▼ 0.50% · 3.625%
HK$15,486
−HK$971/mo
▼ 0.25% · 3.875%
HK$15,968
−HK$489/mo
Today · 4.125%
HK$16,457
baseline
▲ 0.50% · 4.625%
HK$17,459
+HK$1,002/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$32,914/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$203,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,228
−HK$931/mo
▼ 0.25% · 3.875%
HK$17,690
−HK$469/mo
Today · 4.125%
HK$18,159
baseline
▲ 0.50% · 4.625%
HK$19,116
+HK$957/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$36,318/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$203,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,035
−HK$1,068/mo
▼ 0.25% · 3.875%
HK$17,565
−HK$538/mo
Today · 4.125%
HK$18,103
baseline
▲ 0.50% · 4.625%
HK$19,205
+HK$1,102/mo
Deposit HK$3.06M · loan HK$3.74M · min. income ≈ HK$36,206/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$203,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,951
−HK$1,024/mo
▼ 0.25% · 3.875%
HK$19,459
−HK$516/mo
Today · 4.125%
HK$19,975
baseline
▲ 0.50% · 4.625%
HK$21,028
+HK$1,053/mo
Deposit HK$3.06M · loan HK$3.74M · min. income ≈ HK$39,950/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$203,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,584
−HK$1,165/mo
▼ 0.25% · 3.875%
HK$19,162
−HK$587/mo
Today · 4.125%
HK$19,749
baseline
▲ 0.50% · 4.625%
HK$20,951
+HK$1,202/mo
Deposit HK$2.72M · loan HK$4.07M · min. income ≈ HK$39,498/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$203,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,674
−HK$1,117/mo
▼ 0.25% · 3.875%
HK$21,228
−HK$563/mo
Today · 4.125%
HK$21,791
baseline
▲ 0.50% · 4.625%
HK$22,940
+HK$1,149/mo
Deposit HK$2.72M · loan HK$4.07M · min. income ≈ HK$43,582/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$203,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,132
−HK$1,263/mo
▼ 0.25% · 3.875%
HK$20,758
−HK$637/mo
Today · 4.125%
HK$21,395
baseline
▲ 0.50% · 4.625%
HK$22,696
+HK$1,301/mo
Deposit HK$2.38M · loan HK$4.41M · min. income ≈ HK$42,790/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$203,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,397
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$22,998
−HK$609/mo
Today · 4.125%
HK$23,607
baseline
▲ 0.50% · 4.625%
HK$24,851
+HK$1,244/mo
Deposit HK$2.38M · loan HK$4.41M · min. income ≈ HK$47,214/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$203,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,681
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$22,355
−HK$685/mo
Today · 4.125%
HK$23,040
baseline
▲ 0.50% · 4.625%
HK$24,442
+HK$1,402/mo
Deposit HK$2.04M · loan HK$4.75M · min. income ≈ HK$46,080/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,120
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$24,767
−HK$656/mo
Today · 4.125%
HK$25,423
baseline
▲ 0.50% · 4.625%
HK$26,763
+HK$1,340/mo
Deposit HK$2.04M · loan HK$4.75M · min. income ≈ HK$50,846/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,229
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$23,952
−HK$734/mo
Today · 4.125%
HK$24,686
baseline
▲ 0.50% · 4.625%
HK$26,188
+HK$1,502/mo
Deposit HK$1.70M · loan HK$5.09M · min. income ≈ HK$49,372/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$203,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,843
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$26,536
−HK$703/mo
Today · 4.125%
HK$27,239
baseline
▲ 0.50% · 4.625%
HK$28,674
+HK$1,435/mo
Deposit HK$1.70M · loan HK$5.09M · min. income ≈ HK$54,478/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$203,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,778
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$25,549
−HK$783/mo
Today · 4.125%
HK$26,332
baseline
▲ 0.50% · 4.625%
HK$27,934
+HK$1,602/mo
Deposit HK$1.36M · loan HK$5.43M · min. income ≈ HK$52,664/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$203,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,565
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$28,305
−HK$750/mo
Today · 4.125%
HK$29,055
baseline
▲ 0.50% · 4.625%
HK$30,586
+HK$1,531/mo
Deposit HK$1.36M · loan HK$5.43M · min. income ≈ HK$58,110/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$203,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,327
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$27,146
−HK$832/mo
Today · 4.125%
HK$27,978
baseline
▲ 0.50% · 4.625%
HK$29,680
+HK$1,702/mo
Deposit HK$1.02M · loan HK$5.77M · min. income ≈ HK$55,956/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$203,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,288
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$30,074
−HK$797/mo
Today · 4.125%
HK$30,871
baseline
▲ 0.50% · 4.625%
HK$32,498
+HK$1,627/mo
Deposit HK$1.02M · loan HK$5.77M · min. income ≈ HK$61,742/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$203,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,875
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$28,742
−HK$881/mo
Today · 4.125%
HK$29,623
baseline
▲ 0.50% · 4.625%
HK$31,426
+HK$1,803/mo
Deposit HK$679K · loan HK$6.11M · min. income ≈ HK$59,246/mo (50% DSR)
Upfront cash ≈ HK$883K (deposit + AVD stamp duty HK$203,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,011
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$31,843
−HK$843/mo
Today · 4.125%
HK$32,686
baseline
▲ 0.50% · 4.625%
HK$34,409
+HK$1,723/mo
Deposit HK$679K · loan HK$6.11M · min. income ≈ HK$65,372/mo (50% DSR)
Upfront cash ≈ HK$883K (deposit + AVD stamp duty HK$203,745 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).