▼ 0.50% · 3.625%
HK$20,907
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$21,557
−HK$661/mo
Today · 4.125%
HK$22,218
baseline
▲ 0.50% · 4.625%
HK$23,570
+HK$1,352/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$44,436/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$286,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,259
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$23,883
−HK$632/mo
Today · 4.125%
HK$24,515
baseline
▲ 0.50% · 4.625%
HK$25,808
+HK$1,293/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$49,030/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$286,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,998
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$23,713
−HK$727/mo
Today · 4.125%
HK$24,440
baseline
▲ 0.50% · 4.625%
HK$25,927
+HK$1,487/mo
Deposit HK$4.13M · loan HK$5.04M · min. income ≈ HK$48,880/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$286,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,585
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$26,271
−HK$696/mo
Today · 4.125%
HK$26,967
baseline
▲ 0.50% · 4.625%
HK$28,389
+HK$1,422/mo
Deposit HK$4.13M · loan HK$5.04M · min. income ≈ HK$53,934/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$286,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,088
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$25,869
−HK$793/mo
Today · 4.125%
HK$26,662
baseline
▲ 0.50% · 4.625%
HK$28,284
+HK$1,622/mo
Deposit HK$3.67M · loan HK$5.50M · min. income ≈ HK$53,324/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$286,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,911
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$28,659
−HK$760/mo
Today · 4.125%
HK$29,419
baseline
▲ 0.50% · 4.625%
HK$30,969
+HK$1,550/mo
Deposit HK$3.67M · loan HK$5.50M · min. income ≈ HK$58,838/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$286,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,179
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$28,025
−HK$859/mo
Today · 4.125%
HK$28,884
baseline
▲ 0.50% · 4.625%
HK$30,641
+HK$1,757/mo
Deposit HK$3.21M · loan HK$5.96M · min. income ≈ HK$57,768/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$286,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,237
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$31,047
−HK$823/mo
Today · 4.125%
HK$31,870
baseline
▲ 0.50% · 4.625%
HK$33,550
+HK$1,680/mo
Deposit HK$3.21M · loan HK$5.96M · min. income ≈ HK$63,740/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$286,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,270
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$30,180
−HK$925/mo
Today · 4.125%
HK$31,105
baseline
▲ 0.50% · 4.625%
HK$32,998
+HK$1,893/mo
Deposit HK$2.75M · loan HK$6.42M · min. income ≈ HK$62,210/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$286,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,562
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$33,436
−HK$886/mo
Today · 4.125%
HK$34,322
baseline
▲ 0.50% · 4.625%
HK$36,131
+HK$1,809/mo
Deposit HK$2.75M · loan HK$6.42M · min. income ≈ HK$68,644/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$286,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,361
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$32,336
−HK$991/mo
Today · 4.125%
HK$33,327
baseline
▲ 0.50% · 4.625%
HK$35,355
+HK$2,028/mo
Deposit HK$2.29M · loan HK$6.88M · min. income ≈ HK$66,654/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$286,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,888
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$35,824
−HK$949/mo
Today · 4.125%
HK$36,773
baseline
▲ 0.50% · 4.625%
HK$38,712
+HK$1,939/mo
Deposit HK$2.29M · loan HK$6.88M · min. income ≈ HK$73,546/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$286,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,451
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$34,492
−HK$1,057/mo
Today · 4.125%
HK$35,549
baseline
▲ 0.50% · 4.625%
HK$37,712
+HK$2,163/mo
Deposit HK$1.83M · loan HK$7.33M · min. income ≈ HK$71,098/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$286,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,214
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$38,212
−HK$1,013/mo
Today · 4.125%
HK$39,225
baseline
▲ 0.50% · 4.625%
HK$41,292
+HK$2,067/mo
Deposit HK$1.83M · loan HK$7.33M · min. income ≈ HK$78,450/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$286,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,542
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$36,648
−HK$1,123/mo
Today · 4.125%
HK$37,771
baseline
▲ 0.50% · 4.625%
HK$40,069
+HK$2,298/mo
Deposit HK$1.38M · loan HK$7.79M · min. income ≈ HK$75,542/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$286,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,540
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$40,601
−HK$1,075/mo
Today · 4.125%
HK$41,676
baseline
▲ 0.50% · 4.625%
HK$43,873
+HK$2,197/mo
Deposit HK$1.38M · loan HK$7.79M · min. income ≈ HK$83,352/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$286,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,633
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$38,803
−HK$1,190/mo
Today · 4.125%
HK$39,993
baseline
▲ 0.50% · 4.625%
HK$42,426
+HK$2,433/mo
Deposit HK$917K · loan HK$8.25M · min. income ≈ HK$79,986/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$286,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,866
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$42,989
−HK$1,139/mo
Today · 4.125%
HK$44,128
baseline
▲ 0.50% · 4.625%
HK$46,454
+HK$2,326/mo
Deposit HK$917K · loan HK$8.25M · min. income ≈ HK$88,256/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$286,874 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).