▼ 0.50% · 3.625%
HK$15,537
−HK$974/mo
▼ 0.25% · 3.875%
HK$16,020
−HK$491/mo
Today · 4.125%
HK$16,511
baseline
▲ 0.50% · 4.625%
HK$17,516
+HK$1,005/mo
Deposit HK$3.41M · loan HK$3.41M · min. income ≈ HK$33,022/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$204,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,285
−HK$933/mo
▼ 0.25% · 3.875%
HK$17,748
−HK$470/mo
Today · 4.125%
HK$18,218
baseline
▲ 0.50% · 4.625%
HK$19,179
+HK$961/mo
Deposit HK$3.41M · loan HK$3.41M · min. income ≈ HK$36,436/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$204,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,091
−HK$1,071/mo
▼ 0.25% · 3.875%
HK$17,622
−HK$540/mo
Today · 4.125%
HK$18,162
baseline
▲ 0.50% · 4.625%
HK$19,267
+HK$1,105/mo
Deposit HK$3.07M · loan HK$3.75M · min. income ≈ HK$36,324/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$204,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,013
−HK$1,027/mo
▼ 0.25% · 3.875%
HK$19,523
−HK$517/mo
Today · 4.125%
HK$20,040
baseline
▲ 0.50% · 4.625%
HK$21,097
+HK$1,057/mo
Deposit HK$3.07M · loan HK$3.75M · min. income ≈ HK$40,080/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$204,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,644
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$19,224
−HK$589/mo
Today · 4.125%
HK$19,813
baseline
▲ 0.50% · 4.625%
HK$21,019
+HK$1,206/mo
Deposit HK$2.73M · loan HK$4.09M · min. income ≈ HK$39,626/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$204,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,741
−HK$1,121/mo
▼ 0.25% · 3.875%
HK$21,298
−HK$564/mo
Today · 4.125%
HK$21,862
baseline
▲ 0.50% · 4.625%
HK$23,014
+HK$1,152/mo
Deposit HK$2.73M · loan HK$4.09M · min. income ≈ HK$43,724/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$204,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,198
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$20,826
−HK$638/mo
Today · 4.125%
HK$21,464
baseline
▲ 0.50% · 4.625%
HK$22,771
+HK$1,307/mo
Deposit HK$2.38M · loan HK$4.43M · min. income ≈ HK$42,928/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$204,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,470
−HK$1,214/mo
▼ 0.25% · 3.875%
HK$23,073
−HK$611/mo
Today · 4.125%
HK$23,684
baseline
▲ 0.50% · 4.625%
HK$24,932
+HK$1,248/mo
Deposit HK$2.38M · loan HK$4.43M · min. income ≈ HK$47,368/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$204,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,752
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$22,428
−HK$688/mo
Today · 4.125%
HK$23,116
baseline
▲ 0.50% · 4.625%
HK$24,522
+HK$1,406/mo
Deposit HK$2.04M · loan HK$4.77M · min. income ≈ HK$46,232/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,198
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$24,847
−HK$659/mo
Today · 4.125%
HK$25,506
baseline
▲ 0.50% · 4.625%
HK$26,850
+HK$1,344/mo
Deposit HK$2.04M · loan HK$4.77M · min. income ≈ HK$51,012/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,305
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$24,030
−HK$737/mo
Today · 4.125%
HK$24,767
baseline
▲ 0.50% · 4.625%
HK$26,274
+HK$1,507/mo
Deposit HK$1.70M · loan HK$5.11M · min. income ≈ HK$49,534/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$204,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,927
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$26,622
−HK$706/mo
Today · 4.125%
HK$27,328
baseline
▲ 0.50% · 4.625%
HK$28,768
+HK$1,440/mo
Deposit HK$1.70M · loan HK$5.11M · min. income ≈ HK$54,656/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$204,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,859
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$25,632
−HK$786/mo
Today · 4.125%
HK$26,418
baseline
▲ 0.50% · 4.625%
HK$28,025
+HK$1,607/mo
Deposit HK$1.36M · loan HK$5.45M · min. income ≈ HK$52,836/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$204,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,655
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$28,397
−HK$752/mo
Today · 4.125%
HK$29,149
baseline
▲ 0.50% · 4.625%
HK$30,686
+HK$1,537/mo
Deposit HK$1.36M · loan HK$5.45M · min. income ≈ HK$58,298/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$204,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,413
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$27,234
−HK$835/mo
Today · 4.125%
HK$28,069
baseline
▲ 0.50% · 4.625%
HK$29,777
+HK$1,708/mo
Deposit HK$1.02M · loan HK$5.79M · min. income ≈ HK$56,138/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$204,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,384
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$30,172
−HK$799/mo
Today · 4.125%
HK$30,971
baseline
▲ 0.50% · 4.625%
HK$32,604
+HK$1,633/mo
Deposit HK$1.02M · loan HK$5.79M · min. income ≈ HK$61,942/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$204,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,966
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$28,836
−HK$884/mo
Today · 4.125%
HK$29,720
baseline
▲ 0.50% · 4.625%
HK$31,528
+HK$1,808/mo
Deposit HK$681K · loan HK$6.13M · min. income ≈ HK$59,440/mo (50% DSR)
Upfront cash ≈ HK$886K (deposit + AVD stamp duty HK$204,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,112
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$31,947
−HK$846/mo
Today · 4.125%
HK$32,793
baseline
▲ 0.50% · 4.625%
HK$34,522
+HK$1,729/mo
Deposit HK$681K · loan HK$6.13M · min. income ≈ HK$65,586/mo (50% DSR)
Upfront cash ≈ HK$886K (deposit + AVD stamp duty HK$204,409 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).