▼ 0.50% · 3.625%
HK$18,313
−HK$1,148/mo
▼ 0.25% · 3.875%
HK$18,882
−HK$579/mo
Today · 4.125%
HK$19,461
baseline
▲ 0.50% · 4.625%
HK$20,645
+HK$1,184/mo
Deposit HK$4.02M · loan HK$4.02M · min. income ≈ HK$38,922/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$240,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,373
−HK$1,100/mo
▼ 0.25% · 3.875%
HK$20,919
−HK$554/mo
Today · 4.125%
HK$21,473
baseline
▲ 0.50% · 4.625%
HK$22,605
+HK$1,132/mo
Deposit HK$4.02M · loan HK$4.02M · min. income ≈ HK$42,946/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$240,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,144
−HK$1,263/mo
▼ 0.25% · 3.875%
HK$20,771
−HK$636/mo
Today · 4.125%
HK$21,407
baseline
▲ 0.50% · 4.625%
HK$22,710
+HK$1,303/mo
Deposit HK$3.61M · loan HK$4.42M · min. income ≈ HK$42,814/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$240,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,410
−HK$1,211/mo
▼ 0.25% · 3.875%
HK$23,011
−HK$610/mo
Today · 4.125%
HK$23,621
baseline
▲ 0.50% · 4.625%
HK$24,866
+HK$1,245/mo
Deposit HK$3.61M · loan HK$4.42M · min. income ≈ HK$47,242/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$240,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,975
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$22,659
−HK$694/mo
Today · 4.125%
HK$23,353
baseline
▲ 0.50% · 4.625%
HK$24,774
+HK$1,421/mo
Deposit HK$3.21M · loan HK$4.82M · min. income ≈ HK$46,706/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,447
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$25,103
−HK$665/mo
Today · 4.125%
HK$25,768
baseline
▲ 0.50% · 4.625%
HK$27,126
+HK$1,358/mo
Deposit HK$3.21M · loan HK$4.82M · min. income ≈ HK$51,536/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,807
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$24,547
−HK$752/mo
Today · 4.125%
HK$25,299
baseline
▲ 0.50% · 4.625%
HK$26,839
+HK$1,540/mo
Deposit HK$2.81M · loan HK$5.22M · min. income ≈ HK$50,598/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$240,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,485
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$27,195
−HK$720/mo
Today · 4.125%
HK$27,915
baseline
▲ 0.50% · 4.625%
HK$29,387
+HK$1,472/mo
Deposit HK$2.81M · loan HK$5.22M · min. income ≈ HK$55,830/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$240,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,638
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$26,435
−HK$811/mo
Today · 4.125%
HK$27,246
baseline
▲ 0.50% · 4.625%
HK$28,903
+HK$1,657/mo
Deposit HK$2.41M · loan HK$5.62M · min. income ≈ HK$54,492/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$240,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,522
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$29,287
−HK$776/mo
Today · 4.125%
HK$30,063
baseline
▲ 0.50% · 4.625%
HK$31,647
+HK$1,584/mo
Deposit HK$2.41M · loan HK$5.62M · min. income ≈ HK$60,126/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$240,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,469
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$28,324
−HK$868/mo
Today · 4.125%
HK$29,192
baseline
▲ 0.50% · 4.625%
HK$30,968
+HK$1,776/mo
Deposit HK$2.01M · loan HK$6.02M · min. income ≈ HK$58,384/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$240,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,559
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$31,379
−HK$831/mo
Today · 4.125%
HK$32,210
baseline
▲ 0.50% · 4.625%
HK$33,908
+HK$1,698/mo
Deposit HK$2.01M · loan HK$6.02M · min. income ≈ HK$64,420/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$240,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,300
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$30,212
−HK$926/mo
Today · 4.125%
HK$31,138
baseline
▲ 0.50% · 4.625%
HK$33,033
+HK$1,895/mo
Deposit HK$1.61M · loan HK$6.42M · min. income ≈ HK$62,276/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$240,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,596
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$33,471
−HK$887/mo
Today · 4.125%
HK$34,358
baseline
▲ 0.50% · 4.625%
HK$36,169
+HK$1,811/mo
Deposit HK$1.61M · loan HK$6.42M · min. income ≈ HK$68,716/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$240,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,132
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$32,100
−HK$984/mo
Today · 4.125%
HK$33,084
baseline
▲ 0.50% · 4.625%
HK$35,097
+HK$2,013/mo
Deposit HK$1.20M · loan HK$6.83M · min. income ≈ HK$66,168/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$240,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,634
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$35,563
−HK$942/mo
Today · 4.125%
HK$36,505
baseline
▲ 0.50% · 4.625%
HK$38,429
+HK$1,924/mo
Deposit HK$1.20M · loan HK$6.83M · min. income ≈ HK$73,010/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$240,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,963
−HK$2,067/mo
▼ 0.25% · 3.875%
HK$33,988
−HK$1,042/mo
Today · 4.125%
HK$35,030
baseline
▲ 0.50% · 4.625%
HK$37,162
+HK$2,132/mo
Deposit HK$803K · loan HK$7.23M · min. income ≈ HK$70,060/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,671
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$37,655
−HK$997/mo
Today · 4.125%
HK$38,652
baseline
▲ 0.50% · 4.625%
HK$40,690
+HK$2,038/mo
Deposit HK$803K · loan HK$7.23M · min. income ≈ HK$77,304/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,931 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).