▼ 0.50% · 3.625%
HK$19,293
−HK$1,209/mo
▼ 0.25% · 3.875%
HK$19,893
−HK$609/mo
Today · 4.125%
HK$20,502
baseline
▲ 0.50% · 4.625%
HK$21,750
+HK$1,248/mo
Deposit HK$4.23M · loan HK$4.23M · min. income ≈ HK$41,004/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$253,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,463
−HK$1,159/mo
▼ 0.25% · 3.875%
HK$22,038
−HK$584/mo
Today · 4.125%
HK$22,622
baseline
▲ 0.50% · 4.625%
HK$23,815
+HK$1,193/mo
Deposit HK$4.23M · loan HK$4.23M · min. income ≈ HK$45,244/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$253,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,222
−HK$1,331/mo
▼ 0.25% · 3.875%
HK$21,882
−HK$671/mo
Today · 4.125%
HK$22,553
baseline
▲ 0.50% · 4.625%
HK$23,925
+HK$1,372/mo
Deposit HK$3.81M · loan HK$4.65M · min. income ≈ HK$45,106/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$253,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,609
−HK$1,276/mo
▼ 0.25% · 3.875%
HK$24,242
−HK$643/mo
Today · 4.125%
HK$24,885
baseline
▲ 0.50% · 4.625%
HK$26,196
+HK$1,311/mo
Deposit HK$3.81M · loan HK$4.65M · min. income ≈ HK$49,770/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$253,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,151
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$23,871
−HK$732/mo
Today · 4.125%
HK$24,603
baseline
▲ 0.50% · 4.625%
HK$26,100
+HK$1,497/mo
Deposit HK$3.38M · loan HK$5.08M · min. income ≈ HK$49,206/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$253,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,755
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$26,446
−HK$701/mo
Today · 4.125%
HK$27,147
baseline
▲ 0.50% · 4.625%
HK$28,578
+HK$1,431/mo
Deposit HK$3.38M · loan HK$5.08M · min. income ≈ HK$54,294/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$253,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,080
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$25,860
−HK$793/mo
Today · 4.125%
HK$26,653
baseline
▲ 0.50% · 4.625%
HK$28,275
+HK$1,622/mo
Deposit HK$2.96M · loan HK$5.50M · min. income ≈ HK$53,306/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$253,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,902
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$28,650
−HK$759/mo
Today · 4.125%
HK$29,409
baseline
▲ 0.50% · 4.625%
HK$30,959
+HK$1,550/mo
Deposit HK$2.96M · loan HK$5.50M · min. income ≈ HK$58,818/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$253,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,010
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$27,850
−HK$853/mo
Today · 4.125%
HK$28,703
baseline
▲ 0.50% · 4.625%
HK$30,450
+HK$1,747/mo
Deposit HK$2.54M · loan HK$5.92M · min. income ≈ HK$57,406/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,048
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$30,854
−HK$817/mo
Today · 4.125%
HK$31,671
baseline
▲ 0.50% · 4.625%
HK$33,341
+HK$1,670/mo
Deposit HK$2.54M · loan HK$5.92M · min. income ≈ HK$63,342/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,939
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$29,839
−HK$914/mo
Today · 4.125%
HK$30,753
baseline
▲ 0.50% · 4.625%
HK$32,625
+HK$1,872/mo
Deposit HK$2.12M · loan HK$6.35M · min. income ≈ HK$61,506/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$253,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,194
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$33,058
−HK$875/mo
Today · 4.125%
HK$33,933
baseline
▲ 0.50% · 4.625%
HK$35,722
+HK$1,789/mo
Deposit HK$2.12M · loan HK$6.35M · min. income ≈ HK$67,866/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$253,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,868
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$31,828
−HK$976/mo
Today · 4.125%
HK$32,804
baseline
▲ 0.50% · 4.625%
HK$34,800
+HK$1,996/mo
Deposit HK$1.69M · loan HK$6.77M · min. income ≈ HK$65,608/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$253,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,340
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$35,261
−HK$935/mo
Today · 4.125%
HK$36,196
baseline
▲ 0.50% · 4.625%
HK$38,104
+HK$1,908/mo
Deposit HK$1.69M · loan HK$6.77M · min. income ≈ HK$72,392/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$253,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,797
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$33,817
−HK$1,037/mo
Today · 4.125%
HK$34,854
baseline
▲ 0.50% · 4.625%
HK$36,975
+HK$2,121/mo
Deposit HK$1.27M · loan HK$7.19M · min. income ≈ HK$69,708/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,487
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$37,465
−HK$993/mo
Today · 4.125%
HK$38,458
baseline
▲ 0.50% · 4.625%
HK$40,485
+HK$2,027/mo
Deposit HK$1.27M · loan HK$7.19M · min. income ≈ HK$76,916/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,727
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$35,807
−HK$1,097/mo
Today · 4.125%
HK$36,904
baseline
▲ 0.50% · 4.625%
HK$39,150
+HK$2,246/mo
Deposit HK$846K · loan HK$7.61M · min. income ≈ HK$73,808/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,633
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$39,669
−HK$1,051/mo
Today · 4.125%
HK$40,720
baseline
▲ 0.50% · 4.625%
HK$42,867
+HK$2,147/mo
Deposit HK$846K · loan HK$7.61M · min. income ≈ HK$81,440/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,821 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).