▼ 0.50% · 3.625%
HK$19,230
−HK$1,206/mo
▼ 0.25% · 3.875%
HK$19,828
−HK$608/mo
Today · 4.125%
HK$20,436
baseline
▲ 0.50% · 4.625%
HK$21,679
+HK$1,243/mo
Deposit HK$4.22M · loan HK$4.22M · min. income ≈ HK$40,872/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$252,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,393
−HK$1,156/mo
▼ 0.25% · 3.875%
HK$21,967
−HK$582/mo
Today · 4.125%
HK$22,549
baseline
▲ 0.50% · 4.625%
HK$23,737
+HK$1,188/mo
Deposit HK$4.22M · loan HK$4.22M · min. income ≈ HK$45,098/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$252,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,153
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$21,811
−HK$668/mo
Today · 4.125%
HK$22,479
baseline
▲ 0.50% · 4.625%
HK$23,847
+HK$1,368/mo
Deposit HK$3.79M · loan HK$4.64M · min. income ≈ HK$44,958/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$252,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,532
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$24,163
−HK$641/mo
Today · 4.125%
HK$24,804
baseline
▲ 0.50% · 4.625%
HK$26,111
+HK$1,307/mo
Deposit HK$3.79M · loan HK$4.64M · min. income ≈ HK$49,608/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$252,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,076
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$23,794
−HK$729/mo
Today · 4.125%
HK$24,523
baseline
▲ 0.50% · 4.625%
HK$26,015
+HK$1,492/mo
Deposit HK$3.37M · loan HK$5.06M · min. income ≈ HK$49,046/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$252,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,672
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$26,360
−HK$698/mo
Today · 4.125%
HK$27,058
baseline
▲ 0.50% · 4.625%
HK$28,485
+HK$1,427/mo
Deposit HK$3.37M · loan HK$5.06M · min. income ≈ HK$54,116/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$252,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,999
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$25,776
−HK$790/mo
Today · 4.125%
HK$26,566
baseline
▲ 0.50% · 4.625%
HK$28,183
+HK$1,617/mo
Deposit HK$2.95M · loan HK$5.48M · min. income ≈ HK$53,132/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,811
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$28,557
−HK$756/mo
Today · 4.125%
HK$29,313
baseline
▲ 0.50% · 4.625%
HK$30,858
+HK$1,545/mo
Deposit HK$2.95M · loan HK$5.48M · min. income ≈ HK$58,626/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,922
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$27,759
−HK$851/mo
Today · 4.125%
HK$28,610
baseline
▲ 0.50% · 4.625%
HK$30,351
+HK$1,741/mo
Deposit HK$2.53M · loan HK$5.90M · min. income ≈ HK$57,220/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,950
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$30,753
−HK$815/mo
Today · 4.125%
HK$31,568
baseline
▲ 0.50% · 4.625%
HK$33,232
+HK$1,664/mo
Deposit HK$2.53M · loan HK$5.90M · min. income ≈ HK$63,136/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,845
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$29,742
−HK$911/mo
Today · 4.125%
HK$30,653
baseline
▲ 0.50% · 4.625%
HK$32,519
+HK$1,866/mo
Deposit HK$2.11M · loan HK$6.32M · min. income ≈ HK$61,306/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$252,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,089
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$32,950
−HK$873/mo
Today · 4.125%
HK$33,823
baseline
▲ 0.50% · 4.625%
HK$35,606
+HK$1,783/mo
Deposit HK$2.11M · loan HK$6.32M · min. income ≈ HK$67,646/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$252,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,768
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$31,725
−HK$972/mo
Today · 4.125%
HK$32,697
baseline
▲ 0.50% · 4.625%
HK$34,687
+HK$1,990/mo
Deposit HK$1.69M · loan HK$6.75M · min. income ≈ HK$65,394/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$252,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,229
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$35,147
−HK$931/mo
Today · 4.125%
HK$36,078
baseline
▲ 0.50% · 4.625%
HK$37,980
+HK$1,902/mo
Deposit HK$1.69M · loan HK$6.75M · min. income ≈ HK$72,156/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$252,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,691
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$33,707
−HK$1,034/mo
Today · 4.125%
HK$34,741
baseline
▲ 0.50% · 4.625%
HK$36,854
+HK$2,113/mo
Deposit HK$1.26M · loan HK$7.17M · min. income ≈ HK$69,482/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$252,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,368
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$37,343
−HK$990/mo
Today · 4.125%
HK$38,333
baseline
▲ 0.50% · 4.625%
HK$40,353
+HK$2,020/mo
Deposit HK$1.26M · loan HK$7.17M · min. income ≈ HK$76,666/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$252,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,614
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$35,690
−HK$1,094/mo
Today · 4.125%
HK$36,784
baseline
▲ 0.50% · 4.625%
HK$39,022
+HK$2,238/mo
Deposit HK$843K · loan HK$7.59M · min. income ≈ HK$73,568/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$252,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,507
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$39,540
−HK$1,048/mo
Today · 4.125%
HK$40,588
baseline
▲ 0.50% · 4.625%
HK$42,727
+HK$2,139/mo
Deposit HK$843K · loan HK$7.59M · min. income ≈ HK$81,176/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$252,995 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).