▼ 0.50% · 3.625%
HK$21,815
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$22,493
−HK$690/mo
Today · 4.125%
HK$23,183
baseline
▲ 0.50% · 4.625%
HK$24,593
+HK$1,410/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$46,366/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$326,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,269
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$24,919
−HK$661/mo
Today · 4.125%
HK$25,580
baseline
▲ 0.50% · 4.625%
HK$26,928
+HK$1,348/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$51,160/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$326,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,996
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$24,743
−HK$758/mo
Today · 4.125%
HK$25,501
baseline
▲ 0.50% · 4.625%
HK$27,053
+HK$1,552/mo
Deposit HK$4.31M · loan HK$5.26M · min. income ≈ HK$51,002/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$326,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,695
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$27,411
−HK$727/mo
Today · 4.125%
HK$28,138
baseline
▲ 0.50% · 4.625%
HK$29,621
+HK$1,483/mo
Deposit HK$4.31M · loan HK$5.26M · min. income ≈ HK$56,276/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$326,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,178
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$26,992
−HK$827/mo
Today · 4.125%
HK$27,819
baseline
▲ 0.50% · 4.625%
HK$29,512
+HK$1,693/mo
Deposit HK$3.83M · loan HK$5.74M · min. income ≈ HK$55,638/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$326,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,122
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$29,903
−HK$793/mo
Today · 4.125%
HK$30,696
baseline
▲ 0.50% · 4.625%
HK$32,314
+HK$1,618/mo
Deposit HK$3.83M · loan HK$5.74M · min. income ≈ HK$61,392/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$326,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,359
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$29,241
−HK$896/mo
Today · 4.125%
HK$30,137
baseline
▲ 0.50% · 4.625%
HK$31,971
+HK$1,834/mo
Deposit HK$3.35M · loan HK$6.22M · min. income ≈ HK$60,274/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$326,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,549
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$32,395
−HK$859/mo
Today · 4.125%
HK$33,254
baseline
▲ 0.50% · 4.625%
HK$35,006
+HK$1,752/mo
Deposit HK$3.35M · loan HK$6.22M · min. income ≈ HK$66,508/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$326,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,540
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$31,490
−HK$966/mo
Today · 4.125%
HK$32,456
baseline
▲ 0.50% · 4.625%
HK$34,430
+HK$1,974/mo
Deposit HK$2.87M · loan HK$6.70M · min. income ≈ HK$64,912/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$326,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,976
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$34,887
−HK$925/mo
Today · 4.125%
HK$35,812
baseline
▲ 0.50% · 4.625%
HK$37,699
+HK$1,887/mo
Deposit HK$2.87M · loan HK$6.70M · min. income ≈ HK$71,624/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$326,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,722
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$33,740
−HK$1,034/mo
Today · 4.125%
HK$34,774
baseline
▲ 0.50% · 4.625%
HK$36,890
+HK$2,116/mo
Deposit HK$2.39M · loan HK$7.18M · min. income ≈ HK$69,548/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$326,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,403
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$37,379
−HK$991/mo
Today · 4.125%
HK$38,370
baseline
▲ 0.50% · 4.625%
HK$40,392
+HK$2,022/mo
Deposit HK$2.39M · loan HK$7.18M · min. income ≈ HK$76,740/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$326,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,903
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$35,989
−HK$1,103/mo
Today · 4.125%
HK$37,092
baseline
▲ 0.50% · 4.625%
HK$39,349
+HK$2,257/mo
Deposit HK$1.91M · loan HK$7.65M · min. income ≈ HK$74,184/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$326,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,830
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$39,871
−HK$1,057/mo
Today · 4.125%
HK$40,928
baseline
▲ 0.50% · 4.625%
HK$43,085
+HK$2,157/mo
Deposit HK$1.91M · loan HK$7.65M · min. income ≈ HK$81,856/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$326,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,085
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$38,238
−HK$1,172/mo
Today · 4.125%
HK$39,410
baseline
▲ 0.50% · 4.625%
HK$41,808
+HK$2,398/mo
Deposit HK$1.44M · loan HK$8.13M · min. income ≈ HK$78,820/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$326,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,257
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$42,363
−HK$1,123/mo
Today · 4.125%
HK$43,486
baseline
▲ 0.50% · 4.625%
HK$45,778
+HK$2,292/mo
Deposit HK$1.44M · loan HK$8.13M · min. income ≈ HK$86,972/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$326,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,266
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$40,488
−HK$1,241/mo
Today · 4.125%
HK$41,729
baseline
▲ 0.50% · 4.625%
HK$44,268
+HK$2,539/mo
Deposit HK$957K · loan HK$8.61M · min. income ≈ HK$83,458/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$326,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,683
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$44,855
−HK$1,188/mo
Today · 4.125%
HK$46,043
baseline
▲ 0.50% · 4.625%
HK$48,471
+HK$2,428/mo
Deposit HK$957K · loan HK$8.61M · min. income ≈ HK$92,086/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$326,675 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).