▼ 0.50% · 3.625%
HK$22,082
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$22,769
−HK$698/mo
Today · 4.125%
HK$23,467
baseline
▲ 0.50% · 4.625%
HK$24,895
+HK$1,428/mo
Deposit HK$4.84M · loan HK$4.84M · min. income ≈ HK$46,934/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$338,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,566
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$25,225
−HK$669/mo
Today · 4.125%
HK$25,894
baseline
▲ 0.50% · 4.625%
HK$27,258
+HK$1,364/mo
Deposit HK$4.84M · loan HK$4.84M · min. income ≈ HK$51,788/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$338,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,290
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$25,046
−HK$768/mo
Today · 4.125%
HK$25,814
baseline
▲ 0.50% · 4.625%
HK$27,384
+HK$1,570/mo
Deposit HK$4.36M · loan HK$5.33M · min. income ≈ HK$51,628/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$338,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,023
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$27,748
−HK$735/mo
Today · 4.125%
HK$28,483
baseline
▲ 0.50% · 4.625%
HK$29,984
+HK$1,501/mo
Deposit HK$4.36M · loan HK$5.33M · min. income ≈ HK$56,966/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$338,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,499
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$27,323
−HK$837/mo
Today · 4.125%
HK$28,160
baseline
▲ 0.50% · 4.625%
HK$29,874
+HK$1,714/mo
Deposit HK$3.87M · loan HK$5.81M · min. income ≈ HK$56,320/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$338,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,480
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$30,270
−HK$802/mo
Today · 4.125%
HK$31,072
baseline
▲ 0.50% · 4.625%
HK$32,710
+HK$1,638/mo
Deposit HK$3.87M · loan HK$5.81M · min. income ≈ HK$62,144/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$338,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,707
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$29,600
−HK$907/mo
Today · 4.125%
HK$30,507
baseline
▲ 0.50% · 4.625%
HK$32,363
+HK$1,856/mo
Deposit HK$3.39M · loan HK$6.29M · min. income ≈ HK$61,014/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$338,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,936
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$32,793
−HK$869/mo
Today · 4.125%
HK$33,662
baseline
▲ 0.50% · 4.625%
HK$35,436
+HK$1,774/mo
Deposit HK$3.39M · loan HK$6.29M · min. income ≈ HK$67,324/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$338,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,915
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$31,877
−HK$977/mo
Today · 4.125%
HK$32,854
baseline
▲ 0.50% · 4.625%
HK$34,853
+HK$1,999/mo
Deposit HK$2.91M · loan HK$6.78M · min. income ≈ HK$65,708/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$338,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,393
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$35,315
−HK$936/mo
Today · 4.125%
HK$36,251
baseline
▲ 0.50% · 4.625%
HK$38,162
+HK$1,911/mo
Deposit HK$2.91M · loan HK$6.78M · min. income ≈ HK$72,502/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$338,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,123
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$34,154
−HK$1,046/mo
Today · 4.125%
HK$35,200
baseline
▲ 0.50% · 4.625%
HK$37,342
+HK$2,142/mo
Deposit HK$2.42M · loan HK$7.26M · min. income ≈ HK$70,400/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$338,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,849
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$37,838
−HK$1,002/mo
Today · 4.125%
HK$38,840
baseline
▲ 0.50% · 4.625%
HK$40,888
+HK$2,048/mo
Deposit HK$2.42M · loan HK$7.26M · min. income ≈ HK$77,680/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$338,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,332
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$36,431
−HK$1,116/mo
Today · 4.125%
HK$37,547
baseline
▲ 0.50% · 4.625%
HK$39,832
+HK$2,285/mo
Deposit HK$1.94M · loan HK$7.75M · min. income ≈ HK$75,094/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$338,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,306
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$40,360
−HK$1,070/mo
Today · 4.125%
HK$41,430
baseline
▲ 0.50% · 4.625%
HK$43,613
+HK$2,183/mo
Deposit HK$1.94M · loan HK$7.75M · min. income ≈ HK$82,860/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$338,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,540
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$38,708
−HK$1,186/mo
Today · 4.125%
HK$39,894
baseline
▲ 0.50% · 4.625%
HK$42,321
+HK$2,427/mo
Deposit HK$1.45M · loan HK$8.23M · min. income ≈ HK$79,788/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$338,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,763
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$42,883
−HK$1,136/mo
Today · 4.125%
HK$44,019
baseline
▲ 0.50% · 4.625%
HK$46,339
+HK$2,320/mo
Deposit HK$1.45M · loan HK$8.23M · min. income ≈ HK$88,038/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$338,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,748
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$40,984
−HK$1,257/mo
Today · 4.125%
HK$42,241
baseline
▲ 0.50% · 4.625%
HK$44,811
+HK$2,570/mo
Deposit HK$968K · loan HK$8.72M · min. income ≈ HK$84,482/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$338,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,219
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$45,405
−HK$1,203/mo
Today · 4.125%
HK$46,608
baseline
▲ 0.50% · 4.625%
HK$49,065
+HK$2,457/mo
Deposit HK$968K · loan HK$8.72M · min. income ≈ HK$93,216/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$338,411 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).