▼ 0.50% · 3.625%
HK$16,033
−HK$1,005/mo
▼ 0.25% · 3.875%
HK$16,531
−HK$507/mo
Today · 4.125%
HK$17,038
baseline
▲ 0.50% · 4.625%
HK$18,075
+HK$1,037/mo
Deposit HK$3.52M · loan HK$3.52M · min. income ≈ HK$34,076/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$210,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,836
−HK$964/mo
▼ 0.25% · 3.875%
HK$18,315
−HK$485/mo
Today · 4.125%
HK$18,800
baseline
▲ 0.50% · 4.625%
HK$19,791
+HK$991/mo
Deposit HK$3.52M · loan HK$3.52M · min. income ≈ HK$37,600/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$210,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,636
−HK$1,106/mo
▼ 0.25% · 3.875%
HK$18,185
−HK$557/mo
Today · 4.125%
HK$18,742
baseline
▲ 0.50% · 4.625%
HK$19,882
+HK$1,140/mo
Deposit HK$3.16M · loan HK$3.87M · min. income ≈ HK$37,484/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$210,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,620
−HK$1,060/mo
▼ 0.25% · 3.875%
HK$20,146
−HK$534/mo
Today · 4.125%
HK$20,680
baseline
▲ 0.50% · 4.625%
HK$21,770
+HK$1,090/mo
Deposit HK$3.16M · loan HK$3.87M · min. income ≈ HK$41,360/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$210,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,239
−HK$1,207/mo
▼ 0.25% · 3.875%
HK$19,838
−HK$608/mo
Today · 4.125%
HK$20,446
baseline
▲ 0.50% · 4.625%
HK$21,690
+HK$1,244/mo
Deposit HK$2.81M · loan HK$4.22M · min. income ≈ HK$40,892/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$210,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,403
−HK$1,157/mo
▼ 0.25% · 3.875%
HK$21,978
−HK$582/mo
Today · 4.125%
HK$22,560
baseline
▲ 0.50% · 4.625%
HK$23,749
+HK$1,189/mo
Deposit HK$2.81M · loan HK$4.22M · min. income ≈ HK$45,120/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$210,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,843
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$21,491
−HK$659/mo
Today · 4.125%
HK$22,150
baseline
▲ 0.50% · 4.625%
HK$23,497
+HK$1,347/mo
Deposit HK$2.46M · loan HK$4.57M · min. income ≈ HK$44,300/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$210,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,187
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$23,809
−HK$631/mo
Today · 4.125%
HK$24,440
baseline
▲ 0.50% · 4.625%
HK$25,728
+HK$1,288/mo
Deposit HK$2.46M · loan HK$4.57M · min. income ≈ HK$48,880/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$210,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,446
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$23,144
−HK$709/mo
Today · 4.125%
HK$23,853
baseline
▲ 0.50% · 4.625%
HK$25,305
+HK$1,452/mo
Deposit HK$2.11M · loan HK$4.92M · min. income ≈ HK$47,706/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$210,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,971
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$25,640
−HK$680/mo
Today · 4.125%
HK$26,320
baseline
▲ 0.50% · 4.625%
HK$27,707
+HK$1,387/mo
Deposit HK$2.11M · loan HK$4.92M · min. income ≈ HK$52,640/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$210,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,049
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$24,797
−HK$760/mo
Today · 4.125%
HK$25,557
baseline
▲ 0.50% · 4.625%
HK$27,112
+HK$1,555/mo
Deposit HK$1.76M · loan HK$5.27M · min. income ≈ HK$51,114/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$210,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,754
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$27,472
−HK$728/mo
Today · 4.125%
HK$28,200
baseline
▲ 0.50% · 4.625%
HK$29,686
+HK$1,486/mo
Deposit HK$1.76M · loan HK$5.27M · min. income ≈ HK$56,400/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$210,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,652
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$26,450
−HK$811/mo
Today · 4.125%
HK$27,261
baseline
▲ 0.50% · 4.625%
HK$28,920
+HK$1,659/mo
Deposit HK$1.41M · loan HK$5.62M · min. income ≈ HK$54,522/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$210,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,538
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$29,303
−HK$777/mo
Today · 4.125%
HK$30,080
baseline
▲ 0.50% · 4.625%
HK$31,665
+HK$1,585/mo
Deposit HK$1.41M · loan HK$5.62M · min. income ≈ HK$60,160/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$210,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,256
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$28,103
−HK$862/mo
Today · 4.125%
HK$28,965
baseline
▲ 0.50% · 4.625%
HK$30,727
+HK$1,762/mo
Deposit HK$1.05M · loan HK$5.98M · min. income ≈ HK$57,930/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$210,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,322
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$31,135
−HK$825/mo
Today · 4.125%
HK$31,960
baseline
▲ 0.50% · 4.625%
HK$33,644
+HK$1,684/mo
Deposit HK$1.05M · loan HK$5.98M · min. income ≈ HK$63,920/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$210,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,859
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$29,757
−HK$912/mo
Today · 4.125%
HK$30,669
baseline
▲ 0.50% · 4.625%
HK$32,535
+HK$1,866/mo
Deposit HK$703K · loan HK$6.33M · min. income ≈ HK$61,338/mo (50% DSR)
Upfront cash ≈ HK$914K (deposit + AVD stamp duty HK$210,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,105
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$32,966
−HK$874/mo
Today · 4.125%
HK$33,840
baseline
▲ 0.50% · 4.625%
HK$35,624
+HK$1,784/mo
Deposit HK$703K · loan HK$6.33M · min. income ≈ HK$67,680/mo (50% DSR)
Upfront cash ≈ HK$914K (deposit + AVD stamp duty HK$210,934 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).