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At today's rate and a 90% mortgage, the deposit on this unit is about HK$409K, with repayments around HK$17,839/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$409K · loan HK$3.68M · min. income ≈ HK$35,678/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$18,069 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 62 schools within a 1 km walk.
Everyday convenience — 51 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 57 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 22/F
- Flat
- D
- Saleable Area
- 325 Saleable ft²
- Gross Area
- 454 ft²
- Efficiency
- 72%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-07-29 | HK$5.42M | +28.7% 5.4y · 5.0%/yr |
| 2017-04-11 | HK$4.21M | +26.4% 3.1y · 9.0%/yr |
| 2014-03-19 | HK$3.33M | +56.3% |
| 2011-01-28 | HK$2.13M | +34.8% |
| 2008-08-07 | HK$1.58M | +22.5% |
| 2005-07-29 | HK$1.29M | +9.3% |
| 2005-04-26 | HK$1.18M | +6.3% |
| 2001-07-31 | HK$1.11M | −27.0% |
| 1996-07-26 | HK$1.52M | — |