▼ 0.50% · 3.625%
HK$16,486
−HK$1,034/mo
▼ 0.25% · 3.875%
HK$16,999
−HK$521/mo
Today · 4.125%
HK$17,520
baseline
▲ 0.50% · 4.625%
HK$18,586
+HK$1,066/mo
Deposit HK$3.62M · loan HK$3.62M · min. income ≈ HK$35,040/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$216,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,341
−HK$991/mo
▼ 0.25% · 3.875%
HK$18,833
−HK$499/mo
Today · 4.125%
HK$19,332
baseline
▲ 0.50% · 4.625%
HK$20,351
+HK$1,019/mo
Deposit HK$3.62M · loan HK$3.62M · min. income ≈ HK$38,664/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$216,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,135
−HK$1,137/mo
▼ 0.25% · 3.875%
HK$18,699
−HK$573/mo
Today · 4.125%
HK$19,272
baseline
▲ 0.50% · 4.625%
HK$20,445
+HK$1,173/mo
Deposit HK$3.25M · loan HK$3.98M · min. income ≈ HK$38,544/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$216,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,175
−HK$1,090/mo
▼ 0.25% · 3.875%
HK$20,716
−HK$549/mo
Today · 4.125%
HK$21,265
baseline
▲ 0.50% · 4.625%
HK$22,386
+HK$1,121/mo
Deposit HK$3.25M · loan HK$3.98M · min. income ≈ HK$42,530/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$216,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,784
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$20,399
−HK$625/mo
Today · 4.125%
HK$21,024
baseline
▲ 0.50% · 4.625%
HK$22,304
+HK$1,280/mo
Deposit HK$2.89M · loan HK$4.34M · min. income ≈ HK$42,048/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$216,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,009
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$22,599
−HK$599/mo
Today · 4.125%
HK$23,198
baseline
▲ 0.50% · 4.625%
HK$24,421
+HK$1,223/mo
Deposit HK$2.89M · loan HK$4.34M · min. income ≈ HK$46,396/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$216,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,432
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$22,099
−HK$677/mo
Today · 4.125%
HK$22,776
baseline
▲ 0.50% · 4.625%
HK$24,162
+HK$1,386/mo
Deposit HK$2.53M · loan HK$4.70M · min. income ≈ HK$45,552/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$216,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,843
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$24,483
−HK$648/mo
Today · 4.125%
HK$25,131
baseline
▲ 0.50% · 4.625%
HK$26,456
+HK$1,325/mo
Deposit HK$2.53M · loan HK$4.70M · min. income ≈ HK$50,262/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$216,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,081
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$23,799
−HK$729/mo
Today · 4.125%
HK$24,528
baseline
▲ 0.50% · 4.625%
HK$26,021
+HK$1,493/mo
Deposit HK$2.17M · loan HK$5.06M · min. income ≈ HK$49,056/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$216,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,677
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$26,366
−HK$699/mo
Today · 4.125%
HK$27,065
baseline
▲ 0.50% · 4.625%
HK$28,491
+HK$1,426/mo
Deposit HK$2.17M · loan HK$5.06M · min. income ≈ HK$54,130/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$216,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,730
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$25,499
−HK$781/mo
Today · 4.125%
HK$26,280
baseline
▲ 0.50% · 4.625%
HK$27,880
+HK$1,600/mo
Deposit HK$1.81M · loan HK$5.42M · min. income ≈ HK$52,560/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,511
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$28,249
−HK$749/mo
Today · 4.125%
HK$28,998
baseline
▲ 0.50% · 4.625%
HK$30,526
+HK$1,528/mo
Deposit HK$1.81M · loan HK$5.42M · min. income ≈ HK$57,996/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,378
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$27,199
−HK$833/mo
Today · 4.125%
HK$28,032
baseline
▲ 0.50% · 4.625%
HK$29,738
+HK$1,706/mo
Deposit HK$1.45M · loan HK$5.78M · min. income ≈ HK$56,064/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,346
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$30,133
−HK$798/mo
Today · 4.125%
HK$30,931
baseline
▲ 0.50% · 4.625%
HK$32,561
+HK$1,630/mo
Deposit HK$1.45M · loan HK$5.78M · min. income ≈ HK$61,862/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,027
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$28,899
−HK$885/mo
Today · 4.125%
HK$29,784
baseline
▲ 0.50% · 4.625%
HK$31,597
+HK$1,813/mo
Deposit HK$1.08M · loan HK$6.15M · min. income ≈ HK$59,568/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,180
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$32,016
−HK$848/mo
Today · 4.125%
HK$32,864
baseline
▲ 0.50% · 4.625%
HK$34,597
+HK$1,733/mo
Deposit HK$1.08M · loan HK$6.15M · min. income ≈ HK$65,728/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,676
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$30,599
−HK$937/mo
Today · 4.125%
HK$31,536
baseline
▲ 0.50% · 4.625%
HK$33,455
+HK$1,919/mo
Deposit HK$723K · loan HK$6.51M · min. income ≈ HK$63,072/mo (50% DSR)
Upfront cash ≈ HK$940K (deposit + AVD stamp duty HK$216,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,014
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$33,899
−HK$898/mo
Today · 4.125%
HK$34,797
baseline
▲ 0.50% · 4.625%
HK$36,632
+HK$1,835/mo
Deposit HK$723K · loan HK$6.51M · min. income ≈ HK$69,594/mo (50% DSR)
Upfront cash ≈ HK$940K (deposit + AVD stamp duty HK$216,903 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).