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Crescira AVM · estimated value Medium confidence
HK$24.57M
≈ HK$15,413 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.37M, with repayments around HK$83,348/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$78,430
−HK$4,918/mo
▼ 0.25% · 3.875%
HK$80,870
−HK$2,478/mo
Today · 4.125%
HK$83,348
baseline
▲ 0.50% · 4.625%
HK$88,420
+HK$5,072/mo

Deposit HK$7.37M · loan HK$17.20M · min. income ≈ HK$166,696/mo (50% DSR)

Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$1,044,144 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
10/F
Flat
A
Saleable Area
1,594 ft²
Gross Area
2,078 ft²
Efficiency
77%
District
Sha Tin District · New Territories East
School net (POA)
91

Transaction History

Date Price Gain / loss
2007-05-09 HK$14.92M −14.7%
2004-12-29 HK$17.49M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Fo Tan
≈ 10 min walk · 736 m
Education
11
schools within 1 km (2 within 500 m)
Daily convenience
16
within 1 km (4 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
12
parks, libraries, sports within 1 km

Family-friendly — 11 schools within a 1 km walk.

Everyday convenience — 16 shopping and daily-needs spots nearby.

Green space & leisure — 12 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com