▼ 0.50% · 3.625%
HK$21,900
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$22,581
−HK$692/mo
Today · 4.125%
HK$23,273
baseline
▲ 0.50% · 4.625%
HK$24,689
+HK$1,416/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$46,546/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$330,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,364
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$25,017
−HK$663/mo
Today · 4.125%
HK$25,680
baseline
▲ 0.50% · 4.625%
HK$27,033
+HK$1,353/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$51,360/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$330,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,090
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$24,839
−HK$762/mo
Today · 4.125%
HK$25,601
baseline
▲ 0.50% · 4.625%
HK$27,158
+HK$1,557/mo
Deposit HK$4.32M · loan HK$5.28M · min. income ≈ HK$51,202/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$330,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,800
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$27,519
−HK$729/mo
Today · 4.125%
HK$28,248
baseline
▲ 0.50% · 4.625%
HK$29,737
+HK$1,489/mo
Deposit HK$4.32M · loan HK$5.28M · min. income ≈ HK$56,496/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$330,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,280
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$27,097
−HK$831/mo
Today · 4.125%
HK$27,928
baseline
▲ 0.50% · 4.625%
HK$29,627
+HK$1,699/mo
Deposit HK$3.84M · loan HK$5.76M · min. income ≈ HK$55,856/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$330,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,236
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$30,020
−HK$796/mo
Today · 4.125%
HK$30,816
baseline
▲ 0.50% · 4.625%
HK$32,440
+HK$1,624/mo
Deposit HK$3.84M · loan HK$5.76M · min. income ≈ HK$61,632/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$330,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,470
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$29,356
−HK$899/mo
Today · 4.125%
HK$30,255
baseline
▲ 0.50% · 4.625%
HK$32,096
+HK$1,841/mo
Deposit HK$3.36M · loan HK$6.24M · min. income ≈ HK$60,510/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$330,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,673
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$32,522
−HK$862/mo
Today · 4.125%
HK$33,384
baseline
▲ 0.50% · 4.625%
HK$35,143
+HK$1,759/mo
Deposit HK$3.36M · loan HK$6.24M · min. income ≈ HK$66,768/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$330,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,660
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$31,614
−HK$969/mo
Today · 4.125%
HK$32,583
baseline
▲ 0.50% · 4.625%
HK$34,565
+HK$1,982/mo
Deposit HK$2.88M · loan HK$6.72M · min. income ≈ HK$65,166/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$330,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,109
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$35,024
−HK$928/mo
Today · 4.125%
HK$35,952
baseline
▲ 0.50% · 4.625%
HK$37,847
+HK$1,895/mo
Deposit HK$2.88M · loan HK$6.72M · min. income ≈ HK$71,904/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$330,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,850
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$33,872
−HK$1,038/mo
Today · 4.125%
HK$34,910
baseline
▲ 0.50% · 4.625%
HK$37,034
+HK$2,124/mo
Deposit HK$2.40M · loan HK$7.20M · min. income ≈ HK$69,820/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$330,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,545
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$37,525
−HK$995/mo
Today · 4.125%
HK$38,520
baseline
▲ 0.50% · 4.625%
HK$40,550
+HK$2,030/mo
Deposit HK$2.40M · loan HK$7.20M · min. income ≈ HK$77,040/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$330,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,040
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$36,130
−HK$1,107/mo
Today · 4.125%
HK$37,237
baseline
▲ 0.50% · 4.625%
HK$39,503
+HK$2,266/mo
Deposit HK$1.92M · loan HK$7.68M · min. income ≈ HK$74,474/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$330,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,982
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$40,027
−HK$1,061/mo
Today · 4.125%
HK$41,088
baseline
▲ 0.50% · 4.625%
HK$43,253
+HK$2,165/mo
Deposit HK$1.92M · loan HK$7.68M · min. income ≈ HK$82,176/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$330,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,230
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$38,388
−HK$1,177/mo
Today · 4.125%
HK$39,565
baseline
▲ 0.50% · 4.625%
HK$41,972
+HK$2,407/mo
Deposit HK$1.44M · loan HK$8.16M · min. income ≈ HK$79,130/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$330,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,418
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$42,529
−HK$1,127/mo
Today · 4.125%
HK$43,656
baseline
▲ 0.50% · 4.625%
HK$45,957
+HK$2,301/mo
Deposit HK$1.44M · loan HK$8.16M · min. income ≈ HK$87,312/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$330,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,420
−HK$2,472/mo
▼ 0.25% · 3.875%
HK$40,646
−HK$1,246/mo
Today · 4.125%
HK$41,892
baseline
▲ 0.50% · 4.625%
HK$44,441
+HK$2,549/mo
Deposit HK$960K · loan HK$8.64M · min. income ≈ HK$83,784/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$330,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,854
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$45,030
−HK$1,194/mo
Today · 4.125%
HK$46,224
baseline
▲ 0.50% · 4.625%
HK$48,660
+HK$2,436/mo
Deposit HK$960K · loan HK$8.64M · min. income ≈ HK$92,448/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$330,418 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).