▼ 0.50% · 3.625%
HK$15,577
−HK$977/mo
▼ 0.25% · 3.875%
HK$16,062
−HK$492/mo
Today · 4.125%
HK$16,554
baseline
▲ 0.50% · 4.625%
HK$17,562
+HK$1,008/mo
Deposit HK$3.42M · loan HK$3.42M · min. income ≈ HK$33,108/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$204,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,330
−HK$936/mo
▼ 0.25% · 3.875%
HK$17,795
−HK$471/mo
Today · 4.125%
HK$18,266
baseline
▲ 0.50% · 4.625%
HK$19,229
+HK$963/mo
Deposit HK$3.42M · loan HK$3.42M · min. income ≈ HK$36,532/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$204,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,135
−HK$1,075/mo
▼ 0.25% · 3.875%
HK$17,668
−HK$542/mo
Today · 4.125%
HK$18,210
baseline
▲ 0.50% · 4.625%
HK$19,318
+HK$1,108/mo
Deposit HK$3.07M · loan HK$3.76M · min. income ≈ HK$36,420/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$204,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,063
−HK$1,030/mo
▼ 0.25% · 3.875%
HK$19,574
−HK$519/mo
Today · 4.125%
HK$20,093
baseline
▲ 0.50% · 4.625%
HK$21,152
+HK$1,059/mo
Deposit HK$3.07M · loan HK$3.76M · min. income ≈ HK$40,186/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$204,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,693
−HK$1,172/mo
▼ 0.25% · 3.875%
HK$19,274
−HK$591/mo
Today · 4.125%
HK$19,865
baseline
▲ 0.50% · 4.625%
HK$21,074
+HK$1,209/mo
Deposit HK$2.73M · loan HK$4.10M · min. income ≈ HK$39,730/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$204,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,796
−HK$1,123/mo
▼ 0.25% · 3.875%
HK$21,353
−HK$566/mo
Today · 4.125%
HK$21,919
baseline
▲ 0.50% · 4.625%
HK$23,075
+HK$1,156/mo
Deposit HK$2.73M · loan HK$4.10M · min. income ≈ HK$43,838/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$204,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,251
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$20,881
−HK$640/mo
Today · 4.125%
HK$21,521
baseline
▲ 0.50% · 4.625%
HK$22,830
+HK$1,309/mo
Deposit HK$2.39M · loan HK$4.44M · min. income ≈ HK$43,042/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$204,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,529
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$23,133
−HK$613/mo
Today · 4.125%
HK$23,746
baseline
▲ 0.50% · 4.625%
HK$24,997
+HK$1,251/mo
Deposit HK$2.39M · loan HK$4.44M · min. income ≈ HK$47,492/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$204,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,808
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$22,487
−HK$689/mo
Today · 4.125%
HK$23,176
baseline
▲ 0.50% · 4.625%
HK$24,586
+HK$1,410/mo
Deposit HK$2.05M · loan HK$4.78M · min. income ≈ HK$46,352/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,262
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$24,912
−HK$660/mo
Today · 4.125%
HK$25,572
baseline
▲ 0.50% · 4.625%
HK$26,920
+HK$1,348/mo
Deposit HK$2.05M · loan HK$4.78M · min. income ≈ HK$51,144/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,366
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$24,093
−HK$738/mo
Today · 4.125%
HK$24,831
baseline
▲ 0.50% · 4.625%
HK$26,342
+HK$1,511/mo
Deposit HK$1.71M · loan HK$5.12M · min. income ≈ HK$49,662/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$204,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,995
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$26,692
−HK$707/mo
Today · 4.125%
HK$27,399
baseline
▲ 0.50% · 4.625%
HK$28,843
+HK$1,444/mo
Deposit HK$1.71M · loan HK$5.12M · min. income ≈ HK$54,798/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$204,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,924
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$25,699
−HK$788/mo
Today · 4.125%
HK$26,487
baseline
▲ 0.50% · 4.625%
HK$28,099
+HK$1,612/mo
Deposit HK$1.37M · loan HK$5.47M · min. income ≈ HK$52,974/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$204,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,728
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$28,471
−HK$755/mo
Today · 4.125%
HK$29,226
baseline
▲ 0.50% · 4.625%
HK$30,766
+HK$1,540/mo
Deposit HK$1.37M · loan HK$5.47M · min. income ≈ HK$58,452/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$204,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,482
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$27,305
−HK$837/mo
Today · 4.125%
HK$28,142
baseline
▲ 0.50% · 4.625%
HK$29,855
+HK$1,713/mo
Deposit HK$1.02M · loan HK$5.81M · min. income ≈ HK$56,284/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$204,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,461
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$30,251
−HK$801/mo
Today · 4.125%
HK$31,052
baseline
▲ 0.50% · 4.625%
HK$32,689
+HK$1,637/mo
Deposit HK$1.02M · loan HK$5.81M · min. income ≈ HK$62,104/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$204,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,039
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$28,912
−HK$886/mo
Today · 4.125%
HK$29,798
baseline
▲ 0.50% · 4.625%
HK$31,611
+HK$1,813/mo
Deposit HK$683K · loan HK$6.15M · min. income ≈ HK$59,596/mo (50% DSR)
Upfront cash ≈ HK$888K (deposit + AVD stamp duty HK$204,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,194
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$32,030
−HK$849/mo
Today · 4.125%
HK$32,879
baseline
▲ 0.50% · 4.625%
HK$34,612
+HK$1,733/mo
Deposit HK$683K · loan HK$6.15M · min. income ≈ HK$65,758/mo (50% DSR)
Upfront cash ≈ HK$888K (deposit + AVD stamp duty HK$204,944 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).