▼ 0.50% · 3.625%
HK$22,039
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$22,725
−HK$696/mo
Today · 4.125%
HK$23,421
baseline
▲ 0.50% · 4.625%
HK$24,846
+HK$1,425/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$46,842/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$336,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,518
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$25,176
−HK$667/mo
Today · 4.125%
HK$25,843
baseline
▲ 0.50% · 4.625%
HK$27,205
+HK$1,362/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$51,686/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$336,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,243
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$24,997
−HK$766/mo
Today · 4.125%
HK$25,763
baseline
▲ 0.50% · 4.625%
HK$27,331
+HK$1,568/mo
Deposit HK$4.35M · loan HK$5.32M · min. income ≈ HK$51,526/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$336,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,970
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$27,693
−HK$734/mo
Today · 4.125%
HK$28,427
baseline
▲ 0.50% · 4.625%
HK$29,925
+HK$1,498/mo
Deposit HK$4.35M · loan HK$5.32M · min. income ≈ HK$56,854/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$336,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,447
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$27,269
−HK$836/mo
Today · 4.125%
HK$28,105
baseline
▲ 0.50% · 4.625%
HK$29,815
+HK$1,710/mo
Deposit HK$3.87M · loan HK$5.80M · min. income ≈ HK$56,210/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$336,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,422
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$30,211
−HK$800/mo
Today · 4.125%
HK$31,011
baseline
▲ 0.50% · 4.625%
HK$32,646
+HK$1,635/mo
Deposit HK$3.87M · loan HK$5.80M · min. income ≈ HK$62,022/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$336,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,651
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$29,542
−HK$905/mo
Today · 4.125%
HK$30,447
baseline
▲ 0.50% · 4.625%
HK$32,300
+HK$1,853/mo
Deposit HK$3.38M · loan HK$6.28M · min. income ≈ HK$60,894/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$336,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,874
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$32,728
−HK$868/mo
Today · 4.125%
HK$33,596
baseline
▲ 0.50% · 4.625%
HK$35,366
+HK$1,770/mo
Deposit HK$3.38M · loan HK$6.28M · min. income ≈ HK$67,192/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$336,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,855
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$31,814
−HK$975/mo
Today · 4.125%
HK$32,789
baseline
▲ 0.50% · 4.625%
HK$34,785
+HK$1,996/mo
Deposit HK$2.90M · loan HK$6.77M · min. income ≈ HK$65,578/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$336,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,325
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$35,246
−HK$934/mo
Today · 4.125%
HK$36,180
baseline
▲ 0.50% · 4.625%
HK$38,087
+HK$1,907/mo
Deposit HK$2.90M · loan HK$6.77M · min. income ≈ HK$72,360/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$336,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,058
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$34,087
−HK$1,045/mo
Today · 4.125%
HK$35,132
baseline
▲ 0.50% · 4.625%
HK$37,269
+HK$2,137/mo
Deposit HK$2.42M · loan HK$7.25M · min. income ≈ HK$70,264/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$336,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,777
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$37,764
−HK$1,000/mo
Today · 4.125%
HK$38,764
baseline
▲ 0.50% · 4.625%
HK$40,807
+HK$2,043/mo
Deposit HK$2.42M · loan HK$7.25M · min. income ≈ HK$77,528/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$336,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,262
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$36,359
−HK$1,115/mo
Today · 4.125%
HK$37,474
baseline
▲ 0.50% · 4.625%
HK$39,754
+HK$2,280/mo
Deposit HK$1.93M · loan HK$7.73M · min. income ≈ HK$74,948/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$336,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,229
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$40,281
−HK$1,067/mo
Today · 4.125%
HK$41,348
baseline
▲ 0.50% · 4.625%
HK$43,528
+HK$2,180/mo
Deposit HK$1.93M · loan HK$7.73M · min. income ≈ HK$82,696/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$336,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,466
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$38,632
−HK$1,184/mo
Today · 4.125%
HK$39,816
baseline
▲ 0.50% · 4.625%
HK$42,238
+HK$2,422/mo
Deposit HK$1.45M · loan HK$8.22M · min. income ≈ HK$79,632/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$336,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,681
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$42,799
−HK$1,134/mo
Today · 4.125%
HK$43,933
baseline
▲ 0.50% · 4.625%
HK$46,248
+HK$2,315/mo
Deposit HK$1.45M · loan HK$8.22M · min. income ≈ HK$87,866/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$336,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,670
−HK$2,488/mo
▼ 0.25% · 3.875%
HK$40,904
−HK$1,254/mo
Today · 4.125%
HK$42,158
baseline
▲ 0.50% · 4.625%
HK$44,723
+HK$2,565/mo
Deposit HK$967K · loan HK$8.70M · min. income ≈ HK$84,316/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$336,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,133
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$45,316
−HK$1,201/mo
Today · 4.125%
HK$46,517
baseline
▲ 0.50% · 4.625%
HK$48,969
+HK$2,452/mo
Deposit HK$967K · loan HK$8.70M · min. income ≈ HK$93,034/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$336,514 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).