▼ 0.50% · 3.625%
HK$16,668
−HK$1,045/mo
▼ 0.25% · 3.875%
HK$17,187
−HK$526/mo
Today · 4.125%
HK$17,713
baseline
▲ 0.50% · 4.625%
HK$18,791
+HK$1,078/mo
Deposit HK$3.65M · loan HK$3.65M · min. income ≈ HK$35,426/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$219,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,543
−HK$1,002/mo
▼ 0.25% · 3.875%
HK$19,041
−HK$504/mo
Today · 4.125%
HK$19,545
baseline
▲ 0.50% · 4.625%
HK$20,575
+HK$1,030/mo
Deposit HK$3.65M · loan HK$3.65M · min. income ≈ HK$39,090/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$219,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,335
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$18,905
−HK$580/mo
Today · 4.125%
HK$19,485
baseline
▲ 0.50% · 4.625%
HK$20,670
+HK$1,185/mo
Deposit HK$3.29M · loan HK$4.02M · min. income ≈ HK$38,970/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$219,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,398
−HK$1,102/mo
▼ 0.25% · 3.875%
HK$20,945
−HK$555/mo
Today · 4.125%
HK$21,500
baseline
▲ 0.50% · 4.625%
HK$22,633
+HK$1,133/mo
Deposit HK$3.29M · loan HK$4.02M · min. income ≈ HK$43,000/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$219,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,002
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$20,624
−HK$632/mo
Today · 4.125%
HK$21,256
baseline
▲ 0.50% · 4.625%
HK$22,549
+HK$1,293/mo
Deposit HK$2.92M · loan HK$4.39M · min. income ≈ HK$42,512/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$219,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,252
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$22,849
−HK$605/mo
Today · 4.125%
HK$23,454
baseline
▲ 0.50% · 4.625%
HK$24,690
+HK$1,236/mo
Deposit HK$2.92M · loan HK$4.39M · min. income ≈ HK$46,908/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$219,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,669
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$22,343
−HK$684/mo
Today · 4.125%
HK$23,027
baseline
▲ 0.50% · 4.625%
HK$24,429
+HK$1,402/mo
Deposit HK$2.56M · loan HK$4.75M · min. income ≈ HK$46,054/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$219,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,106
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$24,753
−HK$656/mo
Today · 4.125%
HK$25,409
baseline
▲ 0.50% · 4.625%
HK$26,748
+HK$1,339/mo
Deposit HK$2.56M · loan HK$4.75M · min. income ≈ HK$50,818/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$219,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,335
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$24,061
−HK$738/mo
Today · 4.125%
HK$24,799
baseline
▲ 0.50% · 4.625%
HK$26,308
+HK$1,509/mo
Deposit HK$2.19M · loan HK$5.12M · min. income ≈ HK$49,598/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$219,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,960
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$26,657
−HK$706/mo
Today · 4.125%
HK$27,363
baseline
▲ 0.50% · 4.625%
HK$28,805
+HK$1,442/mo
Deposit HK$2.19M · loan HK$5.12M · min. income ≈ HK$54,726/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$219,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,002
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$25,780
−HK$790/mo
Today · 4.125%
HK$26,570
baseline
▲ 0.50% · 4.625%
HK$28,187
+HK$1,617/mo
Deposit HK$1.83M · loan HK$5.48M · min. income ≈ HK$53,140/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$219,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,815
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$28,561
−HK$757/mo
Today · 4.125%
HK$29,318
baseline
▲ 0.50% · 4.625%
HK$30,863
+HK$1,545/mo
Deposit HK$1.83M · loan HK$5.48M · min. income ≈ HK$58,636/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$219,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,669
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$27,499
−HK$842/mo
Today · 4.125%
HK$28,341
baseline
▲ 0.50% · 4.625%
HK$30,066
+HK$1,725/mo
Deposit HK$1.46M · loan HK$5.85M · min. income ≈ HK$56,682/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$219,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,669
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$30,465
−HK$807/mo
Today · 4.125%
HK$31,272
baseline
▲ 0.50% · 4.625%
HK$32,920
+HK$1,648/mo
Deposit HK$1.46M · loan HK$5.85M · min. income ≈ HK$62,544/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$219,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,336
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$29,217
−HK$896/mo
Today · 4.125%
HK$30,113
baseline
▲ 0.50% · 4.625%
HK$31,945
+HK$1,832/mo
Deposit HK$1.10M · loan HK$6.21M · min. income ≈ HK$60,226/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$219,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,523
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$32,369
−HK$858/mo
Today · 4.125%
HK$33,227
baseline
▲ 0.50% · 4.625%
HK$34,978
+HK$1,751/mo
Deposit HK$1.10M · loan HK$6.21M · min. income ≈ HK$66,454/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$219,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,003
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$30,936
−HK$948/mo
Today · 4.125%
HK$31,884
baseline
▲ 0.50% · 4.625%
HK$33,824
+HK$1,940/mo
Deposit HK$731K · loan HK$6.58M · min. income ≈ HK$63,768/mo (50% DSR)
Upfront cash ≈ HK$950K (deposit + AVD stamp duty HK$219,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,378
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$34,273
−HK$908/mo
Today · 4.125%
HK$35,181
baseline
▲ 0.50% · 4.625%
HK$37,035
+HK$1,854/mo
Deposit HK$731K · loan HK$6.58M · min. income ≈ HK$70,362/mo (50% DSR)
Upfront cash ≈ HK$950K (deposit + AVD stamp duty HK$219,294 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).