▼ 0.50% · 3.625%
HK$18,248
−HK$1,145/mo
▼ 0.25% · 3.875%
HK$18,816
−HK$577/mo
Today · 4.125%
HK$19,393
baseline
▲ 0.50% · 4.625%
HK$20,573
+HK$1,180/mo
Deposit HK$4.00M · loan HK$4.00M · min. income ≈ HK$38,786/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$240,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,301
−HK$1,097/mo
▼ 0.25% · 3.875%
HK$20,846
−HK$552/mo
Today · 4.125%
HK$21,398
baseline
▲ 0.50% · 4.625%
HK$22,526
+HK$1,128/mo
Deposit HK$4.00M · loan HK$4.00M · min. income ≈ HK$42,796/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$240,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,073
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$20,698
−HK$634/mo
Today · 4.125%
HK$21,332
baseline
▲ 0.50% · 4.625%
HK$22,630
+HK$1,298/mo
Deposit HK$3.60M · loan HK$4.40M · min. income ≈ HK$42,664/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$240,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,331
−HK$1,207/mo
▼ 0.25% · 3.875%
HK$22,930
−HK$608/mo
Today · 4.125%
HK$23,538
baseline
▲ 0.50% · 4.625%
HK$24,778
+HK$1,240/mo
Deposit HK$3.60M · loan HK$4.40M · min. income ≈ HK$47,076/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$240,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,898
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$22,579
−HK$692/mo
Today · 4.125%
HK$23,271
baseline
▲ 0.50% · 4.625%
HK$24,687
+HK$1,416/mo
Deposit HK$3.20M · loan HK$4.80M · min. income ≈ HK$46,542/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$240,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,361
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$25,015
−HK$663/mo
Today · 4.125%
HK$25,678
baseline
▲ 0.50% · 4.625%
HK$27,031
+HK$1,353/mo
Deposit HK$3.20M · loan HK$4.80M · min. income ≈ HK$51,356/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$240,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,723
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$24,461
−HK$749/mo
Today · 4.125%
HK$25,210
baseline
▲ 0.50% · 4.625%
HK$26,744
+HK$1,534/mo
Deposit HK$2.80M · loan HK$5.20M · min. income ≈ HK$50,420/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$240,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,391
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$27,099
−HK$718/mo
Today · 4.125%
HK$27,817
baseline
▲ 0.50% · 4.625%
HK$29,284
+HK$1,467/mo
Deposit HK$2.80M · loan HK$5.20M · min. income ≈ HK$55,634/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$240,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,548
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$26,342
−HK$808/mo
Today · 4.125%
HK$27,150
baseline
▲ 0.50% · 4.625%
HK$28,802
+HK$1,652/mo
Deposit HK$2.40M · loan HK$5.60M · min. income ≈ HK$54,300/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$240,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,422
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$29,184
−HK$773/mo
Today · 4.125%
HK$29,957
baseline
▲ 0.50% · 4.625%
HK$31,536
+HK$1,579/mo
Deposit HK$2.40M · loan HK$5.60M · min. income ≈ HK$59,914/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$240,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,373
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$28,224
−HK$865/mo
Today · 4.125%
HK$29,089
baseline
▲ 0.50% · 4.625%
HK$30,859
+HK$1,770/mo
Deposit HK$2.00M · loan HK$6.00M · min. income ≈ HK$58,178/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$240,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,452
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$31,268
−HK$829/mo
Today · 4.125%
HK$32,097
baseline
▲ 0.50% · 4.625%
HK$33,789
+HK$1,692/mo
Deposit HK$2.00M · loan HK$6.00M · min. income ≈ HK$64,194/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$240,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,197
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$30,106
−HK$922/mo
Today · 4.125%
HK$31,028
baseline
▲ 0.50% · 4.625%
HK$32,916
+HK$1,888/mo
Deposit HK$1.60M · loan HK$6.40M · min. income ≈ HK$62,056/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$240,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,482
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$33,353
−HK$884/mo
Today · 4.125%
HK$34,237
baseline
▲ 0.50% · 4.625%
HK$36,041
+HK$1,804/mo
Deposit HK$1.60M · loan HK$6.40M · min. income ≈ HK$68,474/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$240,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,022
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$31,987
−HK$981/mo
Today · 4.125%
HK$32,968
baseline
▲ 0.50% · 4.625%
HK$34,974
+HK$2,006/mo
Deposit HK$1.20M · loan HK$6.80M · min. income ≈ HK$65,936/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,512
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$35,437
−HK$939/mo
Today · 4.125%
HK$36,376
baseline
▲ 0.50% · 4.625%
HK$38,294
+HK$1,918/mo
Deposit HK$1.20M · loan HK$6.80M · min. income ≈ HK$72,752/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,847
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$33,869
−HK$1,038/mo
Today · 4.125%
HK$34,907
baseline
▲ 0.50% · 4.625%
HK$37,031
+HK$2,124/mo
Deposit HK$800K · loan HK$7.20M · min. income ≈ HK$69,814/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,542
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$37,522
−HK$994/mo
Today · 4.125%
HK$38,516
baseline
▲ 0.50% · 4.625%
HK$40,547
+HK$2,031/mo
Deposit HK$800K · loan HK$7.20M · min. income ≈ HK$77,032/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,083 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).