▼ 0.50% · 3.625%
HK$21,073
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$21,729
−HK$666/mo
Today · 4.125%
HK$22,395
baseline
▲ 0.50% · 4.625%
HK$23,757
+HK$1,362/mo
Deposit HK$4.62M · loan HK$4.62M · min. income ≈ HK$44,790/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$294,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,444
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$24,072
−HK$638/mo
Today · 4.125%
HK$24,710
baseline
▲ 0.50% · 4.625%
HK$26,013
+HK$1,303/mo
Deposit HK$4.62M · loan HK$4.62M · min. income ≈ HK$49,420/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$294,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,180
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$23,901
−HK$733/mo
Today · 4.125%
HK$24,634
baseline
▲ 0.50% · 4.625%
HK$26,133
+HK$1,499/mo
Deposit HK$4.16M · loan HK$5.08M · min. income ≈ HK$49,268/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$294,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,788
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$26,480
−HK$701/mo
Today · 4.125%
HK$27,181
baseline
▲ 0.50% · 4.625%
HK$28,614
+HK$1,433/mo
Deposit HK$4.16M · loan HK$5.08M · min. income ≈ HK$54,362/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$294,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,288
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$26,074
−HK$799/mo
Today · 4.125%
HK$26,873
baseline
▲ 0.50% · 4.625%
HK$28,509
+HK$1,636/mo
Deposit HK$3.70M · loan HK$5.54M · min. income ≈ HK$53,746/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$294,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,132
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$28,887
−HK$765/mo
Today · 4.125%
HK$29,652
baseline
▲ 0.50% · 4.625%
HK$31,215
+HK$1,563/mo
Deposit HK$3.70M · loan HK$5.54M · min. income ≈ HK$59,304/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$294,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,395
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$28,247
−HK$866/mo
Today · 4.125%
HK$29,113
baseline
▲ 0.50% · 4.625%
HK$30,884
+HK$1,771/mo
Deposit HK$3.23M · loan HK$6.01M · min. income ≈ HK$58,226/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$294,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,477
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$31,294
−HK$829/mo
Today · 4.125%
HK$32,123
baseline
▲ 0.50% · 4.625%
HK$33,816
+HK$1,693/mo
Deposit HK$3.23M · loan HK$6.01M · min. income ≈ HK$64,246/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$294,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,502
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$30,420
−HK$932/mo
Today · 4.125%
HK$31,352
baseline
▲ 0.50% · 4.625%
HK$33,260
+HK$1,908/mo
Deposit HK$2.77M · loan HK$6.47M · min. income ≈ HK$62,704/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$294,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,821
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$33,701
−HK$893/mo
Today · 4.125%
HK$34,594
baseline
▲ 0.50% · 4.625%
HK$36,418
+HK$1,824/mo
Deposit HK$2.77M · loan HK$6.47M · min. income ≈ HK$69,188/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$294,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,610
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$32,593
−HK$999/mo
Today · 4.125%
HK$33,592
baseline
▲ 0.50% · 4.625%
HK$35,636
+HK$2,044/mo
Deposit HK$2.31M · loan HK$6.93M · min. income ≈ HK$67,184/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$294,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,165
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$36,108
−HK$957/mo
Today · 4.125%
HK$37,065
baseline
▲ 0.50% · 4.625%
HK$39,019
+HK$1,954/mo
Deposit HK$2.31M · loan HK$6.93M · min. income ≈ HK$74,130/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$294,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,717
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$34,766
−HK$1,065/mo
Today · 4.125%
HK$35,831
baseline
▲ 0.50% · 4.625%
HK$38,011
+HK$2,180/mo
Deposit HK$1.85M · loan HK$7.39M · min. income ≈ HK$71,662/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$294,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,510
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$38,516
−HK$1,020/mo
Today · 4.125%
HK$39,536
baseline
▲ 0.50% · 4.625%
HK$41,620
+HK$2,084/mo
Deposit HK$1.85M · loan HK$7.39M · min. income ≈ HK$79,072/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$294,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,824
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$36,939
−HK$1,132/mo
Today · 4.125%
HK$38,071
baseline
▲ 0.50% · 4.625%
HK$40,387
+HK$2,316/mo
Deposit HK$1.39M · loan HK$7.86M · min. income ≈ HK$76,142/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$294,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,854
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$40,923
−HK$1,084/mo
Today · 4.125%
HK$42,007
baseline
▲ 0.50% · 4.625%
HK$44,222
+HK$2,215/mo
Deposit HK$1.39M · loan HK$7.86M · min. income ≈ HK$84,014/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$294,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,932
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$39,111
−HK$1,199/mo
Today · 4.125%
HK$40,310
baseline
▲ 0.50% · 4.625%
HK$42,763
+HK$2,453/mo
Deposit HK$924K · loan HK$8.32M · min. income ≈ HK$80,620/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$294,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,198
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$43,330
−HK$1,148/mo
Today · 4.125%
HK$44,478
baseline
▲ 0.50% · 4.625%
HK$46,823
+HK$2,345/mo
Deposit HK$924K · loan HK$8.32M · min. income ≈ HK$88,956/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$294,153 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).