▼ 0.50% · 3.625%
HK$22,335
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$23,030
−HK$705/mo
Today · 4.125%
HK$23,735
baseline
▲ 0.50% · 4.625%
HK$25,180
+HK$1,445/mo
Deposit HK$4.90M · loan HK$4.90M · min. income ≈ HK$47,470/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$349,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,847
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$25,514
−HK$676/mo
Today · 4.125%
HK$26,190
baseline
▲ 0.50% · 4.625%
HK$27,570
+HK$1,380/mo
Deposit HK$4.90M · loan HK$4.90M · min. income ≈ HK$52,380/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$349,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,568
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$25,333
−HK$776/mo
Today · 4.125%
HK$26,109
baseline
▲ 0.50% · 4.625%
HK$27,698
+HK$1,589/mo
Deposit HK$4.41M · loan HK$5.39M · min. income ≈ HK$52,218/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$349,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,332
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$28,065
−HK$744/mo
Today · 4.125%
HK$28,809
baseline
▲ 0.50% · 4.625%
HK$30,327
+HK$1,518/mo
Deposit HK$4.41M · loan HK$5.39M · min. income ≈ HK$57,618/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$349,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,802
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$27,636
−HK$847/mo
Today · 4.125%
HK$28,483
baseline
▲ 0.50% · 4.625%
HK$30,216
+HK$1,733/mo
Deposit HK$3.92M · loan HK$5.88M · min. income ≈ HK$56,966/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$349,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,817
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$30,616
−HK$812/mo
Today · 4.125%
HK$31,428
baseline
▲ 0.50% · 4.625%
HK$33,084
+HK$1,656/mo
Deposit HK$3.92M · loan HK$5.88M · min. income ≈ HK$62,856/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$349,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,035
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$29,939
−HK$917/mo
Today · 4.125%
HK$30,856
baseline
▲ 0.50% · 4.625%
HK$32,734
+HK$1,878/mo
Deposit HK$3.43M · loan HK$6.37M · min. income ≈ HK$61,712/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$349,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,302
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$33,168
−HK$879/mo
Today · 4.125%
HK$34,047
baseline
▲ 0.50% · 4.625%
HK$35,841
+HK$1,794/mo
Deposit HK$3.43M · loan HK$6.37M · min. income ≈ HK$68,094/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$349,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,269
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$32,241
−HK$989/mo
Today · 4.125%
HK$33,230
baseline
▲ 0.50% · 4.625%
HK$35,252
+HK$2,022/mo
Deposit HK$2.94M · loan HK$6.86M · min. income ≈ HK$66,460/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$349,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,786
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$35,719
−HK$947/mo
Today · 4.125%
HK$36,666
baseline
▲ 0.50% · 4.625%
HK$38,598
+HK$1,932/mo
Deposit HK$2.94M · loan HK$6.86M · min. income ≈ HK$73,332/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$349,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,502
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$34,544
−HK$1,059/mo
Today · 4.125%
HK$35,603
baseline
▲ 0.50% · 4.625%
HK$37,770
+HK$2,167/mo
Deposit HK$2.45M · loan HK$7.35M · min. income ≈ HK$71,206/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$349,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,271
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$38,271
−HK$1,014/mo
Today · 4.125%
HK$39,285
baseline
▲ 0.50% · 4.625%
HK$41,355
+HK$2,070/mo
Deposit HK$2.45M · loan HK$7.35M · min. income ≈ HK$78,570/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$349,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,736
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$36,847
−HK$1,130/mo
Today · 4.125%
HK$37,977
baseline
▲ 0.50% · 4.625%
HK$40,288
+HK$2,311/mo
Deposit HK$1.96M · loan HK$7.84M · min. income ≈ HK$75,954/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$349,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,756
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$40,822
−HK$1,082/mo
Today · 4.125%
HK$41,904
baseline
▲ 0.50% · 4.625%
HK$44,112
+HK$2,208/mo
Deposit HK$1.96M · loan HK$7.84M · min. income ≈ HK$83,808/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$349,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,969
−HK$2,381/mo
▼ 0.25% · 3.875%
HK$39,150
−HK$1,200/mo
Today · 4.125%
HK$40,350
baseline
▲ 0.50% · 4.625%
HK$42,806
+HK$2,456/mo
Deposit HK$1.47M · loan HK$8.33M · min. income ≈ HK$80,700/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$349,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,240
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$43,373
−HK$1,150/mo
Today · 4.125%
HK$44,523
baseline
▲ 0.50% · 4.625%
HK$46,869
+HK$2,346/mo
Deposit HK$1.47M · loan HK$8.33M · min. income ≈ HK$89,046/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$349,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,203
−HK$2,521/mo
▼ 0.25% · 3.875%
HK$41,453
−HK$1,271/mo
Today · 4.125%
HK$42,724
baseline
▲ 0.50% · 4.625%
HK$45,324
+HK$2,600/mo
Deposit HK$979K · loan HK$8.82M · min. income ≈ HK$85,448/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$349,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,725
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$45,925
−HK$1,217/mo
Today · 4.125%
HK$47,142
baseline
▲ 0.50% · 4.625%
HK$49,626
+HK$2,484/mo
Deposit HK$979K · loan HK$8.82M · min. income ≈ HK$94,284/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$349,491 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).