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At today's rate and a 90% mortgage, the deposit on this unit is about HK$371K, with repayments around HK$16,189/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$371K · loan HK$3.34M · min. income ≈ HK$32,378/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 62 schools within a 1 km walk.
Everyday convenience — 51 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 57 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- B
- Saleable Area
- 315 Saleable ft²
- Gross Area
- 431 ft²
- Efficiency
- 73%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-03-23 | HK$4.52M | +48.2% 4.0y · 12.0%/yr |
| 2016-04-12 | HK$3.05M | +64.9% 5.3y · 12.0%/yr |
| 2010-12-22 | HK$1.85M | +12.1% |
| 2010-09-06 | HK$1.65M | +13.8% |
| 2010-01-06 | HK$1.45M | +16.0% |
| 2008-02-06 | HK$1.25M | +38.9% |
| 2006-03-17 | HK$900K | −28.0% |
| 2006-02-02 | HK$1.25M | +38.9% |
| 2006-01-20 | HK$900K | −56.1% |
| 1997-09-27 | HK$2.05M | +65.3% |
| 1996-06-24 | HK$1.24M | — |