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At today's rate and a 90% mortgage, the deposit on this unit is about HK$378K, with repayments around HK$16,484/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$378K · loan HK$3.40M · min. income ≈ HK$32,968/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 62 schools within a 1 km walk.
Everyday convenience — 51 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 57 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- A
- Saleable Area
- 325 Saleable ft²
- Gross Area
- 454 ft²
- Efficiency
- 72%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-11-16 | HK$4.08M | −22.6% 3.4y · −7.0%/yr |
| 2019-07-17 | HK$5.27M | +55.9% 3.4y · 16.0%/yr |
| 2016-01-29 | HK$3.38M | +141.4% 7.9y · 18.0%/yr |
| 2008-03-03 | HK$1.40M | +28.4% |
| 2007-11-28 | HK$1.09M | — |