▼ 0.50% · 3.625%
HK$22,332
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$23,027
−HK$705/mo
Today · 4.125%
HK$23,732
baseline
▲ 0.50% · 4.625%
HK$25,177
+HK$1,445/mo
Deposit HK$4.90M · loan HK$4.90M · min. income ≈ HK$47,464/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$349,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,844
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$25,510
−HK$676/mo
Today · 4.125%
HK$26,186
baseline
▲ 0.50% · 4.625%
HK$27,567
+HK$1,381/mo
Deposit HK$4.90M · loan HK$4.90M · min. income ≈ HK$52,372/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$349,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,565
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$25,329
−HK$777/mo
Today · 4.125%
HK$26,106
baseline
▲ 0.50% · 4.625%
HK$27,694
+HK$1,588/mo
Deposit HK$4.41M · loan HK$5.39M · min. income ≈ HK$52,212/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$349,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,329
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$28,062
−HK$743/mo
Today · 4.125%
HK$28,805
baseline
▲ 0.50% · 4.625%
HK$30,323
+HK$1,518/mo
Deposit HK$4.41M · loan HK$5.39M · min. income ≈ HK$57,610/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$349,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,798
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$27,632
−HK$847/mo
Today · 4.125%
HK$28,479
baseline
▲ 0.50% · 4.625%
HK$30,212
+HK$1,733/mo
Deposit HK$3.92M · loan HK$5.88M · min. income ≈ HK$56,958/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$349,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,813
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$30,613
−HK$811/mo
Today · 4.125%
HK$31,424
baseline
▲ 0.50% · 4.625%
HK$33,080
+HK$1,656/mo
Deposit HK$3.92M · loan HK$5.88M · min. income ≈ HK$62,848/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$349,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,032
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$29,935
−HK$917/mo
Today · 4.125%
HK$30,852
baseline
▲ 0.50% · 4.625%
HK$32,729
+HK$1,877/mo
Deposit HK$3.43M · loan HK$6.37M · min. income ≈ HK$61,704/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$349,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,297
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$33,164
−HK$878/mo
Today · 4.125%
HK$34,042
baseline
▲ 0.50% · 4.625%
HK$35,837
+HK$1,795/mo
Deposit HK$3.43M · loan HK$6.37M · min. income ≈ HK$68,084/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$349,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,265
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$32,237
−HK$988/mo
Today · 4.125%
HK$33,225
baseline
▲ 0.50% · 4.625%
HK$35,247
+HK$2,022/mo
Deposit HK$2.94M · loan HK$6.86M · min. income ≈ HK$66,450/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$349,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,782
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$35,715
−HK$946/mo
Today · 4.125%
HK$36,661
baseline
▲ 0.50% · 4.625%
HK$38,593
+HK$1,932/mo
Deposit HK$2.94M · loan HK$6.86M · min. income ≈ HK$73,322/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$349,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,498
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$34,540
−HK$1,059/mo
Today · 4.125%
HK$35,599
baseline
▲ 0.50% · 4.625%
HK$37,765
+HK$2,166/mo
Deposit HK$2.45M · loan HK$7.35M · min. income ≈ HK$71,198/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$349,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,266
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$38,266
−HK$1,014/mo
Today · 4.125%
HK$39,280
baseline
▲ 0.50% · 4.625%
HK$41,350
+HK$2,070/mo
Deposit HK$2.45M · loan HK$7.35M · min. income ≈ HK$78,560/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$349,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,731
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$36,843
−HK$1,129/mo
Today · 4.125%
HK$37,972
baseline
▲ 0.50% · 4.625%
HK$40,282
+HK$2,310/mo
Deposit HK$1.96M · loan HK$7.83M · min. income ≈ HK$75,944/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$349,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,751
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$40,817
−HK$1,081/mo
Today · 4.125%
HK$41,898
baseline
▲ 0.50% · 4.625%
HK$44,107
+HK$2,209/mo
Deposit HK$1.96M · loan HK$7.83M · min. income ≈ HK$83,796/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$349,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,964
−HK$2,381/mo
▼ 0.25% · 3.875%
HK$39,145
−HK$1,200/mo
Today · 4.125%
HK$40,345
baseline
▲ 0.50% · 4.625%
HK$42,800
+HK$2,455/mo
Deposit HK$1.47M · loan HK$8.32M · min. income ≈ HK$80,690/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$349,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,235
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$43,368
−HK$1,149/mo
Today · 4.125%
HK$44,517
baseline
▲ 0.50% · 4.625%
HK$46,864
+HK$2,347/mo
Deposit HK$1.47M · loan HK$8.32M · min. income ≈ HK$89,034/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$349,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,198
−HK$2,520/mo
▼ 0.25% · 3.875%
HK$41,448
−HK$1,270/mo
Today · 4.125%
HK$42,718
baseline
▲ 0.50% · 4.625%
HK$45,318
+HK$2,600/mo
Deposit HK$979K · loan HK$8.81M · min. income ≈ HK$85,436/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$349,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,720
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$45,919
−HK$1,217/mo
Today · 4.125%
HK$47,136
baseline
▲ 0.50% · 4.625%
HK$49,620
+HK$2,484/mo
Deposit HK$979K · loan HK$8.81M · min. income ≈ HK$94,272/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$349,366 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).