▼ 0.50% · 3.625%
HK$18,282
−HK$1,147/mo
▼ 0.25% · 3.875%
HK$18,851
−HK$578/mo
Today · 4.125%
HK$19,429
baseline
▲ 0.50% · 4.625%
HK$20,611
+HK$1,182/mo
Deposit HK$4.01M · loan HK$4.01M · min. income ≈ HK$38,858/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$240,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,339
−HK$1,099/mo
▼ 0.25% · 3.875%
HK$20,884
−HK$554/mo
Today · 4.125%
HK$21,438
baseline
▲ 0.50% · 4.625%
HK$22,568
+HK$1,130/mo
Deposit HK$4.01M · loan HK$4.01M · min. income ≈ HK$42,876/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$240,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,110
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$20,736
−HK$635/mo
Today · 4.125%
HK$21,371
baseline
▲ 0.50% · 4.625%
HK$22,672
+HK$1,301/mo
Deposit HK$3.61M · loan HK$4.41M · min. income ≈ HK$42,742/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$240,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,373
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$22,973
−HK$608/mo
Today · 4.125%
HK$23,581
baseline
▲ 0.50% · 4.625%
HK$24,824
+HK$1,243/mo
Deposit HK$3.61M · loan HK$4.41M · min. income ≈ HK$47,162/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$240,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,939
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$22,621
−HK$693/mo
Today · 4.125%
HK$23,314
baseline
▲ 0.50% · 4.625%
HK$24,733
+HK$1,419/mo
Deposit HK$3.21M · loan HK$4.81M · min. income ≈ HK$46,628/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,406
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$25,061
−HK$664/mo
Today · 4.125%
HK$25,725
baseline
▲ 0.50% · 4.625%
HK$27,081
+HK$1,356/mo
Deposit HK$3.21M · loan HK$4.81M · min. income ≈ HK$51,450/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,767
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$24,506
−HK$751/mo
Today · 4.125%
HK$25,257
baseline
▲ 0.50% · 4.625%
HK$26,794
+HK$1,537/mo
Deposit HK$2.81M · loan HK$5.21M · min. income ≈ HK$50,514/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$240,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,440
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$27,149
−HK$720/mo
Today · 4.125%
HK$27,869
baseline
▲ 0.50% · 4.625%
HK$29,338
+HK$1,469/mo
Deposit HK$2.81M · loan HK$5.21M · min. income ≈ HK$55,738/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$240,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,595
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$26,391
−HK$809/mo
Today · 4.125%
HK$27,200
baseline
▲ 0.50% · 4.625%
HK$28,855
+HK$1,655/mo
Deposit HK$2.41M · loan HK$5.61M · min. income ≈ HK$54,400/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$240,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,474
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$29,238
−HK$775/mo
Today · 4.125%
HK$30,013
baseline
▲ 0.50% · 4.625%
HK$31,595
+HK$1,582/mo
Deposit HK$2.41M · loan HK$5.61M · min. income ≈ HK$60,026/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$240,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,423
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$28,276
−HK$867/mo
Today · 4.125%
HK$29,143
baseline
▲ 0.50% · 4.625%
HK$30,916
+HK$1,773/mo
Deposit HK$2.00M · loan HK$6.01M · min. income ≈ HK$58,286/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$240,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,508
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$31,326
−HK$830/mo
Today · 4.125%
HK$32,156
baseline
▲ 0.50% · 4.625%
HK$33,851
+HK$1,695/mo
Deposit HK$2.00M · loan HK$6.01M · min. income ≈ HK$64,312/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$240,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,251
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$30,161
−HK$925/mo
Today · 4.125%
HK$31,086
baseline
▲ 0.50% · 4.625%
HK$32,977
+HK$1,891/mo
Deposit HK$1.60M · loan HK$6.41M · min. income ≈ HK$62,172/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$240,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,542
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$33,415
−HK$885/mo
Today · 4.125%
HK$34,300
baseline
▲ 0.50% · 4.625%
HK$36,108
+HK$1,808/mo
Deposit HK$1.60M · loan HK$6.41M · min. income ≈ HK$68,600/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$240,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,080
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$32,046
−HK$983/mo
Today · 4.125%
HK$33,029
baseline
▲ 0.50% · 4.625%
HK$35,038
+HK$2,009/mo
Deposit HK$1.20M · loan HK$6.81M · min. income ≈ HK$66,058/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,576
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$35,503
−HK$941/mo
Today · 4.125%
HK$36,444
baseline
▲ 0.50% · 4.625%
HK$38,365
+HK$1,921/mo
Deposit HK$1.20M · loan HK$6.81M · min. income ≈ HK$72,888/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,908
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$33,932
−HK$1,040/mo
Today · 4.125%
HK$34,972
baseline
▲ 0.50% · 4.625%
HK$37,099
+HK$2,127/mo
Deposit HK$802K · loan HK$7.22M · min. income ≈ HK$69,944/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,610
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$37,592
−HK$996/mo
Today · 4.125%
HK$38,588
baseline
▲ 0.50% · 4.625%
HK$40,622
+HK$2,034/mo
Deposit HK$802K · loan HK$7.22M · min. income ≈ HK$77,176/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,528 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).