▼ 0.50% · 3.625%
HK$20,463
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$21,099
−HK$647/mo
Today · 4.125%
HK$21,746
baseline
▲ 0.50% · 4.625%
HK$23,069
+HK$1,323/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$43,492/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,765
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$23,375
−HK$620/mo
Today · 4.125%
HK$23,995
baseline
▲ 0.50% · 4.625%
HK$25,259
+HK$1,264/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$47,990/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,509
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$23,209
−HK$712/mo
Today · 4.125%
HK$23,921
baseline
▲ 0.50% · 4.625%
HK$25,376
+HK$1,455/mo
Deposit HK$4.04M · loan HK$4.94M · min. income ≈ HK$47,842/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,041
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$25,713
−HK$681/mo
Today · 4.125%
HK$26,394
baseline
▲ 0.50% · 4.625%
HK$27,785
+HK$1,391/mo
Deposit HK$4.04M · loan HK$4.94M · min. income ≈ HK$52,788/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,555
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$25,319
−HK$776/mo
Today · 4.125%
HK$26,095
baseline
▲ 0.50% · 4.625%
HK$27,683
+HK$1,588/mo
Deposit HK$3.59M · loan HK$5.38M · min. income ≈ HK$52,190/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,318
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$28,050
−HK$743/mo
Today · 4.125%
HK$28,793
baseline
▲ 0.50% · 4.625%
HK$30,311
+HK$1,518/mo
Deposit HK$3.59M · loan HK$5.38M · min. income ≈ HK$57,586/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,602
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$27,429
−HK$841/mo
Today · 4.125%
HK$28,270
baseline
▲ 0.50% · 4.625%
HK$29,990
+HK$1,720/mo
Deposit HK$3.14M · loan HK$5.83M · min. income ≈ HK$56,540/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,594
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$30,388
−HK$805/mo
Today · 4.125%
HK$31,193
baseline
▲ 0.50% · 4.625%
HK$32,837
+HK$1,644/mo
Deposit HK$3.14M · loan HK$5.83M · min. income ≈ HK$62,386/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,648
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$29,539
−HK$905/mo
Today · 4.125%
HK$30,444
baseline
▲ 0.50% · 4.625%
HK$32,297
+HK$1,853/mo
Deposit HK$2.69M · loan HK$6.28M · min. income ≈ HK$60,888/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,871
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$32,725
−HK$867/mo
Today · 4.125%
HK$33,592
baseline
▲ 0.50% · 4.625%
HK$35,363
+HK$1,771/mo
Deposit HK$2.69M · loan HK$6.28M · min. income ≈ HK$67,184/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,694
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$31,649
−HK$970/mo
Today · 4.125%
HK$32,619
baseline
▲ 0.50% · 4.625%
HK$34,604
+HK$1,985/mo
Deposit HK$2.24M · loan HK$6.73M · min. income ≈ HK$65,238/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$269,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,147
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$35,063
−HK$929/mo
Today · 4.125%
HK$35,992
baseline
▲ 0.50% · 4.625%
HK$37,889
+HK$1,897/mo
Deposit HK$2.24M · loan HK$6.73M · min. income ≈ HK$71,984/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$269,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,740
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$33,759
−HK$1,035/mo
Today · 4.125%
HK$34,794
baseline
▲ 0.50% · 4.625%
HK$36,911
+HK$2,117/mo
Deposit HK$1.79M · loan HK$7.18M · min. income ≈ HK$69,588/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$269,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,423
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$37,400
−HK$991/mo
Today · 4.125%
HK$38,391
baseline
▲ 0.50% · 4.625%
HK$40,415
+HK$2,024/mo
Deposit HK$1.79M · loan HK$7.18M · min. income ≈ HK$76,782/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$269,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,787
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$35,869
−HK$1,099/mo
Today · 4.125%
HK$36,968
baseline
▲ 0.50% · 4.625%
HK$39,218
+HK$2,250/mo
Deposit HK$1.35M · loan HK$7.63M · min. income ≈ HK$73,936/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,700
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$39,738
−HK$1,053/mo
Today · 4.125%
HK$40,791
baseline
▲ 0.50% · 4.625%
HK$42,941
+HK$2,150/mo
Deposit HK$1.35M · loan HK$7.63M · min. income ≈ HK$81,582/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,833
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$37,979
−HK$1,164/mo
Today · 4.125%
HK$39,143
baseline
▲ 0.50% · 4.625%
HK$41,525
+HK$2,382/mo
Deposit HK$897K · loan HK$8.08M · min. income ≈ HK$78,286/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,976
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$42,075
−HK$1,115/mo
Today · 4.125%
HK$43,190
baseline
▲ 0.50% · 4.625%
HK$45,467
+HK$2,277/mo
Deposit HK$897K · loan HK$8.08M · min. income ≈ HK$86,380/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,218 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).