▼ 0.50% · 3.625%
HK$18,329
−HK$1,149/mo
▼ 0.25% · 3.875%
HK$18,899
−HK$579/mo
Today · 4.125%
HK$19,478
baseline
▲ 0.50% · 4.625%
HK$20,664
+HK$1,186/mo
Deposit HK$4.02M · loan HK$4.02M · min. income ≈ HK$38,956/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$241,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,391
−HK$1,101/mo
▼ 0.25% · 3.875%
HK$20,938
−HK$554/mo
Today · 4.125%
HK$21,492
baseline
▲ 0.50% · 4.625%
HK$22,625
+HK$1,133/mo
Deposit HK$4.02M · loan HK$4.02M · min. income ≈ HK$42,984/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$241,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,162
−HK$1,264/mo
▼ 0.25% · 3.875%
HK$20,789
−HK$637/mo
Today · 4.125%
HK$21,426
baseline
▲ 0.50% · 4.625%
HK$22,730
+HK$1,304/mo
Deposit HK$3.62M · loan HK$4.42M · min. income ≈ HK$42,852/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$241,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,430
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$23,031
−HK$611/mo
Today · 4.125%
HK$23,642
baseline
▲ 0.50% · 4.625%
HK$24,888
+HK$1,246/mo
Deposit HK$3.62M · loan HK$4.42M · min. income ≈ HK$47,284/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$241,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,995
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$22,679
−HK$695/mo
Today · 4.125%
HK$23,374
baseline
▲ 0.50% · 4.625%
HK$24,796
+HK$1,422/mo
Deposit HK$3.22M · loan HK$4.82M · min. income ≈ HK$46,748/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,469
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$25,125
−HK$666/mo
Today · 4.125%
HK$25,791
baseline
▲ 0.50% · 4.625%
HK$27,150
+HK$1,359/mo
Deposit HK$3.22M · loan HK$4.82M · min. income ≈ HK$51,582/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,828
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$24,569
−HK$753/mo
Today · 4.125%
HK$25,322
baseline
▲ 0.50% · 4.625%
HK$26,863
+HK$1,541/mo
Deposit HK$2.81M · loan HK$5.22M · min. income ≈ HK$50,644/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$241,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,508
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$27,219
−HK$721/mo
Today · 4.125%
HK$27,940
baseline
▲ 0.50% · 4.625%
HK$29,413
+HK$1,473/mo
Deposit HK$2.81M · loan HK$5.22M · min. income ≈ HK$55,880/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$241,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,661
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$26,459
−HK$811/mo
Today · 4.125%
HK$27,270
baseline
▲ 0.50% · 4.625%
HK$28,929
+HK$1,659/mo
Deposit HK$2.41M · loan HK$5.63M · min. income ≈ HK$54,540/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$241,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,547
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$29,313
−HK$776/mo
Today · 4.125%
HK$30,089
baseline
▲ 0.50% · 4.625%
HK$31,676
+HK$1,587/mo
Deposit HK$2.41M · loan HK$5.63M · min. income ≈ HK$60,178/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$241,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,494
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$28,349
−HK$869/mo
Today · 4.125%
HK$29,218
baseline
▲ 0.50% · 4.625%
HK$30,995
+HK$1,777/mo
Deposit HK$2.01M · loan HK$6.03M · min. income ≈ HK$58,436/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$241,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,586
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$31,407
−HK$832/mo
Today · 4.125%
HK$32,239
baseline
▲ 0.50% · 4.625%
HK$33,938
+HK$1,699/mo
Deposit HK$2.01M · loan HK$6.03M · min. income ≈ HK$64,478/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$241,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,326
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$30,239
−HK$926/mo
Today · 4.125%
HK$31,165
baseline
▲ 0.50% · 4.625%
HK$33,062
+HK$1,897/mo
Deposit HK$1.61M · loan HK$6.43M · min. income ≈ HK$62,330/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,625
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$33,500
−HK$888/mo
Today · 4.125%
HK$34,388
baseline
▲ 0.50% · 4.625%
HK$36,201
+HK$1,813/mo
Deposit HK$1.61M · loan HK$6.43M · min. income ≈ HK$68,776/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,159
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$32,129
−HK$984/mo
Today · 4.125%
HK$33,113
baseline
▲ 0.50% · 4.625%
HK$35,128
+HK$2,015/mo
Deposit HK$1.21M · loan HK$6.83M · min. income ≈ HK$66,226/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,664
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$35,594
−HK$943/mo
Today · 4.125%
HK$36,537
baseline
▲ 0.50% · 4.625%
HK$38,463
+HK$1,926/mo
Deposit HK$1.21M · loan HK$6.83M · min. income ≈ HK$73,074/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,992
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$34,018
−HK$1,043/mo
Today · 4.125%
HK$35,061
baseline
▲ 0.50% · 4.625%
HK$37,195
+HK$2,134/mo
Deposit HK$804K · loan HK$7.23M · min. income ≈ HK$70,122/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$241,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,704
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$37,688
−HK$998/mo
Today · 4.125%
HK$38,686
baseline
▲ 0.50% · 4.625%
HK$40,726
+HK$2,040/mo
Deposit HK$804K · loan HK$7.23M · min. income ≈ HK$77,372/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$241,145 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).