▼ 0.50% · 3.625%
HK$15,835
−HK$993/mo
▼ 0.25% · 3.875%
HK$16,327
−HK$501/mo
Today · 4.125%
HK$16,828
baseline
▲ 0.50% · 4.625%
HK$17,852
+HK$1,024/mo
Deposit HK$3.47M · loan HK$3.47M · min. income ≈ HK$33,656/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$208,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,616
−HK$952/mo
▼ 0.25% · 3.875%
HK$18,089
−HK$479/mo
Today · 4.125%
HK$18,568
baseline
▲ 0.50% · 4.625%
HK$19,547
+HK$979/mo
Deposit HK$3.47M · loan HK$3.47M · min. income ≈ HK$37,136/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$208,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,418
−HK$1,093/mo
▼ 0.25% · 3.875%
HK$17,960
−HK$551/mo
Today · 4.125%
HK$18,511
baseline
▲ 0.50% · 4.625%
HK$19,637
+HK$1,126/mo
Deposit HK$3.12M · loan HK$3.82M · min. income ≈ HK$37,022/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$208,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,378
−HK$1,047/mo
▼ 0.25% · 3.875%
HK$19,897
−HK$528/mo
Today · 4.125%
HK$20,425
baseline
▲ 0.50% · 4.625%
HK$21,501
+HK$1,076/mo
Deposit HK$3.12M · loan HK$3.82M · min. income ≈ HK$40,850/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$208,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,002
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$19,593
−HK$600/mo
Today · 4.125%
HK$20,193
baseline
▲ 0.50% · 4.625%
HK$21,422
+HK$1,229/mo
Deposit HK$2.78M · loan HK$4.17M · min. income ≈ HK$40,386/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$208,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,139
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$21,706
−HK$575/mo
Today · 4.125%
HK$22,281
baseline
▲ 0.50% · 4.625%
HK$23,456
+HK$1,175/mo
Deposit HK$2.78M · loan HK$4.17M · min. income ≈ HK$44,562/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$208,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,585
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$21,226
−HK$650/mo
Today · 4.125%
HK$21,876
baseline
▲ 0.50% · 4.625%
HK$23,207
+HK$1,331/mo
Deposit HK$2.43M · loan HK$4.51M · min. income ≈ HK$43,752/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$208,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,901
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$23,515
−HK$623/mo
Today · 4.125%
HK$24,138
baseline
▲ 0.50% · 4.625%
HK$25,411
+HK$1,273/mo
Deposit HK$2.43M · loan HK$4.51M · min. income ≈ HK$48,276/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$208,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,169
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$22,858
−HK$701/mo
Today · 4.125%
HK$23,559
baseline
▲ 0.50% · 4.625%
HK$24,992
+HK$1,433/mo
Deposit HK$2.08M · loan HK$4.86M · min. income ≈ HK$47,118/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$208,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,662
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$25,324
−HK$671/mo
Today · 4.125%
HK$25,995
baseline
▲ 0.50% · 4.625%
HK$27,365
+HK$1,370/mo
Deposit HK$2.08M · loan HK$4.86M · min. income ≈ HK$51,990/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$208,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,752
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$24,491
−HK$751/mo
Today · 4.125%
HK$25,242
baseline
▲ 0.50% · 4.625%
HK$26,778
+HK$1,536/mo
Deposit HK$1.74M · loan HK$5.21M · min. income ≈ HK$50,484/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$208,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,424
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$27,133
−HK$719/mo
Today · 4.125%
HK$27,852
baseline
▲ 0.50% · 4.625%
HK$29,320
+HK$1,468/mo
Deposit HK$1.74M · loan HK$5.21M · min. income ≈ HK$55,704/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$208,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,336
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$26,124
−HK$800/mo
Today · 4.125%
HK$26,924
baseline
▲ 0.50% · 4.625%
HK$28,563
+HK$1,639/mo
Deposit HK$1.39M · loan HK$5.56M · min. income ≈ HK$53,848/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$208,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,186
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$28,942
−HK$766/mo
Today · 4.125%
HK$29,708
baseline
▲ 0.50% · 4.625%
HK$31,274
+HK$1,566/mo
Deposit HK$1.39M · loan HK$5.56M · min. income ≈ HK$59,416/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$208,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,919
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$27,757
−HK$850/mo
Today · 4.125%
HK$28,607
baseline
▲ 0.50% · 4.625%
HK$30,348
+HK$1,741/mo
Deposit HK$1.04M · loan HK$5.90M · min. income ≈ HK$57,214/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$208,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,947
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$30,750
−HK$815/mo
Today · 4.125%
HK$31,565
baseline
▲ 0.50% · 4.625%
HK$33,229
+HK$1,664/mo
Deposit HK$1.04M · loan HK$5.90M · min. income ≈ HK$63,130/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$208,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,503
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$29,389
−HK$901/mo
Today · 4.125%
HK$30,290
baseline
▲ 0.50% · 4.625%
HK$32,133
+HK$1,843/mo
Deposit HK$694K · loan HK$6.25M · min. income ≈ HK$60,580/mo (50% DSR)
Upfront cash ≈ HK$903K (deposit + AVD stamp duty HK$208,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,709
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$32,559
−HK$863/mo
Today · 4.125%
HK$33,422
baseline
▲ 0.50% · 4.625%
HK$35,184
+HK$1,762/mo
Deposit HK$694K · loan HK$6.25M · min. income ≈ HK$66,844/mo (50% DSR)
Upfront cash ≈ HK$903K (deposit + AVD stamp duty HK$208,330 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).