▼ 0.50% · 3.625%
HK$21,755
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$22,431
−HK$688/mo
Today · 4.125%
HK$23,119
baseline
▲ 0.50% · 4.625%
HK$24,525
+HK$1,406/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$46,238/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$324,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,202
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$24,851
−HK$658/mo
Today · 4.125%
HK$25,509
baseline
▲ 0.50% · 4.625%
HK$26,854
+HK$1,345/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$51,018/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$324,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,930
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$24,674
−HK$757/mo
Today · 4.125%
HK$25,431
baseline
▲ 0.50% · 4.625%
HK$26,978
+HK$1,547/mo
Deposit HK$4.29M · loan HK$5.25M · min. income ≈ HK$50,862/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$324,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,622
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$27,336
−HK$724/mo
Today · 4.125%
HK$28,060
baseline
▲ 0.50% · 4.625%
HK$29,539
+HK$1,479/mo
Deposit HK$4.29M · loan HK$5.25M · min. income ≈ HK$56,120/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$324,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,105
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$26,917
−HK$825/mo
Today · 4.125%
HK$27,742
baseline
▲ 0.50% · 4.625%
HK$29,431
+HK$1,689/mo
Deposit HK$3.82M · loan HK$5.72M · min. income ≈ HK$55,484/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$324,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,042
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$29,821
−HK$790/mo
Today · 4.125%
HK$30,611
baseline
▲ 0.50% · 4.625%
HK$32,225
+HK$1,614/mo
Deposit HK$3.82M · loan HK$5.72M · min. income ≈ HK$61,222/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$324,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,281
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$29,161
−HK$893/mo
Today · 4.125%
HK$30,054
baseline
▲ 0.50% · 4.625%
HK$31,883
+HK$1,829/mo
Deposit HK$3.34M · loan HK$6.20M · min. income ≈ HK$60,108/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$324,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,462
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$32,306
−HK$856/mo
Today · 4.125%
HK$33,162
baseline
▲ 0.50% · 4.625%
HK$34,910
+HK$1,748/mo
Deposit HK$3.34M · loan HK$6.20M · min. income ≈ HK$66,324/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$324,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,456
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$31,404
−HK$962/mo
Today · 4.125%
HK$32,366
baseline
▲ 0.50% · 4.625%
HK$34,336
+HK$1,970/mo
Deposit HK$2.86M · loan HK$6.68M · min. income ≈ HK$64,732/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$324,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,882
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$34,791
−HK$922/mo
Today · 4.125%
HK$35,713
baseline
▲ 0.50% · 4.625%
HK$37,595
+HK$1,882/mo
Deposit HK$2.86M · loan HK$6.68M · min. income ≈ HK$71,426/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$324,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,632
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$33,647
−HK$1,031/mo
Today · 4.125%
HK$34,678
baseline
▲ 0.50% · 4.625%
HK$36,788
+HK$2,110/mo
Deposit HK$2.39M · loan HK$7.16M · min. income ≈ HK$69,356/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$324,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,303
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$37,276
−HK$988/mo
Today · 4.125%
HK$38,264
baseline
▲ 0.50% · 4.625%
HK$40,281
+HK$2,017/mo
Deposit HK$2.39M · loan HK$7.16M · min. income ≈ HK$76,528/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$324,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,807
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$35,890
−HK$1,100/mo
Today · 4.125%
HK$36,990
baseline
▲ 0.50% · 4.625%
HK$39,241
+HK$2,251/mo
Deposit HK$1.91M · loan HK$7.63M · min. income ≈ HK$73,980/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$324,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,723
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$39,761
−HK$1,054/mo
Today · 4.125%
HK$40,815
baseline
▲ 0.50% · 4.625%
HK$42,966
+HK$2,151/mo
Deposit HK$1.91M · loan HK$7.63M · min. income ≈ HK$81,630/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$324,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,983
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$38,133
−HK$1,169/mo
Today · 4.125%
HK$39,302
baseline
▲ 0.50% · 4.625%
HK$41,693
+HK$2,391/mo
Deposit HK$1.43M · loan HK$8.11M · min. income ≈ HK$78,604/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$324,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,143
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$42,246
−HK$1,120/mo
Today · 4.125%
HK$43,366
baseline
▲ 0.50% · 4.625%
HK$45,652
+HK$2,286/mo
Deposit HK$1.43M · loan HK$8.11M · min. income ≈ HK$86,732/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$324,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,158
−HK$2,456/mo
▼ 0.25% · 3.875%
HK$40,376
−HK$1,238/mo
Today · 4.125%
HK$41,614
baseline
▲ 0.50% · 4.625%
HK$44,146
+HK$2,532/mo
Deposit HK$954K · loan HK$8.59M · min. income ≈ HK$83,228/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$324,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,563
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$44,731
−HK$1,186/mo
Today · 4.125%
HK$45,917
baseline
▲ 0.50% · 4.625%
HK$48,337
+HK$2,420/mo
Deposit HK$954K · loan HK$8.59M · min. income ≈ HK$91,834/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$324,039 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).