▼ 0.50% · 3.625%
HK$18,040
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$18,601
−HK$570/mo
Today · 4.125%
HK$19,171
baseline
▲ 0.50% · 4.625%
HK$20,338
+HK$1,167/mo
Deposit HK$3.96M · loan HK$3.96M · min. income ≈ HK$38,342/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$237,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,069
−HK$1,084/mo
▼ 0.25% · 3.875%
HK$20,607
−HK$546/mo
Today · 4.125%
HK$21,153
baseline
▲ 0.50% · 4.625%
HK$22,268
+HK$1,115/mo
Deposit HK$3.96M · loan HK$3.96M · min. income ≈ HK$42,306/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$237,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,844
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$20,461
−HK$627/mo
Today · 4.125%
HK$21,088
baseline
▲ 0.50% · 4.625%
HK$22,371
+HK$1,283/mo
Deposit HK$3.56M · loan HK$4.35M · min. income ≈ HK$42,176/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$237,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,076
−HK$1,193/mo
▼ 0.25% · 3.875%
HK$22,668
−HK$601/mo
Today · 4.125%
HK$23,269
baseline
▲ 0.50% · 4.625%
HK$24,495
+HK$1,226/mo
Deposit HK$3.56M · loan HK$4.35M · min. income ≈ HK$46,538/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$237,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,648
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$22,321
−HK$684/mo
Today · 4.125%
HK$23,005
baseline
▲ 0.50% · 4.625%
HK$24,405
+HK$1,400/mo
Deposit HK$3.16M · loan HK$4.75M · min. income ≈ HK$46,010/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$237,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,083
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$24,729
−HK$655/mo
Today · 4.125%
HK$25,384
baseline
▲ 0.50% · 4.625%
HK$26,722
+HK$1,338/mo
Deposit HK$3.16M · loan HK$4.75M · min. income ≈ HK$50,768/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$237,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,452
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$24,181
−HK$741/mo
Today · 4.125%
HK$24,922
baseline
▲ 0.50% · 4.625%
HK$26,439
+HK$1,517/mo
Deposit HK$2.77M · loan HK$5.14M · min. income ≈ HK$49,844/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$237,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,090
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$26,790
−HK$709/mo
Today · 4.125%
HK$27,499
baseline
▲ 0.50% · 4.625%
HK$28,949
+HK$1,450/mo
Deposit HK$2.77M · loan HK$5.14M · min. income ≈ HK$54,998/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$237,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,256
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$26,041
−HK$799/mo
Today · 4.125%
HK$26,840
baseline
▲ 0.50% · 4.625%
HK$28,473
+HK$1,633/mo
Deposit HK$2.37M · loan HK$5.54M · min. income ≈ HK$53,680/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$237,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,097
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$28,850
−HK$765/mo
Today · 4.125%
HK$29,615
baseline
▲ 0.50% · 4.625%
HK$31,176
+HK$1,561/mo
Deposit HK$2.37M · loan HK$5.54M · min. income ≈ HK$59,230/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$237,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,060
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$27,901
−HK$856/mo
Today · 4.125%
HK$28,757
baseline
▲ 0.50% · 4.625%
HK$30,506
+HK$1,749/mo
Deposit HK$1.98M · loan HK$5.93M · min. income ≈ HK$57,514/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$237,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,104
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$30,911
−HK$819/mo
Today · 4.125%
HK$31,730
baseline
▲ 0.50% · 4.625%
HK$33,403
+HK$1,673/mo
Deposit HK$1.98M · loan HK$5.93M · min. income ≈ HK$63,460/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$237,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,864
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$29,762
−HK$912/mo
Today · 4.125%
HK$30,674
baseline
▲ 0.50% · 4.625%
HK$32,540
+HK$1,866/mo
Deposit HK$1.58M · loan HK$6.33M · min. income ≈ HK$61,348/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$237,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,111
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$32,972
−HK$873/mo
Today · 4.125%
HK$33,845
baseline
▲ 0.50% · 4.625%
HK$35,630
+HK$1,785/mo
Deposit HK$1.58M · loan HK$6.33M · min. income ≈ HK$67,690/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$237,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,668
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$31,622
−HK$969/mo
Today · 4.125%
HK$32,591
baseline
▲ 0.50% · 4.625%
HK$34,574
+HK$1,983/mo
Deposit HK$1.19M · loan HK$6.72M · min. income ≈ HK$65,182/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$237,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,118
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$35,033
−HK$928/mo
Today · 4.125%
HK$35,961
baseline
▲ 0.50% · 4.625%
HK$37,856
+HK$1,895/mo
Deposit HK$1.19M · loan HK$6.72M · min. income ≈ HK$71,922/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$237,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,472
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$33,482
−HK$1,026/mo
Today · 4.125%
HK$34,508
baseline
▲ 0.50% · 4.625%
HK$36,608
+HK$2,100/mo
Deposit HK$791K · loan HK$7.12M · min. income ≈ HK$69,016/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,124
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$37,093
−HK$983/mo
Today · 4.125%
HK$38,076
baseline
▲ 0.50% · 4.625%
HK$40,083
+HK$2,007/mo
Deposit HK$791K · loan HK$7.12M · min. income ≈ HK$76,152/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,340 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).