▼ 0.50% · 3.625%
HK$20,577
−HK$1,290/mo
▼ 0.25% · 3.875%
HK$21,217
−HK$650/mo
Today · 4.125%
HK$21,867
baseline
▲ 0.50% · 4.625%
HK$23,198
+HK$1,331/mo
Deposit HK$4.51M · loan HK$4.51M · min. income ≈ HK$43,734/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$272,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,892
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$23,506
−HK$623/mo
Today · 4.125%
HK$24,129
baseline
▲ 0.50% · 4.625%
HK$25,400
+HK$1,271/mo
Deposit HK$4.51M · loan HK$4.51M · min. income ≈ HK$48,258/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$272,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,635
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$23,339
−HK$715/mo
Today · 4.125%
HK$24,054
baseline
▲ 0.50% · 4.625%
HK$25,518
+HK$1,464/mo
Deposit HK$4.06M · loan HK$4.96M · min. income ≈ HK$48,108/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$272,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,181
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$25,856
−HK$685/mo
Today · 4.125%
HK$26,541
baseline
▲ 0.50% · 4.625%
HK$27,940
+HK$1,399/mo
Deposit HK$4.06M · loan HK$4.96M · min. income ≈ HK$53,082/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$272,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,692
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$25,461
−HK$780/mo
Today · 4.125%
HK$26,241
baseline
▲ 0.50% · 4.625%
HK$27,838
+HK$1,597/mo
Deposit HK$3.61M · loan HK$5.41M · min. income ≈ HK$52,482/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$272,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,470
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$28,207
−HK$747/mo
Today · 4.125%
HK$28,954
baseline
▲ 0.50% · 4.625%
HK$30,480
+HK$1,526/mo
Deposit HK$3.61M · loan HK$5.41M · min. income ≈ HK$57,908/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$272,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,750
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$27,582
−HK$846/mo
Today · 4.125%
HK$28,428
baseline
▲ 0.50% · 4.625%
HK$30,157
+HK$1,729/mo
Deposit HK$3.16M · loan HK$5.87M · min. income ≈ HK$56,856/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$272,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,759
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$30,557
−HK$810/mo
Today · 4.125%
HK$31,367
baseline
▲ 0.50% · 4.625%
HK$33,020
+HK$1,653/mo
Deposit HK$3.16M · loan HK$5.87M · min. income ≈ HK$62,734/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$272,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,808
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$29,704
−HK$910/mo
Today · 4.125%
HK$30,614
baseline
▲ 0.50% · 4.625%
HK$32,477
+HK$1,863/mo
Deposit HK$2.71M · loan HK$6.32M · min. income ≈ HK$61,228/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$272,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,048
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$32,908
−HK$872/mo
Today · 4.125%
HK$33,780
baseline
▲ 0.50% · 4.625%
HK$35,561
+HK$1,781/mo
Deposit HK$2.71M · loan HK$6.32M · min. income ≈ HK$67,560/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$272,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,866
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$31,826
−HK$975/mo
Today · 4.125%
HK$32,801
baseline
▲ 0.50% · 4.625%
HK$34,797
+HK$1,996/mo
Deposit HK$2.26M · loan HK$6.77M · min. income ≈ HK$65,602/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$272,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,338
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$35,259
−HK$934/mo
Today · 4.125%
HK$36,193
baseline
▲ 0.50% · 4.625%
HK$38,101
+HK$1,908/mo
Deposit HK$2.26M · loan HK$6.77M · min. income ≈ HK$72,386/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$272,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,923
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$33,947
−HK$1,041/mo
Today · 4.125%
HK$34,988
baseline
▲ 0.50% · 4.625%
HK$37,117
+HK$2,129/mo
Deposit HK$1.80M · loan HK$7.22M · min. income ≈ HK$69,976/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$272,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,627
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$37,609
−HK$997/mo
Today · 4.125%
HK$38,606
baseline
▲ 0.50% · 4.625%
HK$40,641
+HK$2,035/mo
Deposit HK$1.80M · loan HK$7.22M · min. income ≈ HK$77,212/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$272,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,981
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$36,069
−HK$1,106/mo
Today · 4.125%
HK$37,175
baseline
▲ 0.50% · 4.625%
HK$39,437
+HK$2,262/mo
Deposit HK$1.35M · loan HK$7.67M · min. income ≈ HK$74,350/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$272,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,916
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$39,960
−HK$1,059/mo
Today · 4.125%
HK$41,019
baseline
▲ 0.50% · 4.625%
HK$43,181
+HK$2,162/mo
Deposit HK$1.35M · loan HK$7.67M · min. income ≈ HK$82,038/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$272,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,039
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$38,191
−HK$1,170/mo
Today · 4.125%
HK$39,361
baseline
▲ 0.50% · 4.625%
HK$41,756
+HK$2,395/mo
Deposit HK$902K · loan HK$8.12M · min. income ≈ HK$78,722/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$272,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,205
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$42,310
−HK$1,121/mo
Today · 4.125%
HK$43,431
baseline
▲ 0.50% · 4.625%
HK$45,721
+HK$2,290/mo
Deposit HK$902K · loan HK$8.12M · min. income ≈ HK$86,862/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$272,401 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).