$56,252/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,443
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$30,233
−HK$801/mo
Today · 4.125%
HK$31,034
baseline
▲ 0.50% · 4.625%
HK$32,670
+HK$1,636/mo
Deposit HK$3.12M · loan HK$5.80M · min. income ≈ HK$62,068/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,502
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$29,388
−HK$901/mo
Today · 4.125%
HK$30,289
baseline
▲ 0.50% · 4.625%
HK$32,132
+HK$1,843/mo
Deposit HK$2.68M · loan HK$6.25M · min. income ≈ HK$60,578/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$267,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,708
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$32,558
−HK$863/mo
Today · 4.125%
HK$33,421
baseline
▲ 0.50% · 4.625%
HK$35,183
+HK$1,762/mo
Deposit HK$2.68M · loan HK$6.25M · min. income ≈ HK$66,842/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$267,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,538
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$31,488
−HK$965/mo
Today · 4.125%
HK$32,453
baseline
▲ 0.50% · 4.625%
HK$34,427
+HK$1,974/mo
Deposit HK$2.23M · loan HK$6.70M · min. income ≈ HK$64,906/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$267,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,973
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$34,884
−HK$924/mo
Today · 4.125%
HK$35,808
baseline
▲ 0.50% · 4.625%
HK$37,696
+HK$1,888/mo
Deposit HK$2.23M · loan HK$6.70M · min. income ≈ HK$71,616/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$267,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,573
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$33,587
−HK$1,029/mo
Today · 4.125%
HK$34,616
baseline
▲ 0.50% · 4.625%
HK$36,722
+HK$2,106/mo
Deposit HK$1.79M · loan HK$7.14M · min. income ≈ HK$69,232/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,238
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$37,210
−HK$985/mo
Today · 4.125%
HK$38,195
baseline
▲ 0.50% · 4.625%
HK$40,209
+HK$2,014/mo
Deposit HK$1.79M · loan HK$7.14M · min. income ≈ HK$76,390/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,609
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$35,686
−HK$1,094/mo
Today · 4.125%
HK$36,780
baseline
▲ 0.50% · 4.625%
HK$39,018
+HK$2,238/mo
Deposit HK$1.34M · loan HK$7.59M · min. income ≈ HK$73,560/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$267,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,503
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$39,535
−HK$1,048/mo
Today · 4.125%
HK$40,583
baseline
▲ 0.50% · 4.625%
HK$42,722
+HK$2,139/mo
Deposit HK$1.34M · loan HK$7.59M · min. income ≈ HK$81,166/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$267,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,645
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$37,785
−HK$1,158/mo
Today · 4.125%
HK$38,943
baseline
▲ 0.50% · 4.625%
HK$41,313
+HK$2,370/mo
Deposit HK$893K · loan HK$8.04M · min. income ≈ HK$77,886/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,767
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$41,861
−HK$1,109/mo
Today · 4.125%
HK$42,970
baseline
▲ 0.50% · 4.625%
HK$45,235
+HK$2,265/mo
Deposit HK$893K · loan HK$8.04M · min. income ≈ HK$85,940/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,844 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).