▼ 0.50% · 3.625%
HK$19,141
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$19,737
−HK$605/mo
Today · 4.125%
HK$20,342
baseline
▲ 0.50% · 4.625%
HK$21,579
+HK$1,237/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$40,684/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$251,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,294
−HK$1,151/mo
▼ 0.25% · 3.875%
HK$21,866
−HK$579/mo
Today · 4.125%
HK$22,445
baseline
▲ 0.50% · 4.625%
HK$23,628
+HK$1,183/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$44,890/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$251,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,055
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$21,710
−HK$666/mo
Today · 4.125%
HK$22,376
baseline
▲ 0.50% · 4.625%
HK$23,737
+HK$1,361/mo
Deposit HK$3.78M · loan HK$4.62M · min. income ≈ HK$44,752/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$251,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,424
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$24,052
−HK$637/mo
Today · 4.125%
HK$24,689
baseline
▲ 0.50% · 4.625%
HK$25,991
+HK$1,302/mo
Deposit HK$3.78M · loan HK$4.62M · min. income ≈ HK$49,378/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$251,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,969
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$23,684
−HK$726/mo
Today · 4.125%
HK$24,410
baseline
▲ 0.50% · 4.625%
HK$25,895
+HK$1,485/mo
Deposit HK$3.36M · loan HK$5.04M · min. income ≈ HK$48,820/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$251,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,553
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$26,239
−HK$695/mo
Today · 4.125%
HK$26,934
baseline
▲ 0.50% · 4.625%
HK$28,354
+HK$1,420/mo
Deposit HK$3.36M · loan HK$5.04M · min. income ≈ HK$53,868/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$251,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,884
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$25,658
−HK$786/mo
Today · 4.125%
HK$26,444
baseline
▲ 0.50% · 4.625%
HK$28,053
+HK$1,609/mo
Deposit HK$2.94M · loan HK$5.46M · min. income ≈ HK$52,888/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$251,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,683
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$28,425
−HK$753/mo
Today · 4.125%
HK$29,178
baseline
▲ 0.50% · 4.625%
HK$30,716
+HK$1,538/mo
Deposit HK$2.94M · loan HK$5.46M · min. income ≈ HK$58,356/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$251,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,798
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$27,631
−HK$847/mo
Today · 4.125%
HK$28,478
baseline
▲ 0.50% · 4.625%
HK$30,211
+HK$1,733/mo
Deposit HK$2.52M · loan HK$5.88M · min. income ≈ HK$56,956/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,812
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$30,612
−HK$811/mo
Today · 4.125%
HK$31,423
baseline
▲ 0.50% · 4.625%
HK$33,079
+HK$1,656/mo
Deposit HK$2.52M · loan HK$5.88M · min. income ≈ HK$62,846/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,712
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$29,605
−HK$907/mo
Today · 4.125%
HK$30,512
baseline
▲ 0.50% · 4.625%
HK$32,369
+HK$1,857/mo
Deposit HK$2.10M · loan HK$6.30M · min. income ≈ HK$61,024/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$251,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,942
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$32,798
−HK$869/mo
Today · 4.125%
HK$33,667
baseline
▲ 0.50% · 4.625%
HK$35,442
+HK$1,775/mo
Deposit HK$2.10M · loan HK$6.30M · min. income ≈ HK$67,334/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$251,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,626
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$31,579
−HK$967/mo
Today · 4.125%
HK$32,546
baseline
▲ 0.50% · 4.625%
HK$34,527
+HK$1,981/mo
Deposit HK$1.68M · loan HK$6.72M · min. income ≈ HK$65,092/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,071
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$34,985
−HK$927/mo
Today · 4.125%
HK$35,912
baseline
▲ 0.50% · 4.625%
HK$37,805
+HK$1,893/mo
Deposit HK$1.68M · loan HK$6.72M · min. income ≈ HK$71,824/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,540
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$33,552
−HK$1,029/mo
Today · 4.125%
HK$34,581
baseline
▲ 0.50% · 4.625%
HK$36,685
+HK$2,104/mo
Deposit HK$1.26M · loan HK$7.14M · min. income ≈ HK$69,162/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,201
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$37,171
−HK$985/mo
Today · 4.125%
HK$38,156
baseline
▲ 0.50% · 4.625%
HK$40,168
+HK$2,012/mo
Deposit HK$1.26M · loan HK$7.14M · min. income ≈ HK$76,312/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,454
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$35,526
−HK$1,089/mo
Today · 4.125%
HK$36,615
baseline
▲ 0.50% · 4.625%
HK$38,843
+HK$2,228/mo
Deposit HK$839K · loan HK$7.55M · min. income ≈ HK$73,230/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,330
−HK$2,071/mo
▼ 0.25% · 3.875%
HK$39,358
−HK$1,043/mo
Today · 4.125%
HK$40,401
baseline
▲ 0.50% · 4.625%
HK$42,530
+HK$2,129/mo
Deposit HK$839K · loan HK$7.55M · min. income ≈ HK$80,802/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,831 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).