▼ 0.50% · 3.625%
HK$19,074
−HK$1,196/mo
▼ 0.25% · 3.875%
HK$19,667
−HK$603/mo
Today · 4.125%
HK$20,270
baseline
▲ 0.50% · 4.625%
HK$21,503
+HK$1,233/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$40,540/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$250,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,220
−HK$1,146/mo
▼ 0.25% · 3.875%
HK$21,789
−HK$577/mo
Today · 4.125%
HK$22,366
baseline
▲ 0.50% · 4.625%
HK$23,545
+HK$1,179/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$44,732/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$250,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,981
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$21,634
−HK$663/mo
Today · 4.125%
HK$22,297
baseline
▲ 0.50% · 4.625%
HK$23,654
+HK$1,357/mo
Deposit HK$3.76M · loan HK$4.60M · min. income ≈ HK$44,594/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$250,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,342
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$23,968
−HK$635/mo
Today · 4.125%
HK$24,603
baseline
▲ 0.50% · 4.625%
HK$25,899
+HK$1,296/mo
Deposit HK$3.76M · loan HK$4.60M · min. income ≈ HK$49,206/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$250,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,889
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$23,601
−HK$723/mo
Today · 4.125%
HK$24,324
baseline
▲ 0.50% · 4.625%
HK$25,804
+HK$1,480/mo
Deposit HK$3.35M · loan HK$5.02M · min. income ≈ HK$48,648/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$250,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,463
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$26,146
−HK$693/mo
Today · 4.125%
HK$26,839
baseline
▲ 0.50% · 4.625%
HK$28,254
+HK$1,415/mo
Deposit HK$3.35M · loan HK$5.02M · min. income ≈ HK$53,678/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$250,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,796
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$25,567
−HK$784/mo
Today · 4.125%
HK$26,351
baseline
▲ 0.50% · 4.625%
HK$27,954
+HK$1,603/mo
Deposit HK$2.93M · loan HK$5.44M · min. income ≈ HK$52,702/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$250,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,585
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$28,325
−HK$751/mo
Today · 4.125%
HK$29,076
baseline
▲ 0.50% · 4.625%
HK$30,608
+HK$1,532/mo
Deposit HK$2.93M · loan HK$5.44M · min. income ≈ HK$58,152/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$250,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,704
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$27,534
−HK$844/mo
Today · 4.125%
HK$28,378
baseline
▲ 0.50% · 4.625%
HK$30,105
+HK$1,727/mo
Deposit HK$2.51M · loan HK$5.86M · min. income ≈ HK$56,756/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$250,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,707
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$30,504
−HK$808/mo
Today · 4.125%
HK$31,312
baseline
▲ 0.50% · 4.625%
HK$32,963
+HK$1,651/mo
Deposit HK$2.51M · loan HK$5.86M · min. income ≈ HK$62,624/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$250,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,611
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$29,501
−HK$904/mo
Today · 4.125%
HK$30,405
baseline
▲ 0.50% · 4.625%
HK$32,255
+HK$1,850/mo
Deposit HK$2.09M · loan HK$6.27M · min. income ≈ HK$60,810/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,829
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$32,683
−HK$866/mo
Today · 4.125%
HK$33,549
baseline
▲ 0.50% · 4.625%
HK$35,317
+HK$1,768/mo
Deposit HK$2.09M · loan HK$6.27M · min. income ≈ HK$67,098/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,518
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$31,468
−HK$964/mo
Today · 4.125%
HK$32,432
baseline
▲ 0.50% · 4.625%
HK$34,405
+HK$1,973/mo
Deposit HK$1.67M · loan HK$6.69M · min. income ≈ HK$64,864/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,951
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$34,862
−HK$924/mo
Today · 4.125%
HK$35,786
baseline
▲ 0.50% · 4.625%
HK$37,672
+HK$1,886/mo
Deposit HK$1.67M · loan HK$6.69M · min. income ≈ HK$71,572/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,426
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$33,434
−HK$1,025/mo
Today · 4.125%
HK$34,459
baseline
▲ 0.50% · 4.625%
HK$36,556
+HK$2,097/mo
Deposit HK$1.25M · loan HK$7.11M · min. income ≈ HK$68,918/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$250,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,073
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$37,041
−HK$981/mo
Today · 4.125%
HK$38,022
baseline
▲ 0.50% · 4.625%
HK$40,026
+HK$2,004/mo
Deposit HK$1.25M · loan HK$7.11M · min. income ≈ HK$76,044/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$250,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,333
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$35,401
−HK$1,085/mo
Today · 4.125%
HK$36,486
baseline
▲ 0.50% · 4.625%
HK$38,706
+HK$2,220/mo
Deposit HK$836K · loan HK$7.53M · min. income ≈ HK$72,972/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,195
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$39,220
−HK$1,039/mo
Today · 4.125%
HK$40,259
baseline
▲ 0.50% · 4.625%
HK$42,381
+HK$2,122/mo
Deposit HK$836K · loan HK$7.53M · min. income ≈ HK$80,518/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,945 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).