▼ 0.50% · 3.625%
HK$19,039
−HK$1,194/mo
▼ 0.25% · 3.875%
HK$19,632
−HK$601/mo
Today · 4.125%
HK$20,233
baseline
▲ 0.50% · 4.625%
HK$21,464
+HK$1,231/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$40,466/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$250,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,181
−HK$1,145/mo
▼ 0.25% · 3.875%
HK$21,749
−HK$577/mo
Today · 4.125%
HK$22,326
baseline
▲ 0.50% · 4.625%
HK$23,502
+HK$1,176/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$44,652/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$250,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,943
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$21,595
−HK$662/mo
Today · 4.125%
HK$22,257
baseline
▲ 0.50% · 4.625%
HK$23,611
+HK$1,354/mo
Deposit HK$3.76M · loan HK$4.59M · min. income ≈ HK$44,514/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$250,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,299
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$23,924
−HK$634/mo
Today · 4.125%
HK$24,558
baseline
▲ 0.50% · 4.625%
HK$25,853
+HK$1,295/mo
Deposit HK$3.76M · loan HK$4.59M · min. income ≈ HK$49,116/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$250,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,847
−HK$1,433/mo
▼ 0.25% · 3.875%
HK$23,558
−HK$722/mo
Today · 4.125%
HK$24,280
baseline
▲ 0.50% · 4.625%
HK$25,757
+HK$1,477/mo
Deposit HK$3.34M · loan HK$5.01M · min. income ≈ HK$48,560/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,417
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$26,099
−HK$692/mo
Today · 4.125%
HK$26,791
baseline
▲ 0.50% · 4.625%
HK$28,203
+HK$1,412/mo
Deposit HK$3.34M · loan HK$5.01M · min. income ≈ HK$53,582/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,751
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$25,521
−HK$782/mo
Today · 4.125%
HK$26,303
baseline
▲ 0.50% · 4.625%
HK$27,904
+HK$1,601/mo
Deposit HK$2.92M · loan HK$5.43M · min. income ≈ HK$52,606/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$250,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,535
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$28,274
−HK$749/mo
Today · 4.125%
HK$29,023
baseline
▲ 0.50% · 4.625%
HK$30,553
+HK$1,530/mo
Deposit HK$2.92M · loan HK$5.43M · min. income ≈ HK$58,046/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$250,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,655
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$27,484
−HK$843/mo
Today · 4.125%
HK$28,327
baseline
▲ 0.50% · 4.625%
HK$30,050
+HK$1,723/mo
Deposit HK$2.50M · loan HK$5.84M · min. income ≈ HK$56,654/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$250,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,654
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$30,449
−HK$807/mo
Today · 4.125%
HK$31,256
baseline
▲ 0.50% · 4.625%
HK$32,903
+HK$1,647/mo
Deposit HK$2.50M · loan HK$5.84M · min. income ≈ HK$62,512/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$250,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,559
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$29,447
−HK$903/mo
Today · 4.125%
HK$30,350
baseline
▲ 0.50% · 4.625%
HK$32,197
+HK$1,847/mo
Deposit HK$2.09M · loan HK$6.26M · min. income ≈ HK$60,700/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,772
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$32,624
−HK$864/mo
Today · 4.125%
HK$33,488
baseline
▲ 0.50% · 4.625%
HK$35,253
+HK$1,765/mo
Deposit HK$2.09M · loan HK$6.26M · min. income ≈ HK$66,976/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,463
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$31,411
−HK$962/mo
Today · 4.125%
HK$32,373
baseline
▲ 0.50% · 4.625%
HK$34,343
+HK$1,970/mo
Deposit HK$1.67M · loan HK$6.68M · min. income ≈ HK$64,746/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,890
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$34,799
−HK$922/mo
Today · 4.125%
HK$35,721
baseline
▲ 0.50% · 4.625%
HK$37,604
+HK$1,883/mo
Deposit HK$1.67M · loan HK$6.68M · min. income ≈ HK$71,442/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,367
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$33,374
−HK$1,023/mo
Today · 4.125%
HK$34,397
baseline
▲ 0.50% · 4.625%
HK$36,490
+HK$2,093/mo
Deposit HK$1.25M · loan HK$7.10M · min. income ≈ HK$68,794/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,008
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$36,974
−HK$979/mo
Today · 4.125%
HK$37,953
baseline
▲ 0.50% · 4.625%
HK$39,954
+HK$2,001/mo
Deposit HK$1.25M · loan HK$7.10M · min. income ≈ HK$75,906/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,271
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$35,337
−HK$1,083/mo
Today · 4.125%
HK$36,420
baseline
▲ 0.50% · 4.625%
HK$38,636
+HK$2,216/mo
Deposit HK$835K · loan HK$7.51M · min. income ≈ HK$72,840/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,126
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$39,149
−HK$1,037/mo
Today · 4.125%
HK$40,186
baseline
▲ 0.50% · 4.625%
HK$42,304
+HK$2,118/mo
Deposit HK$835K · loan HK$7.51M · min. income ≈ HK$80,372/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,491 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).