▼ 0.50% · 3.625%
HK$14,596
−HK$916/mo
▼ 0.25% · 3.875%
HK$15,050
−HK$462/mo
Today · 4.125%
HK$15,512
baseline
▲ 0.50% · 4.625%
HK$16,456
+HK$944/mo
Deposit HK$3.20M · loan HK$3.20M · min. income ≈ HK$31,024/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$175,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,238
−HK$878/mo
▼ 0.25% · 3.875%
HK$16,674
−HK$442/mo
Today · 4.125%
HK$17,116
baseline
▲ 0.50% · 4.625%
HK$18,018
+HK$902/mo
Deposit HK$3.20M · loan HK$3.20M · min. income ≈ HK$34,232/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$175,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,056
−HK$1,007/mo
▼ 0.25% · 3.875%
HK$16,555
−HK$508/mo
Today · 4.125%
HK$17,063
baseline
▲ 0.50% · 4.625%
HK$18,101
+HK$1,038/mo
Deposit HK$2.88M · loan HK$3.52M · min. income ≈ HK$34,126/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$175,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,862
−HK$965/mo
▼ 0.25% · 3.875%
HK$18,341
−HK$486/mo
Today · 4.125%
HK$18,827
baseline
▲ 0.50% · 4.625%
HK$19,820
+HK$993/mo
Deposit HK$2.88M · loan HK$3.52M · min. income ≈ HK$37,654/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$175,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,516
−HK$1,098/mo
▼ 0.25% · 3.875%
HK$18,060
−HK$554/mo
Today · 4.125%
HK$18,614
baseline
▲ 0.50% · 4.625%
HK$19,747
+HK$1,133/mo
Deposit HK$2.56M · loan HK$3.84M · min. income ≈ HK$37,228/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$175,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,486
−HK$1,053/mo
▼ 0.25% · 3.875%
HK$20,009
−HK$530/mo
Today · 4.125%
HK$20,539
baseline
▲ 0.50% · 4.625%
HK$21,621
+HK$1,082/mo
Deposit HK$2.56M · loan HK$3.84M · min. income ≈ HK$41,078/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$175,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,975
−HK$1,190/mo
▼ 0.25% · 3.875%
HK$19,565
−HK$600/mo
Today · 4.125%
HK$20,165
baseline
▲ 0.50% · 4.625%
HK$21,392
+HK$1,227/mo
Deposit HK$2.24M · loan HK$4.16M · min. income ≈ HK$40,330/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$175,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,110
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$21,676
−HK$574/mo
Today · 4.125%
HK$22,250
baseline
▲ 0.50% · 4.625%
HK$23,423
+HK$1,173/mo
Deposit HK$2.24M · loan HK$4.16M · min. income ≈ HK$44,500/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$175,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,435
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$21,071
−HK$645/mo
Today · 4.125%
HK$21,716
baseline
▲ 0.50% · 4.625%
HK$23,038
+HK$1,322/mo
Deposit HK$1.92M · loan HK$4.48M · min. income ≈ HK$43,432/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$175,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,734
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$23,343
−HK$619/mo
Today · 4.125%
HK$23,962
baseline
▲ 0.50% · 4.625%
HK$25,225
+HK$1,263/mo
Deposit HK$1.92M · loan HK$4.48M · min. income ≈ HK$47,924/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$175,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,895
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$22,576
−HK$691/mo
Today · 4.125%
HK$23,267
baseline
▲ 0.50% · 4.625%
HK$24,683
+HK$1,416/mo
Deposit HK$1.60M · loan HK$4.80M · min. income ≈ HK$46,534/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$175,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,357
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$25,011
−HK$662/mo
Today · 4.125%
HK$25,673
baseline
▲ 0.50% · 4.625%
HK$27,027
+HK$1,354/mo
Deposit HK$1.60M · loan HK$4.80M · min. income ≈ HK$51,346/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$175,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,354
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$24,081
−HK$738/mo
Today · 4.125%
HK$24,819
baseline
▲ 0.50% · 4.625%
HK$26,329
+HK$1,510/mo
Deposit HK$1.28M · loan HK$5.12M · min. income ≈ HK$49,638/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$175,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,981
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$26,678
−HK$707/mo
Today · 4.125%
HK$27,385
baseline
▲ 0.50% · 4.625%
HK$28,828
+HK$1,443/mo
Deposit HK$1.28M · loan HK$5.12M · min. income ≈ HK$54,770/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$175,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,814
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$25,586
−HK$784/mo
Today · 4.125%
HK$26,370
baseline
▲ 0.50% · 4.625%
HK$27,974
+HK$1,604/mo
Deposit HK$960K · loan HK$5.44M · min. income ≈ HK$52,740/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$175,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,605
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$28,345
−HK$751/mo
Today · 4.125%
HK$29,096
baseline
▲ 0.50% · 4.625%
HK$30,630
+HK$1,534/mo
Deposit HK$960K · loan HK$5.44M · min. income ≈ HK$58,192/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$175,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,273
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$27,091
−HK$830/mo
Today · 4.125%
HK$27,921
baseline
▲ 0.50% · 4.625%
HK$29,620
+HK$1,699/mo
Deposit HK$640K · loan HK$5.76M · min. income ≈ HK$55,842/mo (50% DSR)
Upfront cash ≈ HK$815K (deposit + AVD stamp duty HK$175,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,229
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$30,013
−HK$795/mo
Today · 4.125%
HK$30,808
baseline
▲ 0.50% · 4.625%
HK$32,432
+HK$1,624/mo
Deposit HK$640K · loan HK$5.76M · min. income ≈ HK$61,616/mo (50% DSR)
Upfront cash ≈ HK$815K (deposit + AVD stamp duty HK$175,119 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).