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Crescira AVM · estimated value Medium confidence
HK$20.24M
≈ HK$15,310 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$6.07M, with repayments around HK$68,665/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$64,614
−HK$4,051/mo
▼ 0.25% · 3.875%
HK$66,623
−HK$2,042/mo
Today · 4.125%
HK$68,665
baseline
▲ 0.50% · 4.625%
HK$72,844
+HK$4,179/mo

Deposit HK$6.07M · loan HK$14.17M · min. income ≈ HK$137,330/mo (50% DSR)

Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$774,007 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Fo Tan Station
≈ 10 min walk · 759 m
Education
6
schools within 1 km (2 within 500 m)
Daily convenience
15
within 1 km (3 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
12
parks, libraries, sports within 1 km

Family-friendly — 6 schools within a 1 km walk.

Everyday convenience — 15 shopping and daily-needs spots nearby.

Green space & leisure — 12 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
18/F
Flat
B
Saleable Area
1,322 Saleable ft²
Gross Area
1,738 ft²
Efficiency
76%
District
Sha Tin District · New Territories East
School net (POA)
91

Transaction History

Date Price Gain / loss
2017-01-26 HK$21.80M +33.9%
12.2y · 3.0%/yr
2004-12-09 HK$16.28M
Data sourced from Renavon.com