▼ 0.50% · 3.625%
HK$18,250
−HK$1,145/mo
▼ 0.25% · 3.875%
HK$18,818
−HK$577/mo
Today · 4.125%
HK$19,395
baseline
▲ 0.50% · 4.625%
HK$20,575
+HK$1,180/mo
Deposit HK$4.00M · loan HK$4.00M · min. income ≈ HK$38,790/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$240,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,303
−HK$1,097/mo
▼ 0.25% · 3.875%
HK$20,848
−HK$552/mo
Today · 4.125%
HK$21,400
baseline
▲ 0.50% · 4.625%
HK$22,528
+HK$1,128/mo
Deposit HK$4.00M · loan HK$4.00M · min. income ≈ HK$42,800/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$240,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,075
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$20,700
−HK$634/mo
Today · 4.125%
HK$21,334
baseline
▲ 0.50% · 4.625%
HK$22,632
+HK$1,298/mo
Deposit HK$3.60M · loan HK$4.40M · min. income ≈ HK$42,668/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$240,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,333
−HK$1,207/mo
▼ 0.25% · 3.875%
HK$22,932
−HK$608/mo
Today · 4.125%
HK$23,540
baseline
▲ 0.50% · 4.625%
HK$24,781
+HK$1,241/mo
Deposit HK$3.60M · loan HK$4.40M · min. income ≈ HK$47,080/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$240,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,900
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$22,581
−HK$693/mo
Today · 4.125%
HK$23,274
baseline
▲ 0.50% · 4.625%
HK$24,690
+HK$1,416/mo
Deposit HK$3.20M · loan HK$4.80M · min. income ≈ HK$46,548/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$240,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,364
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$25,017
−HK$663/mo
Today · 4.125%
HK$25,680
baseline
▲ 0.50% · 4.625%
HK$27,034
+HK$1,354/mo
Deposit HK$3.20M · loan HK$4.80M · min. income ≈ HK$51,360/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$240,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,725
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$24,463
−HK$750/mo
Today · 4.125%
HK$25,213
baseline
▲ 0.50% · 4.625%
HK$26,747
+HK$1,534/mo
Deposit HK$2.80M · loan HK$5.20M · min. income ≈ HK$50,426/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$240,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,394
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$27,102
−HK$718/mo
Today · 4.125%
HK$27,820
baseline
▲ 0.50% · 4.625%
HK$29,286
+HK$1,466/mo
Deposit HK$2.80M · loan HK$5.20M · min. income ≈ HK$55,640/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$240,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,550
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$26,345
−HK$807/mo
Today · 4.125%
HK$27,152
baseline
▲ 0.50% · 4.625%
HK$28,805
+HK$1,653/mo
Deposit HK$2.40M · loan HK$5.60M · min. income ≈ HK$54,304/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$240,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,424
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$29,187
−HK$773/mo
Today · 4.125%
HK$29,960
baseline
▲ 0.50% · 4.625%
HK$31,539
+HK$1,579/mo
Deposit HK$2.40M · loan HK$5.60M · min. income ≈ HK$59,920/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$240,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,375
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$28,227
−HK$865/mo
Today · 4.125%
HK$29,092
baseline
▲ 0.50% · 4.625%
HK$30,862
+HK$1,770/mo
Deposit HK$2.00M · loan HK$6.00M · min. income ≈ HK$58,184/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$240,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,455
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$31,271
−HK$829/mo
Today · 4.125%
HK$32,100
baseline
▲ 0.50% · 4.625%
HK$33,792
+HK$1,692/mo
Deposit HK$2.00M · loan HK$6.00M · min. income ≈ HK$64,200/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$240,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,200
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$30,109
−HK$922/mo
Today · 4.125%
HK$31,031
baseline
▲ 0.50% · 4.625%
HK$32,920
+HK$1,889/mo
Deposit HK$1.60M · loan HK$6.40M · min. income ≈ HK$62,062/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$240,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,485
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$33,356
−HK$884/mo
Today · 4.125%
HK$34,240
baseline
▲ 0.50% · 4.625%
HK$36,045
+HK$1,805/mo
Deposit HK$1.60M · loan HK$6.40M · min. income ≈ HK$68,480/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$240,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,025
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$31,990
−HK$981/mo
Today · 4.125%
HK$32,971
baseline
▲ 0.50% · 4.625%
HK$34,977
+HK$2,006/mo
Deposit HK$1.20M · loan HK$6.80M · min. income ≈ HK$65,942/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,515
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$35,441
−HK$939/mo
Today · 4.125%
HK$36,380
baseline
▲ 0.50% · 4.625%
HK$38,298
+HK$1,918/mo
Deposit HK$1.20M · loan HK$6.80M · min. income ≈ HK$72,760/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,850
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$33,872
−HK$1,038/mo
Today · 4.125%
HK$34,910
baseline
▲ 0.50% · 4.625%
HK$37,035
+HK$2,125/mo
Deposit HK$800K · loan HK$7.20M · min. income ≈ HK$69,820/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,546
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$37,526
−HK$994/mo
Today · 4.125%
HK$38,520
baseline
▲ 0.50% · 4.625%
HK$40,551
+HK$2,031/mo
Deposit HK$800K · loan HK$7.20M · min. income ≈ HK$77,040/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,107 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).