▼ 0.50% · 3.625%
HK$18,352
−HK$1,151/mo
▼ 0.25% · 3.875%
HK$18,923
−HK$580/mo
Today · 4.125%
HK$19,503
baseline
▲ 0.50% · 4.625%
HK$20,690
+HK$1,187/mo
Deposit HK$4.02M · loan HK$4.02M · min. income ≈ HK$39,006/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$241,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,417
−HK$1,103/mo
▼ 0.25% · 3.875%
HK$20,965
−HK$555/mo
Today · 4.125%
HK$21,520
baseline
▲ 0.50% · 4.625%
HK$22,654
+HK$1,134/mo
Deposit HK$4.02M · loan HK$4.02M · min. income ≈ HK$43,040/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$241,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,188
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$20,816
−HK$638/mo
Today · 4.125%
HK$21,454
baseline
▲ 0.50% · 4.625%
HK$22,759
+HK$1,305/mo
Deposit HK$3.62M · loan HK$4.43M · min. income ≈ HK$42,908/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$241,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,459
−HK$1,213/mo
▼ 0.25% · 3.875%
HK$23,061
−HK$611/mo
Today · 4.125%
HK$23,672
baseline
▲ 0.50% · 4.625%
HK$24,920
+HK$1,248/mo
Deposit HK$3.62M · loan HK$4.43M · min. income ≈ HK$47,344/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$241,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,023
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$22,708
−HK$696/mo
Today · 4.125%
HK$23,404
baseline
▲ 0.50% · 4.625%
HK$24,828
+HK$1,424/mo
Deposit HK$3.22M · loan HK$4.83M · min. income ≈ HK$46,808/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,500
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$25,157
−HK$667/mo
Today · 4.125%
HK$25,824
baseline
▲ 0.50% · 4.625%
HK$27,185
+HK$1,361/mo
Deposit HK$3.22M · loan HK$4.83M · min. income ≈ HK$51,648/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,858
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$24,600
−HK$754/mo
Today · 4.125%
HK$25,354
baseline
▲ 0.50% · 4.625%
HK$26,897
+HK$1,543/mo
Deposit HK$2.82M · loan HK$5.23M · min. income ≈ HK$50,708/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$241,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,542
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$27,254
−HK$722/mo
Today · 4.125%
HK$27,976
baseline
▲ 0.50% · 4.625%
HK$29,451
+HK$1,475/mo
Deposit HK$2.82M · loan HK$5.23M · min. income ≈ HK$55,952/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$241,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,693
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$26,493
−HK$812/mo
Today · 4.125%
HK$27,305
baseline
▲ 0.50% · 4.625%
HK$28,966
+HK$1,661/mo
Deposit HK$2.41M · loan HK$5.63M · min. income ≈ HK$54,610/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$241,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,584
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$29,350
−HK$778/mo
Today · 4.125%
HK$30,128
baseline
▲ 0.50% · 4.625%
HK$31,716
+HK$1,588/mo
Deposit HK$2.41M · loan HK$5.63M · min. income ≈ HK$60,256/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$241,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,529
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$28,385
−HK$870/mo
Today · 4.125%
HK$29,255
baseline
▲ 0.50% · 4.625%
HK$31,035
+HK$1,780/mo
Deposit HK$2.01M · loan HK$6.04M · min. income ≈ HK$58,510/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$241,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,625
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$31,447
−HK$833/mo
Today · 4.125%
HK$32,280
baseline
▲ 0.50% · 4.625%
HK$33,982
+HK$1,702/mo
Deposit HK$2.01M · loan HK$6.04M · min. income ≈ HK$64,560/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$241,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,364
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$30,277
−HK$928/mo
Today · 4.125%
HK$31,205
baseline
▲ 0.50% · 4.625%
HK$33,104
+HK$1,899/mo
Deposit HK$1.61M · loan HK$6.44M · min. income ≈ HK$62,410/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,667
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$33,543
−HK$889/mo
Today · 4.125%
HK$34,432
baseline
▲ 0.50% · 4.625%
HK$36,247
+HK$1,815/mo
Deposit HK$1.61M · loan HK$6.44M · min. income ≈ HK$68,864/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,199
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$32,170
−HK$986/mo
Today · 4.125%
HK$33,156
baseline
▲ 0.50% · 4.625%
HK$35,173
+HK$2,017/mo
Deposit HK$1.21M · loan HK$6.84M · min. income ≈ HK$66,312/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,709
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$35,640
−HK$944/mo
Today · 4.125%
HK$36,584
baseline
▲ 0.50% · 4.625%
HK$38,512
+HK$1,928/mo
Deposit HK$1.21M · loan HK$6.84M · min. income ≈ HK$73,168/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,034
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$34,062
−HK$1,044/mo
Today · 4.125%
HK$35,106
baseline
▲ 0.50% · 4.625%
HK$37,242
+HK$2,136/mo
Deposit HK$805K · loan HK$7.24M · min. income ≈ HK$70,212/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,750
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$37,736
−HK$1,000/mo
Today · 4.125%
HK$38,736
baseline
▲ 0.50% · 4.625%
HK$40,778
+HK$2,042/mo
Deposit HK$805K · loan HK$7.24M · min. income ≈ HK$77,472/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,453 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).