▼ 0.50% · 3.625%
HK$18,885
−HK$1,185/mo
▼ 0.25% · 3.875%
HK$19,473
−HK$597/mo
Today · 4.125%
HK$20,070
baseline
▲ 0.50% · 4.625%
HK$21,291
+HK$1,221/mo
Deposit HK$4.14M · loan HK$4.14M · min. income ≈ HK$40,140/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$248,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,010
−HK$1,135/mo
▼ 0.25% · 3.875%
HK$21,573
−HK$572/mo
Today · 4.125%
HK$22,145
baseline
▲ 0.50% · 4.625%
HK$23,312
+HK$1,167/mo
Deposit HK$4.14M · loan HK$4.14M · min. income ≈ HK$44,290/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$248,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,774
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$21,420
−HK$657/mo
Today · 4.125%
HK$22,077
baseline
▲ 0.50% · 4.625%
HK$23,420
+HK$1,343/mo
Deposit HK$3.73M · loan HK$4.56M · min. income ≈ HK$44,154/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$248,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,111
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$23,731
−HK$628/mo
Today · 4.125%
HK$24,359
baseline
▲ 0.50% · 4.625%
HK$25,643
+HK$1,284/mo
Deposit HK$3.73M · loan HK$4.56M · min. income ≈ HK$48,718/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$248,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,662
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$23,367
−HK$717/mo
Today · 4.125%
HK$24,084
baseline
▲ 0.50% · 4.625%
HK$25,549
+HK$1,465/mo
Deposit HK$3.31M · loan HK$4.97M · min. income ≈ HK$48,168/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$248,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,212
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$25,888
−HK$686/mo
Today · 4.125%
HK$26,574
baseline
▲ 0.50% · 4.625%
HK$27,975
+HK$1,401/mo
Deposit HK$3.31M · loan HK$4.97M · min. income ≈ HK$53,148/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$248,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,551
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$25,315
−HK$776/mo
Today · 4.125%
HK$26,091
baseline
▲ 0.50% · 4.625%
HK$27,678
+HK$1,587/mo
Deposit HK$2.90M · loan HK$5.38M · min. income ≈ HK$52,182/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$248,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,313
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$28,045
−HK$743/mo
Today · 4.125%
HK$28,788
baseline
▲ 0.50% · 4.625%
HK$30,306
+HK$1,518/mo
Deposit HK$2.90M · loan HK$5.38M · min. income ≈ HK$57,576/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$248,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,440
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$27,262
−HK$836/mo
Today · 4.125%
HK$28,098
baseline
▲ 0.50% · 4.625%
HK$29,807
+HK$1,709/mo
Deposit HK$2.48M · loan HK$5.80M · min. income ≈ HK$56,196/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$248,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,414
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$30,203
−HK$800/mo
Today · 4.125%
HK$31,003
baseline
▲ 0.50% · 4.625%
HK$32,637
+HK$1,634/mo
Deposit HK$2.48M · loan HK$5.80M · min. income ≈ HK$62,006/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$248,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,328
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$29,209
−HK$896/mo
Today · 4.125%
HK$30,105
baseline
▲ 0.50% · 4.625%
HK$31,936
+HK$1,831/mo
Deposit HK$2.07M · loan HK$6.21M · min. income ≈ HK$60,210/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,515
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$32,360
−HK$857/mo
Today · 4.125%
HK$33,217
baseline
▲ 0.50% · 4.625%
HK$34,968
+HK$1,751/mo
Deposit HK$2.07M · loan HK$6.21M · min. income ≈ HK$66,434/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,217
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$31,157
−HK$955/mo
Today · 4.125%
HK$32,112
baseline
▲ 0.50% · 4.625%
HK$34,065
+HK$1,953/mo
Deposit HK$1.66M · loan HK$6.63M · min. income ≈ HK$64,224/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$248,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,616
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$34,517
−HK$915/mo
Today · 4.125%
HK$35,432
baseline
▲ 0.50% · 4.625%
HK$37,300
+HK$1,868/mo
Deposit HK$1.66M · loan HK$6.63M · min. income ≈ HK$70,864/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$248,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,105
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$33,104
−HK$1,014/mo
Today · 4.125%
HK$34,118
baseline
▲ 0.50% · 4.625%
HK$36,195
+HK$2,077/mo
Deposit HK$1.24M · loan HK$7.04M · min. income ≈ HK$68,236/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,717
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$36,675
−HK$971/mo
Today · 4.125%
HK$37,646
baseline
▲ 0.50% · 4.625%
HK$39,631
+HK$1,985/mo
Deposit HK$1.24M · loan HK$7.04M · min. income ≈ HK$75,292/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,994
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$35,051
−HK$1,074/mo
Today · 4.125%
HK$36,125
baseline
▲ 0.50% · 4.625%
HK$38,324
+HK$2,199/mo
Deposit HK$828K · loan HK$7.45M · min. income ≈ HK$72,250/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,818
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$38,832
−HK$1,029/mo
Today · 4.125%
HK$39,861
baseline
▲ 0.50% · 4.625%
HK$41,962
+HK$2,101/mo
Deposit HK$828K · loan HK$7.45M · min. income ≈ HK$79,722/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,465 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).