▼ 0.50% · 3.625%
HK$15,752
−HK$987/mo
▼ 0.25% · 3.875%
HK$16,242
−HK$497/mo
Today · 4.125%
HK$16,739
baseline
▲ 0.50% · 4.625%
HK$17,758
+HK$1,019/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$33,478/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$207,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,524
−HK$946/mo
▼ 0.25% · 3.875%
HK$17,994
−HK$476/mo
Today · 4.125%
HK$18,470
baseline
▲ 0.50% · 4.625%
HK$19,444
+HK$974/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$36,940/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$207,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,327
−HK$1,086/mo
▼ 0.25% · 3.875%
HK$17,866
−HK$547/mo
Today · 4.125%
HK$18,413
baseline
▲ 0.50% · 4.625%
HK$19,534
+HK$1,121/mo
Deposit HK$3.11M · loan HK$3.80M · min. income ≈ HK$36,826/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$207,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,276
−HK$1,041/mo
▼ 0.25% · 3.875%
HK$19,793
−HK$524/mo
Today · 4.125%
HK$20,317
baseline
▲ 0.50% · 4.625%
HK$21,388
+HK$1,071/mo
Deposit HK$3.11M · loan HK$3.80M · min. income ≈ HK$40,634/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$207,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,902
−HK$1,185/mo
▼ 0.25% · 3.875%
HK$19,490
−HK$597/mo
Today · 4.125%
HK$20,087
baseline
▲ 0.50% · 4.625%
HK$21,310
+HK$1,223/mo
Deposit HK$2.76M · loan HK$4.14M · min. income ≈ HK$40,174/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$207,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,028
−HK$1,136/mo
▼ 0.25% · 3.875%
HK$21,592
−HK$572/mo
Today · 4.125%
HK$22,164
baseline
▲ 0.50% · 4.625%
HK$23,333
+HK$1,169/mo
Deposit HK$2.76M · loan HK$4.14M · min. income ≈ HK$44,328/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$207,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,477
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$21,114
−HK$647/mo
Today · 4.125%
HK$21,761
baseline
▲ 0.50% · 4.625%
HK$23,085
+HK$1,324/mo
Deposit HK$2.42M · loan HK$4.49M · min. income ≈ HK$43,522/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$207,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,781
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$23,392
−HK$619/mo
Today · 4.125%
HK$24,011
baseline
▲ 0.50% · 4.625%
HK$25,277
+HK$1,266/mo
Deposit HK$2.42M · loan HK$4.49M · min. income ≈ HK$48,022/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$207,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,052
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$22,738
−HK$697/mo
Today · 4.125%
HK$23,435
baseline
▲ 0.50% · 4.625%
HK$24,861
+HK$1,426/mo
Deposit HK$2.07M · loan HK$4.84M · min. income ≈ HK$46,870/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,533
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$25,191
−HK$667/mo
Today · 4.125%
HK$25,858
baseline
▲ 0.50% · 4.625%
HK$27,221
+HK$1,363/mo
Deposit HK$2.07M · loan HK$4.84M · min. income ≈ HK$51,716/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,627
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$24,362
−HK$747/mo
Today · 4.125%
HK$25,109
baseline
▲ 0.50% · 4.625%
HK$26,637
+HK$1,528/mo
Deposit HK$1.73M · loan HK$5.18M · min. income ≈ HK$50,218/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$207,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,285
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$26,990
−HK$715/mo
Today · 4.125%
HK$27,705
baseline
▲ 0.50% · 4.625%
HK$29,166
+HK$1,461/mo
Deposit HK$1.73M · loan HK$5.18M · min. income ≈ HK$55,410/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$207,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,203
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$25,987
−HK$796/mo
Today · 4.125%
HK$26,783
baseline
▲ 0.50% · 4.625%
HK$28,413
+HK$1,630/mo
Deposit HK$1.38M · loan HK$5.53M · min. income ≈ HK$53,566/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,038
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$28,790
−HK$762/mo
Today · 4.125%
HK$29,552
baseline
▲ 0.50% · 4.625%
HK$31,110
+HK$1,558/mo
Deposit HK$1.38M · loan HK$5.53M · min. income ≈ HK$59,104/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,778
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$27,611
−HK$846/mo
Today · 4.125%
HK$28,457
baseline
▲ 0.50% · 4.625%
HK$30,189
+HK$1,732/mo
Deposit HK$1.04M · loan HK$5.87M · min. income ≈ HK$56,914/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$207,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,790
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$30,589
−HK$811/mo
Today · 4.125%
HK$31,400
baseline
▲ 0.50% · 4.625%
HK$33,055
+HK$1,655/mo
Deposit HK$1.04M · loan HK$5.87M · min. income ≈ HK$62,800/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$207,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,353
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$29,235
−HK$896/mo
Today · 4.125%
HK$30,131
baseline
▲ 0.50% · 4.625%
HK$31,964
+HK$1,833/mo
Deposit HK$691K · loan HK$6.22M · min. income ≈ HK$60,262/mo (50% DSR)
Upfront cash ≈ HK$898K (deposit + AVD stamp duty HK$207,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,542
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$32,388
−HK$859/mo
Today · 4.125%
HK$33,247
baseline
▲ 0.50% · 4.625%
HK$34,999
+HK$1,752/mo
Deposit HK$691K · loan HK$6.22M · min. income ≈ HK$66,494/mo (50% DSR)
Upfront cash ≈ HK$898K (deposit + AVD stamp duty HK$207,236 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).