▼ 0.50% · 3.625%
HK$16,362
−HK$1,026/mo
▼ 0.25% · 3.875%
HK$16,871
−HK$517/mo
Today · 4.125%
HK$17,388
baseline
▲ 0.50% · 4.625%
HK$18,446
+HK$1,058/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$34,776/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$215,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,202
−HK$984/mo
▼ 0.25% · 3.875%
HK$18,690
−HK$496/mo
Today · 4.125%
HK$19,186
baseline
▲ 0.50% · 4.625%
HK$20,197
+HK$1,011/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$38,372/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$215,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,998
−HK$1,128/mo
▼ 0.25% · 3.875%
HK$18,558
−HK$568/mo
Today · 4.125%
HK$19,126
baseline
▲ 0.50% · 4.625%
HK$20,290
+HK$1,164/mo
Deposit HK$3.23M · loan HK$3.95M · min. income ≈ HK$38,252/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$215,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,022
−HK$1,082/mo
▼ 0.25% · 3.875%
HK$20,559
−HK$545/mo
Today · 4.125%
HK$21,104
baseline
▲ 0.50% · 4.625%
HK$22,217
+HK$1,113/mo
Deposit HK$3.23M · loan HK$3.95M · min. income ≈ HK$42,208/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$215,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,634
−HK$1,231/mo
▼ 0.25% · 3.875%
HK$20,245
−HK$620/mo
Today · 4.125%
HK$20,865
baseline
▲ 0.50% · 4.625%
HK$22,135
+HK$1,270/mo
Deposit HK$2.87M · loan HK$4.31M · min. income ≈ HK$41,730/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,843
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$22,428
−HK$595/mo
Today · 4.125%
HK$23,023
baseline
▲ 0.50% · 4.625%
HK$24,236
+HK$1,213/mo
Deposit HK$2.87M · loan HK$4.31M · min. income ≈ HK$46,046/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,270
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$21,932
−HK$672/mo
Today · 4.125%
HK$22,604
baseline
▲ 0.50% · 4.625%
HK$23,979
+HK$1,375/mo
Deposit HK$2.51M · loan HK$4.66M · min. income ≈ HK$45,208/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$215,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,663
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$24,298
−HK$643/mo
Today · 4.125%
HK$24,941
baseline
▲ 0.50% · 4.625%
HK$26,256
+HK$1,315/mo
Deposit HK$2.51M · loan HK$4.66M · min. income ≈ HK$49,882/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$215,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,906
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$23,619
−HK$724/mo
Today · 4.125%
HK$24,343
baseline
▲ 0.50% · 4.625%
HK$25,824
+HK$1,481/mo
Deposit HK$2.15M · loan HK$5.02M · min. income ≈ HK$48,686/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,483
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$26,167
−HK$693/mo
Today · 4.125%
HK$26,860
baseline
▲ 0.50% · 4.625%
HK$28,276
+HK$1,416/mo
Deposit HK$2.15M · loan HK$5.02M · min. income ≈ HK$53,720/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,543
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$25,306
−HK$776/mo
Today · 4.125%
HK$26,082
baseline
▲ 0.50% · 4.625%
HK$27,669
+HK$1,587/mo
Deposit HK$1.79M · loan HK$5.38M · min. income ≈ HK$52,164/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$215,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,303
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$28,036
−HK$742/mo
Today · 4.125%
HK$28,778
baseline
▲ 0.50% · 4.625%
HK$30,295
+HK$1,517/mo
Deposit HK$1.79M · loan HK$5.38M · min. income ≈ HK$57,556/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$215,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,179
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$26,993
−HK$827/mo
Today · 4.125%
HK$27,820
baseline
▲ 0.50% · 4.625%
HK$29,513
+HK$1,693/mo
Deposit HK$1.44M · loan HK$5.74M · min. income ≈ HK$55,640/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$215,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,124
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$29,905
−HK$792/mo
Today · 4.125%
HK$30,697
baseline
▲ 0.50% · 4.625%
HK$32,315
+HK$1,618/mo
Deposit HK$1.44M · loan HK$5.74M · min. income ≈ HK$61,394/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$215,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,815
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$28,680
−HK$879/mo
Today · 4.125%
HK$29,559
baseline
▲ 0.50% · 4.625%
HK$31,358
+HK$1,799/mo
Deposit HK$1.08M · loan HK$6.10M · min. income ≈ HK$59,118/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$215,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,944
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$31,774
−HK$842/mo
Today · 4.125%
HK$32,616
baseline
▲ 0.50% · 4.625%
HK$34,335
+HK$1,719/mo
Deposit HK$1.08M · loan HK$6.10M · min. income ≈ HK$65,232/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$215,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,451
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$30,367
−HK$931/mo
Today · 4.125%
HK$31,298
baseline
▲ 0.50% · 4.625%
HK$33,202
+HK$1,904/mo
Deposit HK$718K · loan HK$6.46M · min. income ≈ HK$62,596/mo (50% DSR)
Upfront cash ≈ HK$933K (deposit + AVD stamp duty HK$215,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,764
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$33,643
−HK$891/mo
Today · 4.125%
HK$34,534
baseline
▲ 0.50% · 4.625%
HK$36,354
+HK$1,820/mo
Deposit HK$718K · loan HK$6.46M · min. income ≈ HK$69,068/mo (50% DSR)
Upfront cash ≈ HK$933K (deposit + AVD stamp duty HK$215,262 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).