▼ 0.50% · 3.625%
HK$19,369
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$19,972
−HK$612/mo
Today · 4.125%
HK$20,584
baseline
▲ 0.50% · 4.625%
HK$21,836
+HK$1,252/mo
Deposit HK$4.25M · loan HK$4.25M · min. income ≈ HK$41,168/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$254,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,548
−HK$1,164/mo
▼ 0.25% · 3.875%
HK$22,126
−HK$586/mo
Today · 4.125%
HK$22,712
baseline
▲ 0.50% · 4.625%
HK$23,909
+HK$1,197/mo
Deposit HK$4.25M · loan HK$4.25M · min. income ≈ HK$45,424/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$254,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,306
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$21,969
−HK$673/mo
Today · 4.125%
HK$22,642
baseline
▲ 0.50% · 4.625%
HK$24,020
+HK$1,378/mo
Deposit HK$3.82M · loan HK$4.67M · min. income ≈ HK$45,284/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$254,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,703
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$24,339
−HK$644/mo
Today · 4.125%
HK$24,983
baseline
▲ 0.50% · 4.625%
HK$26,300
+HK$1,317/mo
Deposit HK$3.82M · loan HK$4.67M · min. income ≈ HK$49,966/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$254,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,243
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$23,966
−HK$735/mo
Today · 4.125%
HK$24,701
baseline
▲ 0.50% · 4.625%
HK$26,204
+HK$1,503/mo
Deposit HK$3.40M · loan HK$5.10M · min. income ≈ HK$49,402/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$254,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,858
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$26,551
−HK$704/mo
Today · 4.125%
HK$27,255
baseline
▲ 0.50% · 4.625%
HK$28,691
+HK$1,436/mo
Deposit HK$3.40M · loan HK$5.10M · min. income ≈ HK$54,510/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$254,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,180
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$25,963
−HK$796/mo
Today · 4.125%
HK$26,759
baseline
▲ 0.50% · 4.625%
HK$28,387
+HK$1,628/mo
Deposit HK$2.97M · loan HK$5.52M · min. income ≈ HK$53,518/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$254,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,013
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$28,764
−HK$762/mo
Today · 4.125%
HK$29,526
baseline
▲ 0.50% · 4.625%
HK$31,082
+HK$1,556/mo
Deposit HK$2.97M · loan HK$5.52M · min. income ≈ HK$59,052/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$254,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,117
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$27,960
−HK$857/mo
Today · 4.125%
HK$28,817
baseline
▲ 0.50% · 4.625%
HK$30,571
+HK$1,754/mo
Deposit HK$2.55M · loan HK$5.95M · min. income ≈ HK$57,634/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,167
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$30,976
−HK$821/mo
Today · 4.125%
HK$31,797
baseline
▲ 0.50% · 4.625%
HK$33,473
+HK$1,676/mo
Deposit HK$2.55M · loan HK$5.95M · min. income ≈ HK$63,594/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,054
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$29,958
−HK$918/mo
Today · 4.125%
HK$30,876
baseline
▲ 0.50% · 4.625%
HK$32,755
+HK$1,879/mo
Deposit HK$2.12M · loan HK$6.37M · min. income ≈ HK$61,752/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$254,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,322
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$33,189
−HK$879/mo
Today · 4.125%
HK$34,068
baseline
▲ 0.50% · 4.625%
HK$35,864
+HK$1,796/mo
Deposit HK$2.12M · loan HK$6.37M · min. income ≈ HK$68,136/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$254,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,991
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$31,955
−HK$979/mo
Today · 4.125%
HK$32,934
baseline
▲ 0.50% · 4.625%
HK$34,938
+HK$2,004/mo
Deposit HK$1.70M · loan HK$6.80M · min. income ≈ HK$65,868/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,477
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$35,402
−HK$938/mo
Today · 4.125%
HK$36,340
baseline
▲ 0.50% · 4.625%
HK$38,255
+HK$1,915/mo
Deposit HK$1.70M · loan HK$6.80M · min. income ≈ HK$72,680/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,928
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$33,952
−HK$1,041/mo
Today · 4.125%
HK$34,993
baseline
▲ 0.50% · 4.625%
HK$37,122
+HK$2,129/mo
Deposit HK$1.27M · loan HK$7.22M · min. income ≈ HK$69,986/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$254,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,632
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$37,614
−HK$997/mo
Today · 4.125%
HK$38,611
baseline
▲ 0.50% · 4.625%
HK$40,646
+HK$2,035/mo
Deposit HK$1.27M · loan HK$7.22M · min. income ≈ HK$77,222/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$254,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,865
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$35,949
−HK$1,102/mo
Today · 4.125%
HK$37,051
baseline
▲ 0.50% · 4.625%
HK$39,305
+HK$2,254/mo
Deposit HK$849K · loan HK$7.64M · min. income ≈ HK$74,102/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,787
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$39,827
−HK$1,055/mo
Today · 4.125%
HK$40,882
baseline
▲ 0.50% · 4.625%
HK$43,037
+HK$2,155/mo
Deposit HK$849K · loan HK$7.64M · min. income ≈ HK$81,764/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,830 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).