Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$647K, with repayments around HK$28,212/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$647K · loan HK$5.82M · min. income ≈ HK$56,424/mo (50% DSR)
Upfront cash ≈ HK$829K (deposit + AVD stamp duty HK$181,801 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Tai Shui Hang Station Station.
Family-friendly — 12 schools within a 1 km walk.
Everyday convenience — 14 shopping and daily-needs spots nearby.
Green space & leisure — 12 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- C
- Saleable Area
- 482 Saleable ft²
- Gross Area
- 610 ft²
- Efficiency
- 79%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 89
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-03-26 | HK$6.31M | −19.1% 5.5y · −3.0%/yr |
| 2020-09-03 | HK$7.80M | +62.5% 4.6y · 14.0%/yr |
| 2016-02-24 | HK$4.80M | +158.1% 13.7y · 12.0%/yr |
| 2002-06-11 | HK$1.86M | — |