▼ 0.50% · 3.625%
HK$22,411
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$23,108
−HK$709/mo
Today · 4.125%
HK$23,817
baseline
▲ 0.50% · 4.625%
HK$25,266
+HK$1,449/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$47,634/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$352,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,932
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$25,601
−HK$678/mo
Today · 4.125%
HK$26,279
baseline
▲ 0.50% · 4.625%
HK$27,665
+HK$1,386/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$52,558/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$352,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,652
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$25,419
−HK$779/mo
Today · 4.125%
HK$26,198
baseline
▲ 0.50% · 4.625%
HK$27,792
+HK$1,594/mo
Deposit HK$4.42M · loan HK$5.41M · min. income ≈ HK$52,396/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$352,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,426
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$28,161
−HK$746/mo
Today · 4.125%
HK$28,907
baseline
▲ 0.50% · 4.625%
HK$30,431
+HK$1,524/mo
Deposit HK$4.42M · loan HK$5.41M · min. income ≈ HK$57,814/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$352,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,894
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$27,730
−HK$850/mo
Today · 4.125%
HK$28,580
baseline
▲ 0.50% · 4.625%
HK$30,319
+HK$1,739/mo
Deposit HK$3.93M · loan HK$5.90M · min. income ≈ HK$57,160/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$352,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,919
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$30,721
−HK$814/mo
Today · 4.125%
HK$31,535
baseline
▲ 0.50% · 4.625%
HK$33,197
+HK$1,662/mo
Deposit HK$3.93M · loan HK$5.90M · min. income ≈ HK$63,070/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$352,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,135
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$30,041
−HK$921/mo
Today · 4.125%
HK$30,962
baseline
▲ 0.50% · 4.625%
HK$32,846
+HK$1,884/mo
Deposit HK$3.44M · loan HK$6.39M · min. income ≈ HK$61,924/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$352,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,412
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$33,281
−HK$882/mo
Today · 4.125%
HK$34,163
baseline
▲ 0.50% · 4.625%
HK$35,964
+HK$1,801/mo
Deposit HK$3.44M · loan HK$6.39M · min. income ≈ HK$68,326/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$352,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,376
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$32,352
−HK$991/mo
Today · 4.125%
HK$33,343
baseline
▲ 0.50% · 4.625%
HK$35,372
+HK$2,029/mo
Deposit HK$2.95M · loan HK$6.88M · min. income ≈ HK$66,686/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$352,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,905
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$35,841
−HK$950/mo
Today · 4.125%
HK$36,791
baseline
▲ 0.50% · 4.625%
HK$38,730
+HK$1,939/mo
Deposit HK$2.95M · loan HK$6.88M · min. income ≈ HK$73,582/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$352,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,617
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$34,663
−HK$1,062/mo
Today · 4.125%
HK$35,725
baseline
▲ 0.50% · 4.625%
HK$37,899
+HK$2,174/mo
Deposit HK$2.46M · loan HK$7.37M · min. income ≈ HK$71,450/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$352,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,399
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$38,402
−HK$1,017/mo
Today · 4.125%
HK$39,419
baseline
▲ 0.50% · 4.625%
HK$41,497
+HK$2,078/mo
Deposit HK$2.46M · loan HK$7.37M · min. income ≈ HK$78,838/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$352,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,858
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$36,973
−HK$1,134/mo
Today · 4.125%
HK$38,107
baseline
▲ 0.50% · 4.625%
HK$40,425
+HK$2,318/mo
Deposit HK$1.97M · loan HK$7.86M · min. income ≈ HK$76,214/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$352,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,892
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$40,962
−HK$1,085/mo
Today · 4.125%
HK$42,047
baseline
▲ 0.50% · 4.625%
HK$44,263
+HK$2,216/mo
Deposit HK$1.97M · loan HK$7.86M · min. income ≈ HK$84,094/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$352,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,099
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$39,284
−HK$1,204/mo
Today · 4.125%
HK$40,488
baseline
▲ 0.50% · 4.625%
HK$42,952
+HK$2,464/mo
Deposit HK$1.47M · loan HK$8.35M · min. income ≈ HK$80,976/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$352,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,385
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$43,522
−HK$1,153/mo
Today · 4.125%
HK$44,675
baseline
▲ 0.50% · 4.625%
HK$47,030
+HK$2,355/mo
Deposit HK$1.47M · loan HK$8.35M · min. income ≈ HK$89,350/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$352,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,340
−HK$2,530/mo
▼ 0.25% · 3.875%
HK$41,595
−HK$1,275/mo
Today · 4.125%
HK$42,870
baseline
▲ 0.50% · 4.625%
HK$45,479
+HK$2,609/mo
Deposit HK$983K · loan HK$8.85M · min. income ≈ HK$85,740/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$352,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,878
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$46,082
−HK$1,221/mo
Today · 4.125%
HK$47,303
baseline
▲ 0.50% · 4.625%
HK$49,796
+HK$2,493/mo
Deposit HK$983K · loan HK$8.85M · min. income ≈ HK$94,606/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$352,841 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).