▼ 0.50% · 3.625%
HK$20,501
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$21,139
−HK$648/mo
Today · 4.125%
HK$21,787
baseline
▲ 0.50% · 4.625%
HK$23,112
+HK$1,325/mo
Deposit HK$4.50M · loan HK$4.50M · min. income ≈ HK$43,574/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$269,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,807
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$23,419
−HK$621/mo
Today · 4.125%
HK$24,040
baseline
▲ 0.50% · 4.625%
HK$25,307
+HK$1,267/mo
Deposit HK$4.50M · loan HK$4.50M · min. income ≈ HK$48,080/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$269,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,551
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$23,253
−HK$713/mo
Today · 4.125%
HK$23,966
baseline
▲ 0.50% · 4.625%
HK$25,424
+HK$1,458/mo
Deposit HK$4.05M · loan HK$4.94M · min. income ≈ HK$47,932/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$269,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,088
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$25,761
−HK$683/mo
Today · 4.125%
HK$26,444
baseline
▲ 0.50% · 4.625%
HK$27,837
+HK$1,393/mo
Deposit HK$4.05M · loan HK$4.94M · min. income ≈ HK$52,888/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$269,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,601
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$25,367
−HK$777/mo
Today · 4.125%
HK$26,144
baseline
▲ 0.50% · 4.625%
HK$27,735
+HK$1,591/mo
Deposit HK$3.60M · loan HK$5.39M · min. income ≈ HK$52,288/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$269,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,369
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$28,103
−HK$745/mo
Today · 4.125%
HK$28,848
baseline
▲ 0.50% · 4.625%
HK$30,368
+HK$1,520/mo
Deposit HK$3.60M · loan HK$5.39M · min. income ≈ HK$57,696/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$269,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,652
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$27,481
−HK$842/mo
Today · 4.125%
HK$28,323
baseline
▲ 0.50% · 4.625%
HK$30,046
+HK$1,723/mo
Deposit HK$3.15M · loan HK$5.84M · min. income ≈ HK$56,646/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$269,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,650
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$30,445
−HK$806/mo
Today · 4.125%
HK$31,251
baseline
▲ 0.50% · 4.625%
HK$32,899
+HK$1,648/mo
Deposit HK$3.15M · loan HK$5.84M · min. income ≈ HK$62,502/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$269,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,702
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$29,594
−HK$908/mo
Today · 4.125%
HK$30,502
baseline
▲ 0.50% · 4.625%
HK$32,357
+HK$1,855/mo
Deposit HK$2.70M · loan HK$6.29M · min. income ≈ HK$61,004/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$269,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,930
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$32,787
−HK$868/mo
Today · 4.125%
HK$33,655
baseline
▲ 0.50% · 4.625%
HK$35,429
+HK$1,774/mo
Deposit HK$2.70M · loan HK$6.29M · min. income ≈ HK$67,310/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$269,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,752
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$31,708
−HK$972/mo
Today · 4.125%
HK$32,680
baseline
▲ 0.50% · 4.625%
HK$34,669
+HK$1,989/mo
Deposit HK$2.25M · loan HK$6.74M · min. income ≈ HK$65,360/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$269,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,211
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$35,129
−HK$930/mo
Today · 4.125%
HK$36,059
baseline
▲ 0.50% · 4.625%
HK$37,960
+HK$1,901/mo
Deposit HK$2.25M · loan HK$6.74M · min. income ≈ HK$72,118/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$269,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,802
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$33,822
−HK$1,037/mo
Today · 4.125%
HK$34,859
baseline
▲ 0.50% · 4.625%
HK$36,980
+HK$2,121/mo
Deposit HK$1.80M · loan HK$7.19M · min. income ≈ HK$69,718/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$269,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,492
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$37,471
−HK$992/mo
Today · 4.125%
HK$38,463
baseline
▲ 0.50% · 4.625%
HK$40,491
+HK$2,028/mo
Deposit HK$1.80M · loan HK$7.19M · min. income ≈ HK$76,926/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$269,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,852
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$35,936
−HK$1,102/mo
Today · 4.125%
HK$37,038
baseline
▲ 0.50% · 4.625%
HK$39,291
+HK$2,253/mo
Deposit HK$1.35M · loan HK$7.64M · min. income ≈ HK$74,076/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,773
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$39,812
−HK$1,055/mo
Today · 4.125%
HK$40,867
baseline
▲ 0.50% · 4.625%
HK$43,022
+HK$2,155/mo
Deposit HK$1.35M · loan HK$7.64M · min. income ≈ HK$81,734/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,902
−HK$2,314/mo
▼ 0.25% · 3.875%
HK$38,050
−HK$1,166/mo
Today · 4.125%
HK$39,216
baseline
▲ 0.50% · 4.625%
HK$41,602
+HK$2,386/mo
Deposit HK$899K · loan HK$8.09M · min. income ≈ HK$78,432/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,053
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$42,154
−HK$1,117/mo
Today · 4.125%
HK$43,271
baseline
▲ 0.50% · 4.625%
HK$45,552
+HK$2,281/mo
Deposit HK$899K · loan HK$8.09M · min. income ≈ HK$86,542/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,723 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).