▼ 0.50% · 3.625%
HK$17,732
−HK$1,112/mo
▼ 0.25% · 3.875%
HK$18,283
−HK$561/mo
Today · 4.125%
HK$18,844
baseline
▲ 0.50% · 4.625%
HK$19,990
+HK$1,146/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$37,688/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$233,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,726
−HK$1,066/mo
▼ 0.25% · 3.875%
HK$20,256
−HK$536/mo
Today · 4.125%
HK$20,792
baseline
▲ 0.50% · 4.625%
HK$21,888
+HK$1,096/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$41,584/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$233,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,505
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$20,112
−HK$616/mo
Today · 4.125%
HK$20,728
baseline
▲ 0.50% · 4.625%
HK$21,989
+HK$1,261/mo
Deposit HK$3.50M · loan HK$4.28M · min. income ≈ HK$41,456/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$233,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,699
−HK$1,172/mo
▼ 0.25% · 3.875%
HK$22,281
−HK$590/mo
Today · 4.125%
HK$22,871
baseline
▲ 0.50% · 4.625%
HK$24,077
+HK$1,206/mo
Deposit HK$3.50M · loan HK$4.28M · min. income ≈ HK$45,742/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$233,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,278
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$21,940
−HK$673/mo
Today · 4.125%
HK$22,613
baseline
▲ 0.50% · 4.625%
HK$23,988
+HK$1,375/mo
Deposit HK$3.11M · loan HK$4.67M · min. income ≈ HK$45,226/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$233,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,672
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$24,307
−HK$644/mo
Today · 4.125%
HK$24,951
baseline
▲ 0.50% · 4.625%
HK$26,266
+HK$1,315/mo
Deposit HK$3.11M · loan HK$4.67M · min. income ≈ HK$49,902/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$233,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,051
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$23,768
−HK$729/mo
Today · 4.125%
HK$24,497
baseline
▲ 0.50% · 4.625%
HK$25,987
+HK$1,490/mo
Deposit HK$2.72M · loan HK$5.05M · min. income ≈ HK$48,994/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$233,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,644
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$26,332
−HK$698/mo
Today · 4.125%
HK$27,030
baseline
▲ 0.50% · 4.625%
HK$28,455
+HK$1,425/mo
Deposit HK$2.72M · loan HK$5.05M · min. income ≈ HK$54,060/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$233,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,825
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$25,597
−HK$784/mo
Today · 4.125%
HK$26,381
baseline
▲ 0.50% · 4.625%
HK$27,987
+HK$1,606/mo
Deposit HK$2.33M · loan HK$5.44M · min. income ≈ HK$52,762/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,617
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$28,358
−HK$751/mo
Today · 4.125%
HK$29,109
baseline
▲ 0.50% · 4.625%
HK$30,644
+HK$1,535/mo
Deposit HK$2.33M · loan HK$5.44M · min. income ≈ HK$58,218/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,598
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$27,425
−HK$841/mo
Today · 4.125%
HK$28,266
baseline
▲ 0.50% · 4.625%
HK$29,986
+HK$1,720/mo
Deposit HK$1.94M · loan HK$5.83M · min. income ≈ HK$56,532/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,590
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$30,383
−HK$805/mo
Today · 4.125%
HK$31,188
baseline
▲ 0.50% · 4.625%
HK$32,832
+HK$1,644/mo
Deposit HK$1.94M · loan HK$5.83M · min. income ≈ HK$62,376/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,371
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$29,253
−HK$897/mo
Today · 4.125%
HK$30,150
baseline
▲ 0.50% · 4.625%
HK$31,985
+HK$1,835/mo
Deposit HK$1.56M · loan HK$6.22M · min. income ≈ HK$60,300/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,562
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$32,409
−HK$859/mo
Today · 4.125%
HK$33,268
baseline
▲ 0.50% · 4.625%
HK$35,021
+HK$1,753/mo
Deposit HK$1.56M · loan HK$6.22M · min. income ≈ HK$66,536/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,144
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$31,082
−HK$952/mo
Today · 4.125%
HK$32,034
baseline
▲ 0.50% · 4.625%
HK$33,984
+HK$1,950/mo
Deposit HK$1.17M · loan HK$6.61M · min. income ≈ HK$64,068/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,535
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$34,434
−HK$913/mo
Today · 4.125%
HK$35,347
baseline
▲ 0.50% · 4.625%
HK$37,210
+HK$1,863/mo
Deposit HK$1.17M · loan HK$6.61M · min. income ≈ HK$70,694/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,917
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$32,910
−HK$1,009/mo
Today · 4.125%
HK$33,919
baseline
▲ 0.50% · 4.625%
HK$35,983
+HK$2,064/mo
Deposit HK$778K · loan HK$7.00M · min. income ≈ HK$67,838/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,508
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$36,460
−HK$966/mo
Today · 4.125%
HK$37,426
baseline
▲ 0.50% · 4.625%
HK$39,399
+HK$1,973/mo
Deposit HK$778K · loan HK$7.00M · min. income ≈ HK$74,852/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,288 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).