▼ 0.50% · 3.625%
HK$15,789
−HK$990/mo
▼ 0.25% · 3.875%
HK$16,280
−HK$499/mo
Today · 4.125%
HK$16,779
baseline
▲ 0.50% · 4.625%
HK$17,800
+HK$1,021/mo
Deposit HK$3.46M · loan HK$3.46M · min. income ≈ HK$33,558/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$207,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,565
−HK$949/mo
▼ 0.25% · 3.875%
HK$18,036
−HK$478/mo
Today · 4.125%
HK$18,514
baseline
▲ 0.50% · 4.625%
HK$19,490
+HK$976/mo
Deposit HK$3.46M · loan HK$3.46M · min. income ≈ HK$37,028/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$207,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,368
−HK$1,089/mo
▼ 0.25% · 3.875%
HK$17,908
−HK$549/mo
Today · 4.125%
HK$18,457
baseline
▲ 0.50% · 4.625%
HK$19,580
+HK$1,123/mo
Deposit HK$3.12M · loan HK$3.81M · min. income ≈ HK$36,914/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$207,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,321
−HK$1,044/mo
▼ 0.25% · 3.875%
HK$19,839
−HK$526/mo
Today · 4.125%
HK$20,365
baseline
▲ 0.50% · 4.625%
HK$21,439
+HK$1,074/mo
Deposit HK$3.12M · loan HK$3.81M · min. income ≈ HK$40,730/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$207,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,946
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$19,536
−HK$599/mo
Today · 4.125%
HK$20,135
baseline
▲ 0.50% · 4.625%
HK$21,360
+HK$1,225/mo
Deposit HK$2.77M · loan HK$4.15M · min. income ≈ HK$40,270/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$207,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,078
−HK$1,138/mo
▼ 0.25% · 3.875%
HK$21,643
−HK$573/mo
Today · 4.125%
HK$22,216
baseline
▲ 0.50% · 4.625%
HK$23,387
+HK$1,171/mo
Deposit HK$2.77M · loan HK$4.15M · min. income ≈ HK$44,432/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$207,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,525
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$21,164
−HK$648/mo
Today · 4.125%
HK$21,812
baseline
▲ 0.50% · 4.625%
HK$23,140
+HK$1,328/mo
Deposit HK$2.42M · loan HK$4.50M · min. income ≈ HK$43,624/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$207,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,834
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$23,447
−HK$621/mo
Today · 4.125%
HK$24,068
baseline
▲ 0.50% · 4.625%
HK$25,336
+HK$1,268/mo
Deposit HK$2.42M · loan HK$4.50M · min. income ≈ HK$48,136/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$207,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,104
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$22,792
−HK$698/mo
Today · 4.125%
HK$23,490
baseline
▲ 0.50% · 4.625%
HK$24,920
+HK$1,430/mo
Deposit HK$2.08M · loan HK$4.85M · min. income ≈ HK$46,980/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,591
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$25,250
−HK$669/mo
Today · 4.125%
HK$25,919
baseline
▲ 0.50% · 4.625%
HK$27,285
+HK$1,366/mo
Deposit HK$2.08M · loan HK$4.85M · min. income ≈ HK$51,838/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,683
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$24,420
−HK$748/mo
Today · 4.125%
HK$25,168
baseline
▲ 0.50% · 4.625%
HK$26,700
+HK$1,532/mo
Deposit HK$1.73M · loan HK$5.19M · min. income ≈ HK$50,336/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$207,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,347
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$27,054
−HK$717/mo
Today · 4.125%
HK$27,771
baseline
▲ 0.50% · 4.625%
HK$29,234
+HK$1,463/mo
Deposit HK$1.73M · loan HK$5.19M · min. income ≈ HK$55,542/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$207,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,262
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$26,048
−HK$798/mo
Today · 4.125%
HK$26,846
baseline
▲ 0.50% · 4.625%
HK$28,480
+HK$1,634/mo
Deposit HK$1.38M · loan HK$5.54M · min. income ≈ HK$53,692/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,104
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$28,857
−HK$765/mo
Today · 4.125%
HK$29,622
baseline
▲ 0.50% · 4.625%
HK$31,183
+HK$1,561/mo
Deposit HK$1.38M · loan HK$5.54M · min. income ≈ HK$59,244/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,841
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$27,676
−HK$848/mo
Today · 4.125%
HK$28,524
baseline
▲ 0.50% · 4.625%
HK$30,259
+HK$1,735/mo
Deposit HK$1.04M · loan HK$5.89M · min. income ≈ HK$57,048/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$207,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,860
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$30,661
−HK$812/mo
Today · 4.125%
HK$31,473
baseline
▲ 0.50% · 4.625%
HK$33,132
+HK$1,659/mo
Deposit HK$1.04M · loan HK$5.89M · min. income ≈ HK$62,946/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$207,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,420
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$29,304
−HK$898/mo
Today · 4.125%
HK$30,202
baseline
▲ 0.50% · 4.625%
HK$32,039
+HK$1,837/mo
Deposit HK$692K · loan HK$6.23M · min. income ≈ HK$60,404/mo (50% DSR)
Upfront cash ≈ HK$900K (deposit + AVD stamp duty HK$207,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,617
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$32,464
−HK$861/mo
Today · 4.125%
HK$33,325
baseline
▲ 0.50% · 4.625%
HK$35,081
+HK$1,756/mo
Deposit HK$692K · loan HK$6.23M · min. income ≈ HK$66,650/mo (50% DSR)
Upfront cash ≈ HK$900K (deposit + AVD stamp duty HK$207,723 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).